Question Completion with options:
Select all that apply.
A. To bring some light-hearted humor to practicing a rather difficult behavior.
B. Things like losing your keys and empty ink cartridges are actually more important of a problem than expected.
C. Due to their simplicity, there is a “right” or “perfect” solution to be identified.
D. Removes the risk associated with trying to find the “right” or “perfect” solution.
E. They are problems and resources that most people have experience with or can relate to.
Answer:
We practice making associations with simple and mundane problems and resources because:
E. They are problems and resources that most people have experience with or can relate to.
Explanation:
Such problems and resources are malleable to daily practice and association because they are simple and commonplace. Most people can also relate to the given problems and resources, having acquired the experience before or they have been associated with the resources for solving the particular problems. So making them a subject of practice, it becomes easier to use them as anecdotes for teaching and enlightenment. Experience, some claim, is a good teacher.
your newest coworker is not as productive as other members on your team
Hello thank you so much for your help so kinda a long question here (multiple parts).
2. The Third National Bank has reserves of $20,000 and checkable deposits of $100,000. The reserve ratio is 20 percent. Households deposit $5000 in currency into the bank and that currency is added to reserves.
Recall, to calculate checkable deposits you have to add the original checkable deposits to the new deposit. To calculate required reserves for the deposits, you have to multiply the required reserve ratio (decimal from) by checkable deposits. To calculate excess reserves, you will subtract required reserves from actual reserves.
2.1. What level of excess reserves does the bank now have?
2.2. Complete the table below for the Third National Bank. You have to distinguish between a bank's assets and bank's liabilities.
The figures in the table below are for the Third National Bank. All figures are in thousands of dollars. (Table/chart/graph) normally goes here)
2.3. What is the total assets of this bank? Explain the basics of this bank’s balance sheet.
2.4.If the required reserve ratio for the Third National Bank is 10 percent, what is the monetary multiplier?
(helpful stuff)Recall, to calculate you have to use the formula: Monetary Multiplier = 1÷Required Reserve Ratio. The money multiplier is a key measure in banking that helps to predict the money supply that will be available to drive economic growth. As you can see from the formula, if the reserve requirement is 20%, the money multiplier will be 1 divided by 0.2, which is 5. We can then use the money multiplier multiplied by the excess reserves to determine the maximum checkable-deposit creation that will be provided by the new money entering the system.
2.5. If the monetary multiplier is 4, what is the required reserve ratio? Describe how and identify by what amount the Third National Bank can create money in the economy.
(helpful stuff)Recall that, generally, bank creates money in a typical economy by making loans. The Fed sets the reserve requirement (the required reserve ratio) that directly affects the amount of money creation.
Answer:
it is too long don't understand sorry
The adjusted trial balance for Chiara Company as of December 31 follows.
Debit Credit
Cash 69,000
Accounts receivable 54,000
Interest receivable 22,000
Notes receivable (due in 90 days) 170,500
Office supplies 16,500
Automobiles 171,000
Accumulated depreciation—Automobiles 70,000
Equipment 142,000
Answer:
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If you were a loan officer evaluating a small business credit application for a loan and you wanted to ensure that the applicant had more than sufficient cash flow to pay off its existing debt, the applicant's cash-flow-to-debt ratio would have to be greater than:_______
a. the TIE ratio.
b. peer average ratio.
c. the interest rate on the debt.
d. zero.
e. one.
Answer:
c. the interest rate on the debt.
Explanation:
The rate of interest on the debt is the amount i.e. payable to the firm on the regular basis. Also the firm have the more balance so that it ensures that they are free fro any default risk
Therefore according to the given situation, it is mentioned that the applicant had more than the enough cash flow so that he pay off the existing debt
Therefore the cash flow to debt ratio would be higher than the interest rate on the debt
hence, the option c is correct
Cash flows from operating activities include:__________.a) paying principal to lenders. b) changes in accounts receivable. c) purchases of equipment. d) proceeds from stock issuance.
Answer:
it is flowatational
Explanation:
Cash flows from operating activities include:flowatational.a) paying principal to lenders. b) changes in accounts receivable. c) purchases of equipment. d) proceeds from stock issuance.
Ralph has a balance of $1350 on his credit card, which he plans to pay off by
making a payment of the same amount each month. Which of these monthly
amounts will allow Ralph to pay off his balance the fastest?
O A. $40
B. $35
C. $25
O D. $30
Answer:
d
Explanation:
what is confidential information
Answer:
Information that is top secret vip your eyes only
Answer:
"Confidential Information" means all material, non-public, business-related information, written or oral, whether or not it is marked as such, that is disclosed or made available to the receiving party, directly or indirectly, through any means of communication or observation!
