higgins enterprises is accepting notes receivable from four customers for $18,000 each. which customer will end up paying the least in interest, assuming all individuals pay in full on the maturity date?
Answer:
328.5
Explanation:
18000*annual interest rate*days/360
18000*7.3%*90/360 = 328.5
Based on the amount accepted as notes receivables and the interest rates, the individual that will pay the least interest is Individual 3.
Individual 1: Individual 2:
= Amount x Interest x Period / year = 18,000 x 5.98% x 1 year
= 18,000 x 6.75% x 4/12 months = $1,076.40
= $405
Individual 3: Individual 4:
= 18,000 x 7.3% x 90/365 days = 18,000 x 7.15% x 8/12 months
= $324 = $858
In conclusion, Individual 3 will pay the least interest.
The customers in question are:
A. Individual 1 has an annual interest rate of 6.75% and a maturity date of four months.
B Individual 2 has an annual interest rate of 5.98% and a maturity date of one year.
C Individual 3 has an annual interest rate of 7.3% and a maturity date of 90 days.
D. Individual 4 has an annual interest rate of 7.15% and a maturity date of eight months.
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why should mary ann and nana create a business plan?
One of the most important steps in beginning and operating a business is writing a business plan. It acts as a strategic instrument to direct choice-making, reduce risk, and increase chances of success.
A business plan is a strategic instrument for defining and clarifying the concept of the business as well as its main aims and objectives. It offers a methodical manner to describe what the company wants to accomplish and how it intends to do it.
In a business plan, Mary Ann and Nana describe the approaches they aim to take in order to realize their objectives. They can use it to plot out their necessary course, spot probable obstacles, and make backup plans.
The financial, human, and technological resources that the company will require to run successfully are listed in the business plan. This guarantees effective resource allocation and prevents wasteful spending.
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of the 4 companies listed below, which company is more likely to use specific identification to value its inventory and cost of goods sold?
The question did not supply the four listed companies.
However, the companies that usually use the specific identification methods to value their ending inventory and the cost of goods sold are the companies that trade unique and high-value goods.
For a piece of jewelry, each item is usually unique, and they are not mass-produced. Such a company can use the specific identification to track the cost of each item. Companies selling heavy equipment can also use the specific identification method to value their inventory.
Thus, the specific identification method enables the company to determine the cost of its ending inventory and the cost of goods sold.
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We best learn from other people's struggles, successes, and stories.
True
O False
Answer:
true bhe
Explanation:
syempre natututo rin tayo sa mga pagkakamali ng iba dahil sa pagkatuto natin alam na natin yung gagawin natin para maiwasan ang pagkakamali nila.
Answer:
true
Explanation:
Karen is the next employee scheduled to attend 3 weeks of training in another state. Her employer knows the training will disrupt Karen's family life. The employer arranges cell phone service and Internet access for Karen to communicate daily with her family while she is away. Other coworkers tell Karen how useful the training has been, and that the time away goes quickly. By supporting Karen, the coworkers and the employer are improving Karen's _______ to learn.
By supporting Karen, co-workers and the employer are improving Karem's willingness to learn during her training, which is positive behavior that encourages and motivates the employee.
Training helps in the development of employees, makes them more motivated, creative and consequently productive, which is an essential advantage for companies to remain competitive and profitable.
Team behaviors also demonstrate an organizational culture favorable to collaboration, understanding and the development of employee skills and competencies.
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who invented the selfie stick what purpose does it serve
Answer:
In 2005, selfie sticks were invented by Wayne Fromm, and the purpose of the selfie stick was to take photographs or videos by positioning a digital camera device beyond the normal distance of an arm. The device will also allow selfie-takers to affix their phones to a wall and stand away while snapping a picture. After the photo is taken, users will be able to easily remove their phones from the wall without leaving a trace.
Hope it helps you. :)
What is a Selfie
Selfie is a self-portrait picture diverted from the Aussie Language in Australia
A selfie stick is used to take photographs or videos by positioning a digital camera device, typically a smartphone, beyond the normal range of the arm. This allows for shots to be taken at angles and distances that would not have been possible with the human arm alone.
a device in the form of a rod on which a camera or smartphone may be mounted, enabling the person holding it to take a photograph of themselves from a greater distance than if holding the camera or smartphone in their hand.
