Using _____ requires gathering a lot of information about customers’ preferences and shopping patterns, and some customers get impatient with answering long surveys about their preferences.
Answer:
Personalization.
Explanation:
Using personalization in customer relationship management (CRM) requires gathering a lot of information about customers’ preferences and shopping patterns, and some customers get impatient with answering long surveys about their preferences.
This ultimately implies that, personalization deals with gathering information about a specific customer's choice such as taste, requirements, product preferences, shopping styles or patterns in order to be able to serve him or her better, through the provision of goods and services that meets their needs.
Neoclassical economists focus on the economy ________. a. in the long-run b. in the short-run c. when it is experiencing a prolonged recession d. at the natural rate of unemploymen
Answer: in the long run.
Explanation:
Neoclassical Economics focuses on the economy in the long run. According to the Neoclassical Economics, the aim of the government should be on how to control inflation in the economy and also on the long term growth of the economy.
They believe that government should worry less on certain issues such as cyclical unemployment as this is a short term phenomena.
. What do you think the purpose of standardized testing is?
Answer:
Explanation:
The purpose of standerdized testing is to allow teachers and administrators to ajust teaching procedures to better educate the students in that School/Area/State.
Answer:
Its for teachers and the school know how you are doing in school. Don't stress about tests. :D
Explanation:
Swifty Corporation’s April 30 inventory was destroyed by fire. January 1 inventory was $159,400, and purchases for January through April totaled $504,000. Sales revenue for the same period was $671,100. Swifty’s normal gross profit percentage is 35% on sales.
Using the gross profit method, estimate Swifty’s April 30 inventory that was destroyed by fire.
Answer:
$226,000
Explanation:
Ending Inventory As of April 30, is the ending inventory from January to April.
Opening inventory = $159,409
Purchases = $504,000
gross profit =35% of $671,100
=0.35 x 671,000
=234,000
cost of goods sold = revenue - gross profit
=$671,100 - $234,000
=$437, 000
cost of goods sold = opening inventory + purchases- ending inventory
=$437, 000= $159,409 + $504,000- ending inventory
=$437,000= $663,409- ending inventory.
Ending inventory = $663,409 - $437,000
=$226,000
A project has an initial cost of $480,000, projected cash inflows of $311,500, cash costs of $214,650, a tax rate of 35 percent, and a weighted average cost of capital of 13.8 percent. What is the net present value of the project
Answer:
The net present value of the project is -$23,822.46.
Explanation:
Gross profit = Cash inflow - Cash cost = $311,500 - $214,650 = $96,850
Tax = Gross profit * Tax rate = $96,850 * 35% = $33,897.50
Net profit = Gross profit - Tax = $96,850 - $33,897.50 = $62,952.50
The net profit which is an annual income is a type of perpetuity and its present value can be calculated as follows:
Present value of perpetuity = Annual net profit or income / weighted average cost of capital = $62,952.50 / 0.138 = $456,177.54
The net present value of the project can now be calculated as follows:
Net present value of the project = Present value of perpetuity - Initial cost = $456,177.54 - $480,000 = -$23,822.46
Therefore, the net present value of the project is -$23,822.46.
which of the following would be part of a
financial managers investment decision?
a) Spending money on wovenie experdiduse
b) Spending money on Capital expenditure
a Borrowing funds
d) Raising money using equity Finance
Answer:
D
Explanation:
because iring gi gapos
Noncompensatory stock option plans have all of the following characteristics except:__________
a. participation by substantially all full-time employees who meet limited employment qualifications.
b. equal offers of stock to all eligible employees.
c. a limited amount of time permitted to exercise the option.
d. a provision related to the achievement of certain performance criteria.
Answer: d. A provision related to the achievement of certain performance criteria
Explanation:
While compensatory plans are used in order to compensate the employees of a particular company, the noncompensatory stock option is one whereby the employees of a company are allowed to purchase the stock of that company at a particular price t a specific price and at a particular time period.
Some of its characteristics include:
• participation by substantially all full-time employees who meet limited employment qualifications.
• equal offers of stock to all eligible employees.
• a limited amount of time permitted to exercise the option.
Option D that "provision related to the achievement of certain performance criteria" isn't a characteristics. Therefore, D is the answer.