Hope it helps!
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Mullis Company sold merchandise on account to a customer for $1,045, terms n/30. The journal entry to record this sale transaction would be: ________
Answer:
Debit Accounts Receivable $1,045 and credit Sales $1,045.
Explanation:
Date Account Titles Debit Credit
Accounts Receivable $1,045
Sales $1,045
Trout Lumber Yard has a current accounts receivable balance of $447,516. Credit sales for the year just ended were $8,105,305. a. What is the receivables turnover? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. What is the days’ sales in receivables? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) c. How long did it take on average for credit customers to pay off their accounts during the past year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
Answer:
Trout Lumber Yard
a. The receivables turnover = Net Credit Sales/Average Receivables
= $8,105,305/$447,516
= 18 times per year
b. The Days' Sales in Receivables = Average Receivables/Credit Sales * 365
= $447,516/$8,105,305 * 365
= 20.15 days
c. On the average, it took 20.15 days (365/18.11) for credit customers to pay off their accounts during the past year.
Explanation:
a) Data and Calculations:
Accounts receivable balance = $447,516
Credit sales for the year just ended = $8,105,305
The receivables turnover = Net Credit Sales/Average Receivables
= $8,105,305/$447,516
= 18.11 times
The Days' Sales in Receivables = Average Receivables/Credit Sales * 365
= $447,516/$8,105,305 * 365
= 20.15 days
which of the following would be part of a
financial managers investment decision?
a) Spending money on wovenie experdiduse
b) Spending money on Capital expenditure
a Borrowing funds
d) Raising money using equity Finance
Answer:
D
Explanation:
because iring gi gapos
Noncompensatory stock option plans have all of the following characteristics except:__________
a. participation by substantially all full-time employees who meet limited employment qualifications.
b. equal offers of stock to all eligible employees.
c. a limited amount of time permitted to exercise the option.
d. a provision related to the achievement of certain performance criteria.
Answer: d. A provision related to the achievement of certain performance criteria
Explanation:
While compensatory plans are used in order to compensate the employees of a particular company, the noncompensatory stock option is one whereby the employees of a company are allowed to purchase the stock of that company at a particular price t a specific price and at a particular time period.
Some of its characteristics include:
• participation by substantially all full-time employees who meet limited employment qualifications.
• equal offers of stock to all eligible employees.
• a limited amount of time permitted to exercise the option.
Option D that "provision related to the achievement of certain performance criteria" isn't a characteristics. Therefore, D is the answer.
Sienna Manufacturing uses a two-step process to make a metal part. The first step involves cutting with a machine that requires a 40-minute setup time before the production of each batch. The cutting takes 30 minutes per part. The second step is polishing the parts from cutting. The polishing takes 40 minutes per part, and the polishing machine requires no setup. Assume demand is unlimited. What is the ideal batch size of the parts?
a. 10
b. 8
c. 4
d. 2
. What do you think the purpose of standardized testing is?
Answer:
Explanation:
The purpose of standerdized testing is to allow teachers and administrators to ajust teaching procedures to better educate the students in that School/Area/State.
Answer:
Its for teachers and the school know how you are doing in school. Don't stress about tests. :D
Explanation:
Suppose on Monday June 1, you long and I short the futures contract on 1000 units of commodity, for December delivery. We enter the positions when the futures price is $15 per unit. We are required to post margins equal to 12% of the contract amount. On Tuesday June 2, the December contract settles at $15.75. Between Monday and Tuesday, my return will be what percentage?
a. -4.2%
b. 50%
c. -42%
d. 5%
Answer: -42%
Explanation:
Based on the scenario in the question, the initial investment will be:
= 15 × 1000 × 12%
= 15 × 1000 × 0.12
= $1,800
We then calculate the return. This will be:
=[(15 - 15.75) × 1,000]/1,800
= -750/1,800
= -0.4166666667
Return = -42%
How many times did Donald trump declare bankruptcy
McDonald's is a major company in the restaurant business
A project has an initial cost of $480,000, projected cash inflows of $311,500, cash costs of $214,650, a tax rate of 35 percent, and a weighted average cost of capital of 13.8 percent. What is the net present value of the project
Answer:
The net present value of the project is -$23,822.46.