Answer:
Who Invented Selfie Stick
Wayne Fromm
What Purpose does The Selfie Stick Serve?
to take photographs or videos by positioning a digital camera device, typically a smartphone, beyond the normal range of the arm.
Answer:
The selfie stick was invented by a Canadian inventor named Wayne Fromm in the early 2000s. The purpose of a selfie stick is to extend the reach of a smartphone or camera so that the user can take a picture of themselves (a selfie) or a group photo with a wider angle without having to ask someone else to take the picture for them.Selfie sticks have become popular since they allow people to capture better photos of themselves with a background they would like to showcase. They are portable, easy to use and can be adjusted to different lengths.
lon 4 of 20
What is profit?
A. Money remaining when all expenses except salaries, rent, and
taxes have been paid.
B. Money lost after all other business expenses, including salaries,
rent, and taxes have been paid.
C. Money invested after all business expenses, including salaries,
rent and taxes have been paid.
D. Money remaining when all other business expenses, including
salaries, rent, and taxes, have been paid.
SU
whats some work values for being a nail tech
Answer:
Explanation:
Flexible schedule. One of the main advantages of being a nail professional is that you can always work on a flexible schedule. Customer satisfaction. This is one arena in the beauty industry where you have the power to enhance the self-esteem of a person. Interactive field. As a nail technician you meet a number of people who are engrossed in the fashion industry apart from your customers. Lucrative field. A nail technician career is quite rewarding as the fashion industry is ever evolving with new designs, styles, colors, shapes and so forth.PATIENCE WITH MANICURE CUSTOMERS!!A successful nail technician has the patience to work diligently and pay close attention to the details. Your patience to thoroughly trim your clients’ nails, care for their cuticles, and apply polish will demonstrate your dedication.
CUSTOMER SERVICE!!Every nail technician knows how to engage in conversation with their clients and provide them with high quality results.
Treat them to the level of service that they’d be proud to tell their friends and family about!!!Select all the correct answers.
Which two expenses are considered variable expenses?
car loan payment
car fuel
o grocery bill
O mortgage payment
O property taxes
Explanation:
1: mortgage payment
2: property taxes
Leo Co. uses the allowance method to account for bad debts. At the end of the year, Leo Co.'s accounts receivable balance is $25,000; allowance for doubtful accounts balance of $100 (credit); and sales of $500,000. Based on history, Leo estimates that bad debts will be 2% of accounts receivable. The entry to record estimated bad debts will include a debit to Bad Debts Expense in the amount of:
The bad debts expense for the year to be debited will be $600.
Adjusted balance of the Allowance for Doubtful Accounts = Accounts receivable * 2%
Adjusted balance of the Allowance for Doubtful Accounts = $25,000 x 2%
Adjusted balance of the Allowance for Doubtful Accounts = $500
Unadjusted balance of the Allowance for Doubtful Accounts = $100
Amount of bad debt expenses = Adjusted balance of the Allowance for Doubtful Accounts + Unadjusted balance of the Allowance for Doubtful Accounts
Amount of bad debt expenses = $500 + $100
Amount of bad debt expenses = $600
Therefore, the bad debts expense for the year to be debited will be $600.
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Answer:$400
Explanation:
which of these is a criterion used to select a target market segment?
Answer:
the first one by the website
Explanation:
the websites name is the eustions name
Expected growth of a segment of these is a criterion used to select a target market segment. Thus, option (e) is correct.
What is segmentation?
Segmentation is the process of target market into groupings of potentiality customers choices and the needs. There are the different parts such as psychographic, geographic segmentation, demographic, and behavior.
The segmentation of the target market are the target this consumer was the related to the particular product and the services. The target market segment size of the population, expected growth of a segment, competitive position in the market, cost to reach, and characteristic.
As a result, the significance of the segmentation are the aforementioned. Therefore, option (e) is correct.
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Your question is incomplete, but most probably the full question was.
similarity of needs of potential buyers within a segmentmeasurements of customer perceptionsdifference of needs of buyers among segmentspotential of a marketing action to reach a segmentexpected growth of a segmentA trading company acts like a ______, taking on much of the responsibility of finding markets while facilitating all marketing aspects of a transaction.
which one of the following is a primary market transaction?
