Sara should have Roth IRA. It is a special individual retirement account (IRA) that pays taxes on contributions and subsequent withdrawals are tax-free.
Why is it worth investing in a tax deductible retirement savings account?The primary benefits of paying into an Individual Retirement Account (IRA) are tax credits, tax-advantaged or non-taxable income increases, and non-refundable tax credits if you qualify.
Are employer contributions to pension plans taxable?Employer contributions to employee benefit plans (regardless of whether the plan offers optional deferrals) are not included in employee income. However, additional employee contributions are recognized as revenue unless made as part of an election postponement arrangement.
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What is an example of inelastic in economics?
When prices rise, individuals continue to buy roughly the same amount of gasoline, which is an example of inelastic demand. Similarly, even if the price reduces, people don't purchase as much more. However, the demand for gas is not completely inelastic, meaning that demand fluctuates depending on price.
Inelastic demand for the good occurs when there are no substitutes available for the consumers to switch to. Prescription medications, and tobacco products are examples of inelastic demand for a good because they are necessity and habit of the consumer respectively. Because demand is continuous regardless of price changes, companies who sell these products can be more flexible with pricing. Housing, food, gasoline, and water are some examples of inelastic items.
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Another name for a manufacturer's brand is a(n) __________ brand.
A. systematic
B. extended
C. national
D. premium
E. private-label
Another name for a manufacturer's brand is a national brand.
The industry of branding can be loosely divided into two categories: brands owned and marketed by businesses that actually make the goods or services, and brands owned and marketed by businesses that merely sell them. Manufacturer brands or national brands are terms typically used to describe companies that own and sell their own brands.
Owners of such brands primarily use direct marketing to them to grow their target consumer base. Whenever these brands are properly advertised, consumers will actively seek them out, compelling the right distribution channels to supply them. Manufacturer brands are primarily beneficial to the manufacturer and secondarily advantageous to the retailer that carries them.
The correct answer is option C.
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the company controller asked nadine to determine if it could borrow more money for an expansion project. when she calculated a leverage ratio, she determined that the company already had 1.5 times as much debt as equity. do you agree with her assessment that the company should back off with borrowing more funds at this time?
Not necessarily. She needs to look at the debt-to-equity ratios of other companies in the same industry.
Is a debt-to-equity ratio of 1.5 okay?A firm's debt-to-equity ratio, or D/E ratio, is a measure of a firm's ability to service its debt. Calculated by dividing a company's total debt by its total equity. Generally, a good leverage ratio is less than 1.0. A ratio of 2.0 or higher is generally considered high risk. A negative leverage ratio means that the company has more liabilities than assets and is considered very risky.
What is the optimal debt-to-equity ratio for a company?Optimal debt-to-equity ratios typically vary widely by industry, but the general consensus is that they should not exceed a level of 2.0. For some very large companies in asset-intensive industries (such as mining and manufacturing) the ratio may exceed 2, but this is the exception rather than the rule.
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How do I get a debit card?
Typically, you can get a debit card by calling the customer care line of your bank. Make a card request online. Through the mobile app or the website for your bank account, you might be able to apply for a debit card.
What exactly is a debit card?A debit card refers to a type of plastic money or currency. When i don't have cash, you can utilize it to make purchases. Typically, banks give holders of savings accounts a debit card that is connected to their account.
How do debit cards differ from credit cards?When you make a purchase with a payment card, the money is nearly instantly deducted from your bank account to cover the cost of the item. Utilizing a credit card, The sum will be applied to our credit facility, giving you extra time to pay because you won't pay the payment until later.
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Communication training may encompass train-the-trainer initiatives. 01) True 2) False )
The statement' communication training may encompass train-the-trainer initiatives' is true.
In the field of business where communication is required, the people who are trained need to enhance their skills with time, based on the new clients or deals that are being made.
Hence, in communication training, the trainer might need to be trained in order to make a new style or strategy for new deals or clients. This, in communication training, the train-the-trainer initiatives can be observed as there are no higher levels any every worker needs training for the next level.
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a developer purchases 20 acres of pasture on which to build a super target store and a home depot.the demographics in the area, and the traffic counts on the two boundary roads, support the project. what type of tax should most concern the developer?