Suppose on Monday June 1, you long and I short the futures contract on 1000 units of commodity, for December delivery. We enter the positions when the futures price is $15 per unit. We are required to post margins equal to 12% of the contract amount. On Tuesday June 2, the December contract settles at $15.75. Between Monday and Tuesday, my return will be what percentage?
a. -4.2%
b. 50%
c. -42%
d. 5%
Answer: -42%
Explanation:
Based on the scenario in the question, the initial investment will be:
= 15 × 1000 × 12%
= 15 × 1000 × 0.12
= $1,800
We then calculate the return. This will be:
=[(15 - 15.75) × 1,000]/1,800
= -750/1,800
= -0.4166666667
Return = -42%
What is global trade?
A. When products, services, and money are exchanged between the United States and Canada
B. When products, services, and money are exchanged between different countries
C. When products, services, and money are exchanged within a single country
D. When products, services, and money are exchanged only between different cities in one state
Answer:
Answer letter B
When products,services,money are exchanged between different countries.
Answer:
B. When products, services, and money are exchanged between different countries
On September 1, Emil Rovey purchased a vehicle for $98,000 with a residual value of $5,000. The estimated useful life is 10 years and the company uses the straight-line method. What is the depreciation expense for the year ended December 31?
Answer:Depreciation expense for the year ended December 31=$3, 100
Explanation:
Depreciation expense for the year using straight line depreciation is given as
First, we calculate the Annual Depreciation
Annual Depreciation = Purchase cost - Residual value/ Number of years
= $98,000 - $5,000 / 10
$93,000 /10
$9300.
Annual depreciation = $9,300,
Therefore, Depreciation expense for year ended December 31.
Annual Depreciation x Period of usage
$9,300 x 4/12 ( September to December
Depreciation expense=$3, 100
Sienna Manufacturing uses a two-step process to make a metal part. The first step involves cutting with a machine that requires a 40-minute setup time before the production of each batch. The cutting takes 30 minutes per part. The second step is polishing the parts from cutting. The polishing takes 40 minutes per part, and the polishing machine requires no setup. Assume demand is unlimited. What is the ideal batch size of the parts?
a. 10
b. 8
c. 4
d. 2
The adjusted trial balance for Chiara Company as of December 31 follows.
Debit Credit
Cash 69,000
Accounts receivable 54,000
Interest receivable 22,000
Notes receivable (due in 90 days) 170,500
Office supplies 16,500
Automobiles 171,000
Accumulated depreciation—Automobiles 70,000
Equipment 142,000
Answer:
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Cash flows from operating activities include:__________.a) paying principal to lenders. b) changes in accounts receivable. c) purchases of equipment. d) proceeds from stock issuance.
Answer:
it is flowatational
Explanation:
Cash flows from operating activities include:flowatational.a) paying principal to lenders. b) changes in accounts receivable. c) purchases of equipment. d) proceeds from stock issuance.
Sand Point Corporation's common stock recently paid a dividend of $1.50. Investors require a 16% rate of return on this stock. Sand Point earns a 30% return on equity. The firm pays 60% of its earnings as dividends, and reinvests 40% of earnings in the firm. What is the value of the stock
Answer: $42
Explanation:
Value can be found using the Gordon Growth model;
= (Current dividend * (1 + Growth rate)) / ( required return - growth rate)
Growth rate = Retention ratio * Return on equity
= 40% * 30%
= 12%
Value = (1.50 * 1.12)/ ( 16% - 12%)
= $42
One of Hartman Company's activity cost pools is inspecting, with estimated overhead of $140,000. Hartman produces throw rugs (700 inspections) and area rugs (1,300 inspections). How much of the inspecting cost pool should be assigned to area rugs?
a. 75,384
b. 70,000
c. 140,000
d. 49,000
The options provided are incorrect. The correct answer is as follows
Answer:
Area rugs = $91000
Explanation:
The overheads of the cost pool should be divided among the rugs based on the number of inspections carried out under each category divided by the total number of inspections in the cost pool. The division should be such that,
Inspection cost division
Throw rugs = 140000 * 700 / (700+1300)
Throw rugs = $49000
Area rugs = 140000 * 1300 / (700+1300)
Area rugs = $91000
McDonald's is a major company in the restaurant business
If you were a loan officer evaluating a small business credit application for a loan and you wanted to ensure that the applicant had more than sufficient cash flow to pay off its existing debt, the applicant's cash-flow-to-debt ratio would have to be greater than:_______
a. the TIE ratio.
b. peer average ratio.
c. the interest rate on the debt.
d. zero.
e. one.
Answer:
c. the interest rate on the debt.