Kelly is 28 years old and lives in California. This year 2019 tax year, Kelly bought a new auto for $20,000 plus 1,650 in state and local sales taxes. Besides this sales tax, Kelly also paid $8,260 in state income taxes mortgage interest of $5,500 (400,000 acquisition indebtedness on her residence). If Kelly files single with AGI of $56,000, what amount of itemized deductions will she be eligible to claim
$8260 + $5500= 13,760 State income taxes, but not sales taxes,
100 points
Aurora has been working on a visual for her sales presentation to her senior management team. She has tested it with a few coworkers. It took them several minutes to understand the message she’s trying to convey. Which two options should Aurora consider to improve the effectiveness of her presentation?
A. Use black and white instead of colors.
B. Simplify the visual.
C. Remove the visual from the presentation.
D. Use a different graphic or chart.
E. Make the title of the visual longer.
Answer:
D.
Explanation:
How many corporations still offer their employees a pension plan
10%
50%
12%
20%
Segment margin is equal to sales revenue less all costs attributable to a segment that ______. Multiple choice question. is the same thing as contribution margin is calculated as part of a special-order decision includes both direct and common fixed costs includes both variable and direct fixed costs
Answer:
includes both variable and direct fixed costs
Explanation:
where is the account accumulated depreciation on equipment found on the financial statements?
Answer:
The Balance Sheet
Explanation:
The accumulated depreciation lies right underneath the "property, plant and equipment" account in a statement of financial position, also known as a balance sheet or report on financial condition.
How does fractional-reserve banking influence the money supply in the United States?
The banking system help influence money supply by using customer's deposit to generate more money in the system.
The Fractional reserve banking is a system where the banks hold some fraction of the customers' deposit as reserves and the rest are used to generate returns in the form of interest rates on loans.
The United States banking system practices the fractional reserve banking because its allows the commercial banks to get interest on customer's deposits with them
Therefore, in conclusion, the fractional-reserve banking influence the money supply in the United States because the process helps creates more money and thus increases the economy money supply.
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Answer:
Fractional-reserve banks issue depositor funds to borrowers, increasing the number of claims made on the same dollars.
Explanation:
Which of the following is true of disruptive technologies? A. The tech industry is the least fertile ground for disruptive technologies. B. Initially underperforming incumbents, over time their performance attributes improve to the point where they invade established markets. C. They come to market with a set of performance attributes that existing customers have demanded. D. Disruptive technologies and disruptive innovations are independent concepts. E. The term disruptive technologies is a simple one because few technologies are able to create market shocks and catalyze growth.
The true statement about disruptive technologies is they come to market with a set of performance attributes that existing customers have demanded.
Disruptive technologies are technological advancement that leads to changes in the operations of an industry, market or economy. Examples of disruptive technologies are artificial intelligence, 3d printing, cloud storage and robotics.
The technology industry is a fertile ground for disruptive technologies. This is because most inventions originate from the tech space. Disruptive technologies replace or drive out existing technologies and render them obsolete. The worst hit are underperforming incumbents.
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Which statement best describes the relationship between inflation and
savings?
A. As savings grow faster than inflation, the savings will buy less.
B. As inflation increases faster than savings, the savings are worth
less.
O C. As savings grow slower than inflation, the savings will buy more.
D. As inflation decreases faster than savings, the savings are worth
more.
Answer:
B. AS savings grow fast than inflation, the savings the savings are worth less.
Explanation:
This is because Over time, inflation can reduce the value of your savings, because prices typically go up in the future. This is most noticeable with cash. If you keep $10,000 under your bed, that money may not be able to buy as much 20 years into the future.
The statement that best describes the relationship between inflation and savings is that: As inflation increases faster than savings, the savings are worthless.
What is Inflation?Inflation can be defined as a decrease in the purchasing power of money that is reflected in a general increase in the prices of goods and services in an economy.
The relationship between inflation and savings can be described as a point where inflation increases faster than savings, the savings would be worthless.
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which of the following identifies the goods or services of a specific business, person, or organization?
The term that helps in identification of goods as regards this question is B: Trademark.
A trademark can be regarded as an intellectual property, which helps in offering of protection for a brand.It identity the source where the goods/service comes from, and distinguish it from someone else business.Therefore, option B is correct.
CHECK THE COMPLETE QUESTION;
Which of the following identifies the goods or services of a
specific business, person, or organization?
Trademark
License
Fair use designation
Copyright
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Acme, Inc.'s books show an ending cash balance of $10,000 before preparing the bank reconciliation. Given the bank reconciliation shows outstanding checks of $3,000; deposits in transit of $2,000; NSF check of $100; and interest earned on the bank account of $10, the company's up-to-date ending cash balance equals ______.