In a case whereby a developer purchases 20 acres of pasture on which to build a super target store and a home depot.the demographics in the area, the type of tax that should most concern the developer is rollback.
What are Roll-back taxes ?Roll-back taxes can be described as one that encompass the difference between the land use value assessment as well as the the fair market value assessment .
It should be noted that this can be for a period of up to six years plus simple interest per year on that sum howevr the roll-back tax can be placed against the person who changes the land to a non-qualifying use.
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which of the following is true of stakeholders? creditors are examples of internal stakeholders. stakeholders do not engage in an exchange relationship with their company. stockholders are internal stakeholders that provide an enterprise with risk capital. the goals of different stakeholder groups within a company are the same and therefore do not lead to any conflicts. it is mandatory for a company to satisfy the claims of all stakeholders.
Stockholders are internal stakeholders who provide risk capital to an organization. This assertion is true.
Who are stockholders?A individual who owns shares in a company is referred to as a stockholder or shareholder. The right to vote for board members, the right to interest and dividend payments from the firm, and the right to file a lawsuit against the company or the board members are just a few of the rights that the stockholder possesses.
Do stockholders work anywhere?A shareholder, usually referred to as a stockholder, takes part in corporate management. An individual, organization, or business that owns stock in a corporation is known as a shareholder. Since stockholders are also the company owners, they benefit whenever the stock value rises because they are also owners.
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The market’s reaction to the announcement of a change in the firm’s dividend payout is referred to as?
The market’s reaction to the announcement of a change in the firm’s dividend payout is referred to as: information content effect.
What is information content effect?Information content effect can be defined as the way in which the price of a stock increase or decrease as a result of information, news about stock that are been circulated .
This information can tend to be positive or negative information as positive information means that high dividend and negative means low dividend payout for investors.
Therefore this is referred to as information content effect.
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What is another name for Agile Manifesto?
The agile manifesto is also referred to as design thinking.
The Agile Manifesto.What Is It?The authors of the Agile Manifesto think that software engineers should use four core values and 12 guiding principles to direct their work. Its official name is the Manifesto on Agile Software Development, and it was created by 17 engineers on a field trip on February 1.
Is the Agile Manifesto the same as design thinking?Agile is a problem-solving methodology, whereas instructional design is a problem-finding methodology. It necessitates a high level of end-user empathy and comprehension, as well as an iterative process of coming up with fresh concepts, debunking presumptions, and redefining issues..
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What is Article 4 of the Code of Ethics?
A code of ethics application framework norms and guidance for the moral conduct of the public is included in Article 4 of the Code of Ethics.
What does the Rule of Ethics' Article 4 entail?Section 4 of the Code of Ethics Political decisions and policies must be made through the proper channels of the governing system, public office must not be used for personal gain, and the populace must have faith in the integrity of their authorities for democratic government to function properly. Public employees and officials must also be independent, impartial, and accountable to the people. A code of conduct is adopted for all county employees and officials in acknowledgement of these goals. Employees of private companies with financial or some other interests in county-related problems.
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purple feet wine, inc., receives an average of $13,000 in checks per day. the delay in clearing is typically three days. the current interest rate is .017 percent per day. a. what is the company's float? b. what is the most the company should be willing to pay today to eliminate its float entirely? c. what is the highest daily fee the company should be willing to pay to eliminate its float entirely? (round your answer to 2 decimal places, e.g., 32.16.)
A. The company's float is $39,000.
B. 6.12 must be prepared to pay today in order to completely erase its float.
C. The greatest daily rate that the corporation should be prepared to pay is 663.
What do you mean by interest?Our interest are the things that you enjoy to do and the things that you prefer to learn about. of curiosity. When something is interesting, it keeps your interest and piques your curiosity: There wasn't much interesting conversation.
Briefing:Average amount of checks per day = $13,000
Delay days = 3 days
Interest rate = 0.017% = 0.00017
(A) Company's float = Average amount of checks per day × Delay days
Company's float = $13,000 × 3 days
Company's float = $39,000
(B) Purple feet should pay (39000*9%)=3510
0.017*360=6.12
(C)Maximum daily charge=39000*0.017%=663
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What are the 4 factors affecting customer or consumer buying behavior?
Whether or if your target customer purchases your goods depends on these considerations. They are social, psychological, personal, and cultural.