Explanation:
The rate of interest on the debt is the amount i.e. payable to the firm on the regular basis. Also the firm have the more balance so that it ensures that they are free fro any default risk
Therefore according to the given situation, it is mentioned that the applicant had more than the enough cash flow so that he pay off the existing debt
Therefore the cash flow to debt ratio would be higher than the interest rate on the debt
hence, the option c is correct
Last year's asset turnover ratio was 2.0. Sales have increased by 25% and total assets have increased by 10% since that time. What is the current asset turnover ratio?
a. 1.82
b. 2.05
c. 2.15
d. 2.27
Answer: d. 2.27
Explanation:
Asset Turnover = Total sales / Average Assets
Last years turnover ratio was 2.0 so assume Sales were $20 and Assets were $10 which would give the turnover of 2.0
The new turnover would be;
= (20 * 1.25)/(10 * 1.1)
= 25/11
= 2.27
Which is the most accurate definition of body language?
inappropriate comments about a coworker's size or shape
nonverbal communication of a person's thoughts and attitudes
slang words used to discuss people who aren't in the room
the range of words a person uses in verbal communication
Answer:
nonverbal communication of a person's thoughts and attitudes
Explanation:
I think
your newest coworker is not as productive as other members on your team
On January 1, 2018, Sanderson, Inc. acquired a machine for $1,110,000. The estimated useful life of the asset is five years. Residual value at the end of five years is estimated to be $91,000. What is the book value of the machine at the end of 2019 if the company uses the straight-line method of depreciation? Group of answer choices $666,000 $702,400 $611,400 $665,996
Answer:
$702,400
Explanation:
Calculation for the book value of the machine at the end of 2019
First step is to calculate the Depreciation using the straight-line method
Using this formula
Depreciation= (Cost - Residual value) / Useful life
Let plug in the formula
Depreciation = ($1,110,000 - $91,000) / 5
Depreciation= $203,800
Last step is to calculate Book value
Machine Book value = $1,110,000 - $203,800 - $203,800
Machine Book value = $702,400
Therefore the the book value of the machine at the end of 2019 will be $702,400
How many times did Donald trump declare bankruptcy
Trout Lumber Yard has a current accounts receivable balance of $447,516. Credit sales for the year just ended were $8,105,305. a. What is the receivables turnover? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. What is the days’ sales in receivables? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) c. How long did it take on average for credit customers to pay off their accounts during the past year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
Answer:
Trout Lumber Yard
a. The receivables turnover = Net Credit Sales/Average Receivables
= $8,105,305/$447,516
= 18 times per year
b. The Days' Sales in Receivables = Average Receivables/Credit Sales * 365
= $447,516/$8,105,305 * 365
= 20.15 days
c. On the average, it took 20.15 days (365/18.11) for credit customers to pay off their accounts during the past year.
Explanation:
a) Data and Calculations:
Accounts receivable balance = $447,516
Credit sales for the year just ended = $8,105,305
The receivables turnover = Net Credit Sales/Average Receivables
= $8,105,305/$447,516
= 18.11 times
The Days' Sales in Receivables = Average Receivables/Credit Sales * 365
= $447,516/$8,105,305 * 365
= 20.15 days
Zhao Co. has fixed costs of $429,000. Its single product sells for $187 per unit, and variable costs are $122 per unit. If the company
expects sales of 10,000 units, compute its margin of safety in dollars and as a percent of expected sales.
Dollars
Percent
Margin of safety
Answer:
$635,000 and : 34%
Explanation:
Margins of safety is the difference between expected sales and the break-even point.
For Zhao, expected sales are 10,000 units
The break-even points in units = fixed cost/ contribution margin per unit
fixed costs = $429,000
Contribution margin per unit = selling price - variable costs per unit
=$187 - $122
=$65
break-even point in units = $429,000/$65
break-even point = 6600 units
Margin of safety = 10,000 - 6600 units
=3400 units
In dollars is equal to margin of safety in units x selling price
=3400 x 187
=$635,000
as a percent of expected sales.
=3400/10000 x 100
=0.34 x 10,000
=34%
Assume a stock has a value of $100. The stock is expected to pay a dividend of $2 per share at year-end. An at-the-money European-style put option with one-year maturity sells for $7. If the annual interest rate is 5%, what must be the price of a 1-year at-the-money European call option on the stock?
Answer:
$9.86
Explanation:
Calculation for the call option on the stock
Call option=$100−($100/1.05)−($2/1.05)+$7
Call option=$100−$95.238−$1.91+$7
Call option= $9.86
Therefore what must be the price of a 1-year at-the-money European call option on the stock is $9.86
How trade in basic goods, as well as luxury items, was essential for the survival of states such as Tula, or the Maya?