The company's up-to-date ending cash balance equals $9,100.
Here, we are preparing company's up-to-date ending cash balance through reconciliation format.
Balance as per bank $0 Balance per books $10,000
Add: Deposit in transit $2,000 Add: Bank collection $0
Less: Outstanding checks $3,000 Add: Interest revenue $10
Adjusted bank balance $9,110 Less: Service charges $100
EFT and NSF checks
$10,110 Adjusted book balance $10,110
Therefore, the company's up-to-date ending cash balance equals $9,100.
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dallas buys strawberries, and he would be willing to pay more than he now pays. suppose that dallas has a change in his tastes such that he values strawberries more than before. if the market price is the same as before, then:
Answer:
the correct answer is b. Dallas's consumer surplus would increase
Explanation:
Dallas buys strawberries, and he would be willing to pay more than he now pays. He has a change in his tastes such that he values strawberries more than before. If the market price is the same as before, then Dallas's consumer surplus would increase.
what characterizes developing economies? check all that apply.
Explanation:
Explanation: What characterizes a developing economy is the rapid pace of GDP and improved social indicators such as rising living standards and the rise of the middle class. GDP will be accelerated as production in the country increases.
One characteristic of the United States Foreign Corrupt Practices Act is that it: ____________
a. applies to only international transactions that occur within the territorial borders of the United States.
b. is an attempt to support U.S. businesses by exporting U.S. values that indirectly aid business.
c. clearly stipulates terminology and behavior that is illegal on the part of U.S.
d. businesses and foreign business operating in the United States.
e. includes uncertainties such as terminology, definitions, accounting standards, and behavior standards.
One characteristic of the United States Foreign Corrupt Practices Act is that it clearly stipulates terminology and behavior that is illegal on the part of U.S
United States Foreign Corrupt Practices Act was set up in 1977. It helps to
serve as a guide to know the legal and illegal behavior expected of
individuals by the USA.
Example of illegal behavior by the Act includes offering bribes for favor to gain business deals, keeping to agreements etc.
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plz help 25 points!!!
Answer:
I thinks its b
Explanation:
Some companies expand successful retail businesses by entering into contracts that give others the right to operate businesses with the same name and format. This is called ______. Multiple choice question. franchising an administered vertical marketing system licensing co-branding
Answer:the answer is franchising
Explanation:
Franchises are contracts or stores and are given to public people to own and operate
Franchising is when some companies expand successful retail businesses by entering into contracts which give others right to operate businesses.
What is franchising?Franchising refers to an arrangement whereby a one party gives aproval for the other party to trade in his name with all rights and privileges.
Advantages of owning a franchise are :
Franchise owner gets valuable help throughout the lifespan of the business. Owning a franchise comes with a low rate of failure.Hence, franchising is when some companies expand successful retail businesses by entering into contracts which give others right to operate businesses.
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Research on performance appraisal suggests a. performance appraisal ratings are usually used only for feedback purposes. b. employees are always well aware of the basis for their evaluations. c. as organizations become flatter, there is less need for multiple appraisal perspectives like those of peers, customers and subordinates. d. feedback is most effective if it immediately follows high or low performance.
Research on performance appraisal suggests "feedback is most effective if it immediately follows high or low performance."
Generally, the performance appraisal is conducted for some major reasons such as :
To give reasonable feedback to each of the employees on their performance; To form the yardstick to alter employers' attitude towards effective performance. To give equip managers with the necessary information to appraise subsequent job assignments.Hence, in this case, it is concluded that the research appraisal feedback is most effective if it immediately follows high or low performance.
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nathalie, customer relations manager at digital media, inc., must inform her clients of a 15 percent price increase for all services. in doing so, she should be sure to
When informing her customers of a 15% price increase on all services, customer relations manager Nathalie must be sure to offer customers money-saving options such as bundled services or choosing less comprehensive plans.
Communicating a price increase can be perceived by customers as bad news, as it can affect their budget if they are not prepared to overspend on a digital media service.
Indirect communication is also positive when delivering bad news, as it can first focus on positive argumentation to soften a fact, such as demonstrating that the change will bring the following benefits:
Higher quality of service.Faster delivery.Customization.Therefore, when communicating not-so-positive news to customers, manager Nathalie should seek to soften the impact of the news by emphasizing options for cheaper service, packages and plans so that she can keep her customers.
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