Explanation:
Gross profit = Cash inflow - Cash cost = $311,500 - $214,650 = $96,850
Tax = Gross profit * Tax rate = $96,850 * 35% = $33,897.50
Net profit = Gross profit - Tax = $96,850 - $33,897.50 = $62,952.50
The net profit which is an annual income is a type of perpetuity and its present value can be calculated as follows:
Present value of perpetuity = Annual net profit or income / weighted average cost of capital = $62,952.50 / 0.138 = $456,177.54
The net present value of the project can now be calculated as follows:
Net present value of the project = Present value of perpetuity - Initial cost = $456,177.54 - $480,000 = -$23,822.46
Therefore, the net present value of the project is -$23,822.46.
As part of a good Section 351 transaction Andy contributes his business with a basis of $200,000 in exchange for $300,000 worth of stock and $50,000 of cash. What gain does Andy recognize?
Answer:
Gain = $150,000
Explanation:
Given:
Contribution = $200,000
Exchange stock = $300,000
Cash = $50,000
Find:
Gain
Computation:
Gain = Exchange stock + Cash - Contribution
Gain = $300,000 + $50,000 - $200,000
Gain = $150,000
Sand Point Corporation's common stock recently paid a dividend of $1.50. Investors require a 16% rate of return on this stock. Sand Point earns a 30% return on equity. The firm pays 60% of its earnings as dividends, and reinvests 40% of earnings in the firm. What is the value of the stock
Answer: $42
Explanation:
Value can be found using the Gordon Growth model;
= (Current dividend * (1 + Growth rate)) / ( required return - growth rate)
Growth rate = Retention ratio * Return on equity
= 40% * 30%
= 12%
Value = (1.50 * 1.12)/ ( 16% - 12%)
= $42
Yields on short-term bonds tend to be more volatile than yields on long-term bonds. Suppose that you have estimated that the yield on 20-year bonds changes by 10 basis points for every 21-basis-point move in the yield on 5-year bonds. You hold a $2.1 million portfolio of 5-year maturity bonds with modified duration 4 years and desire to hedge your interest rate exposure with T-bond futures, which currently have modified duration 9 years and sell at F0 = $70. How many futures contracts should you sell? (Do not round intermediate calculations. Round your final answer to the nearest whole number.)
Answer:
67
Explanation:
thebyield is good
On January 1, 2018, Sanderson, Inc. acquired a machine for $1,110,000. The estimated useful life of the asset is five years. Residual value at the end of five years is estimated to be $91,000. What is the book value of the machine at the end of 2019 if the company uses the straight-line method of depreciation? Group of answer choices $666,000 $702,400 $611,400 $665,996
Answer:
$702,400
Explanation:
Calculation for the book value of the machine at the end of 2019
First step is to calculate the Depreciation using the straight-line method
Using this formula
Depreciation= (Cost - Residual value) / Useful life
Let plug in the formula
Depreciation = ($1,110,000 - $91,000) / 5
Depreciation= $203,800
Last step is to calculate Book value
Machine Book value = $1,110,000 - $203,800 - $203,800
Machine Book value = $702,400
Therefore the the book value of the machine at the end of 2019 will be $702,400
When looking at developing a particular residential project in a market, the most important factors in figuring out the market area are ___________
Answer: employment opportunities and commuting ranges.
Explanation:
When looking at developing a particular residential project in a market, the most important factors in figuring out the market area are employment opportunities and commuting ranges.
One should look at the employment opportunities that such project will bring as this is vital to improving the standard of living of the people in the area. One should also look at the commuting ranges as that is vital too.
Neoclassical economists focus on the economy ________. a. in the long-run b. in the short-run c. when it is experiencing a prolonged recession d. at the natural rate of unemploymen
Answer: in the long run.
Explanation:
Neoclassical Economics focuses on the economy in the long run. According to the Neoclassical Economics, the aim of the government should be on how to control inflation in the economy and also on the long term growth of the economy.
They believe that government should worry less on certain issues such as cyclical unemployment as this is a short term phenomena.
Foreign persons, including foreign governments, may sue under U.S. antitrust laws in U.S. courts.
a. True
b. False
Answer:
a. True
Explanation:
An antitrust law can be defined as a statute or legal framework developed by the federal and state government of the United States of America, which regulates the actions and conducts of business entities so as to protect end users (customers) from predatory business activities and to boost competitiveness among businesses.
In the United States of America, an example of an antitrust law is the Sherman Act of 1890.
Generally, foreign persons, including foreign governments, may sue under U.S. antitrust laws in U.S. courts.
What is global trade?
A. When products, services, and money are exchanged between the United States and Canada
B. When products, services, and money are exchanged between different countries
C. When products, services, and money are exchanged within a single country
D. When products, services, and money are exchanged only between different cities in one state
Answer:
Answer letter B
When products,services,money are exchanged between different countries.