Trade was essential to the survival of Maya cities during their era. The main staples of the Maya... They also traded practically any other necessity, like salt, potatoes, stones, and luxury goods, over considerable distances.
What is Trade?Transferring products and services from one person or institution to another includes trade, frequently in exchange for cash. A system or network that permits trading is referred to as a market by economists.
Trade typically refers to international trade, the system of exports and imports that binds the world economy, in macroeconomics. An export is a good that is sold to the international market, and an import is a good that is obtained from the international market. For well-connected economies, exports can be a significant source of income.
International commerce boosts productivity and enables nations to gain from FDI (foreign direct investment) made by companies in other nations. FDI can increase employment and skill levels locally by bringing in foreign capital and expertise. FDI offers business expansion and growth to investors, which finally results in better revenues.
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The AstroNews has experienced a decline in the number of subscriptions to its printednewspaper over the last 5 years. It seems people prefer news feeds sent directly to their smartphones than a printed paper delivered to their homes. (12 Marks)
a)Which component in the externalenvironmentmay havecaused it? Write in detail (Please mention and highlight the name of that element in bold).(2 marks) (100 words minimum)
b) If you think it’s a demographical change, write down all the detail of its further elements for instance age,gender,family size etc. Also discuss what and how each of it has created a change in the environment. Ifno, suggest some other factor.
Answer:
a) I believe that it is a combination of changes in both the demographic component of the business environment and technological changes that made this possible. Every time I think about how many things were replaced by the smartphone, it just amazes me. When I was little, my father used a camcorder to make videos, a camera to take photos, he needed a watch, a lantern, a telephone, an agenda, a calculator, and a long list of other things.
If I had to carry all these around with me, I would need a huge backpack. Instead, I use a smartphone and everyone I know uses one also. I doubt that there is any person under 40 or 50 years old that could "survive" without their smartphone.
Who needs printed news? The only possible answer is people who do not know how to use a smartphone. This is a good change from an environmental point of view, i.e. less paper = less trash = less trees cut down = happier planet.
b) As I said before, no one under 50 (or maybe even older) can manage to live without their smartphone. Technology has become part of our lives, and it doesn't matter if you are a man or a woman, the effect is the same. Smartphones have become such an important part of our lives that 81% of adults in America own one. If you could segregate that statistic by decades, I'm sure that over 99% of people under 50 use them.
It doesn't matter if you are poor or rich. If your family is large or small. If you graduated from college or not. Everyone uses smartphones and what happened to AstroNews happened to the New York Times, Washington Post, and every other single newspaper. It is also affecting news channels like CNN or Fox news, so even cable TV is obsolete compared to smartphone apps.
Dearborn Supplies has total sales of $193 million, assets of $110 million, a return on equity of 26 percent, and a net profit margin of 7.5 percent. What is the firm's debt ratio
Answer:
49.39%
Explanation:
The net income = sales x profit
= 193million x 7.5 percent
= 14 475 million dollars
The return on equity
= Net income/total equity
= 14.475/26%
= $55.67 million
Total debt = total asset-total equity
= 110million - 55.67
= $54.34 million
The debt ratio = total debt/total assets
= 54.33/110
= 0.4939
= 49.39%
49.39% is the firms debt ratio.
Which statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements? Loan requirements will likely be relaxed. Interest rates will likely decrease. Housing prices will likely decrease. Investment opportunities will likely improve.
Answer:
B. Interest rates will likely decrease.
Explanation:
The statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements is that interest rates will likely decrease.
How does Fed respond to recessions?In the time of recessions, the Fed do uses different monetary policy tools in order to reduce unemployment rates and re-inflate prices.
These tools are said to be open market asset purchases, reserve regulation, etc. Borrowers will most likely benefit when the Fed reduces reserve requirements when interest rates will likely decrease.
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As part of a good Section 351 transaction Andy contributes his business with a basis of $200,000 in exchange for $300,000 worth of stock and $50,000 of cash. What gain does Andy recognize?
Answer:
Gain = $150,000
Explanation:
Given:
Contribution = $200,000
Exchange stock = $300,000
Cash = $50,000
Find:
Gain
Computation:
Gain = Exchange stock + Cash - Contribution
Gain = $300,000 + $50,000 - $200,000
Gain = $150,000