Answer:
B. When products, services, and money are exchanged between different countries
Jacob works as a researcher for a car showroom. He's going to collect data about consumers' changing preferences, Interests, and demands. He
doesn't plan to select a sample or conduct a survey. Instead, he wants to analyze the behavior of random consumers on his own. He wants to
study their reactions without letting them know that they are a part of the research study. He has decided to go to car showrooms and check
how consumers react to various car models. The notes that he plans to record during the process will form the basis of the market research
data. Which method of primary market research does Jacob plan to use?
Answer:
Visits to competitors' locations
Explanation:
Analyzing the information obtained in the scenario of the question above, it is correct to state that Jacob plans to use the primary market research method of visits to competing locations.
This method consists of gathering essential data and information for his research collected directly in a place that can serve as a parameter as a real scenario, that is, when visiting competing places, Jacob will be able to achieve his goal of collecting information, which is to analyze through of a real situation as is the behavior of random consumers on their own and understand their reactions.
This method can be effective because it eliminates biased behaviors by research participants, so that it can identify a real consumption situation without any type of interference, and it can be ideal to identify patterns of behavior that help to identify data about changes in consumer preferences, interests and demands, which is the goal of your research.
Answer:
behavior observation
Explanation:
Which statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements? Loan requirements will likely be relaxed. Interest rates will likely decrease. Housing prices will likely decrease. Investment opportunities will likely improve.
Answer:
B. Interest rates will likely decrease.
Explanation:
The statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements is that interest rates will likely decrease.
How does Fed respond to recessions?In the time of recessions, the Fed do uses different monetary policy tools in order to reduce unemployment rates and re-inflate prices.
These tools are said to be open market asset purchases, reserve regulation, etc. Borrowers will most likely benefit when the Fed reduces reserve requirements when interest rates will likely decrease.
Learn more about interest rates from
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Swifty Corporation’s April 30 inventory was destroyed by fire. January 1 inventory was $159,400, and purchases for January through April totaled $504,000. Sales revenue for the same period was $671,100. Swifty’s normal gross profit percentage is 35% on sales.
Using the gross profit method, estimate Swifty’s April 30 inventory that was destroyed by fire.
Answer:
$226,000
Explanation:
Ending Inventory As of April 30, is the ending inventory from January to April.
Opening inventory = $159,409
Purchases = $504,000
gross profit =35% of $671,100
=0.35 x 671,000
=234,000
cost of goods sold = revenue - gross profit
=$671,100 - $234,000
=$437, 000
cost of goods sold = opening inventory + purchases- ending inventory
=$437, 000= $159,409 + $504,000- ending inventory
=$437,000= $663,409- ending inventory.
Ending inventory = $663,409 - $437,000
=$226,000
Which is the most accurate definition of body language?
inappropriate comments about a coworker's size or shape
nonverbal communication of a person's thoughts and attitudes
slang words used to discuss people who aren't in the room
the range of words a person uses in verbal communication
Answer:
nonverbal communication of a person's thoughts and attitudes
Explanation:
I think
On January 1, 2017, Ellison Co. issued eight-year bonds with a face value of $6,000,000 and a stated interest rate of 6%, payable semiannually on June 30 and December 31. The bonds were sold to yield 8%.
Present value of 1 for 8 periods at 6% 0.627
Present value of 1 for 8 periods at 8% 0.540
Present value of 1 for 16 periods at 3% 0.623
Present value of 1 for 16 periods at 4% 0.534
Present value of annuity for 8 periods at 6% 6.210
Present value of annuity for 8 periods at 8% 5.747
Present value of annuity for 16 periods at 3% 12.561
Present value of annuity for 16 periods at 4% 11.652
The issue price of the bonds is:_________
a. $5,337,360.
b. $5,997,600.
c. $5,301,360.
d. $5,308,920.
Answer:
Bond Price = $5,300,862.264 rounded off to $5,300,862.26
Explanation:
To calculate the price of the bond today, we will use the formula for the price of the bond. Assuming the bond is an annual bond, the semi coupon payment, number of periods and semi annual YTM will be,
Coupon Payment (C) = 6,000,000 * 0.06 * 6/12 = 180 ,000
Total periods (n) = 8 * 2 = 16
r or YTM = 0.08 * 6/12 = 0.04 or 4%
The formula to calculate the price of the bonds today is attached.
Bond Price = 180000 * [( 1 - (1+0.04)^-16) / 0.04] + 6000000 / (1+0.04)^16
Bond Price = $5,300,862.264 rounded off to $5,300,862.26