Who is your ideal client?You can sell goods or services to a certain group of potential clients by identifying your target market. You can create smaller portions inside each category. Age, region, income, and lifestyle are frequently used to group segments.
Who is the intended client or market?An target market is indeed a collection of clients with similar demographics who are chosen as the company's most likely purchasers for its goods or services. For each new product, determining a target market is crucial to the creation and execution of the a successful marketing strategy.
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A survey is ____, generally takes less time, and can involve a broad cross-section of people.
a. more flexible than a series of interviews, and it is less expensive
b. more flexible than a series of interviews, but it is more expensive
c. not as flexible as a series of interviews, but it is less expensive
d. not as flexible as a series of interviews, and it is more expensive
A survey is not considered as flexible as a series of interviews, but it is less expensive, generally takes less time, and can involve a broad cross-section of people.
Surveys can be divided into the two broad categories- the questionnaire and the interview. Questionnaires are considered to be usually paper-and-pencil instruments which the respondent completes in a given time period. Whereas, the interviews are completed by the interviewer based on the respondent says.
However, sometimes it is hard to tell the difference between a questionnaire and an interview. Thus, the survey research is said to have changed dramatically in the last ten years.
Hence, option C is correct.
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Where platform you can find technologies used as a base upon which other applications processes or being developed?
Technologies used as a base upon which other applications processes or being developed GitHub, Stack Overflow, and SourceForge.
What is technologies?Technologies are tools, systems, and processes used to solve problems or create new capabilities. Advanced technologies have enabled humans to develop new and more efficient ways to interact with the world around them. Examples of technologies include computers, the Internet, telecommunications, artificial intelligence, robotics, and biotechnology. Technological advancements have drastically changed our lives and the way we do business, allowing us to better manage resources, increase production and efficiency, reduce costs, and stay connected with each other.
These platforms are great resources for developers to find open source software, APIs, libraries, and frameworks that can be used as the foundation for their projects.
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Part C
Compare the capital gains from investing in the three stocks with the interest income on a one-year CD. Which would have been a more profitable
investment-the stocks or a one-year CD? Explain your reasoning.
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There are several reasons to retain some of your assets in cash or cash equivalents like certificates of deposit or money market accounts (MMAs) (CDs).
What is CD and Stock ?A well-thought-out financial plan requires you to keep an emergency reserve equivalent to three to six months' worth of living expenditures.
It may appear like MMAs and CDs are equivalent. Both of them are bank products that provide minimal yields and high security.
However, ultimately which one you choose will depend on the precise goal you have for the money and your requirement for liquidity.
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Answer: The one-year CD rate during the past year ranged from 1 percent to 1.3 percent. This rate of return is much lower than the returns on the J C Penney and Apple stocks. Therefore, these two stocks would have been better investment options than a one-year CD. However, the CD would be a better investment than the Ford Motor Company stock, which gave a negative return over the past year.
Explanation:
plato answer
Identify each group of spending outlays as mandatory or discretionary. Mandatory Drag appropriate answer(s) here + + income assistance food stamps + government employee salaries defense + international aid Social Security + unemployment compensation funding for scientific research Medicare Drag appropriate answer(s) here Discretionary
Identify each group of spending outlays as mandatory or discretionary as
Mandatory
income assistance, food stamps, Medicare unemployment compensation Social Security,Discretionary
government employee salariesdefenseInternational aidfunding for scientific researchWhat are spending outlays?The word "outlays" refers to the financial sums used to finance operations. The use of spending in establishing real expenditures makes them important.
Mandatory spending is any investment that does not clear via appropriations authorization. The funding of welfare programs like Medicare and Social Security as well as other payments to citizens, companies, and the government are included in this category of spending.
Spending that is officially accepted by the President, Congress, and the appropriations committee each year is referred to as discretionary spending. The income you have left over after paying income tax and essential living expenses is your discretionary income.
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Do tax credits reduce the amount of tax due?
Before determining how much tax you must pay, deductions might lower your income. Credits may enhance your tax refund or lower the amount of tax you must pay.
What Is a Tax Credit?With tax credits, you get a dollar-for-dollar decrease in the amount of taxes you owe. For instance, you'll pay $3,000 less in taxes if you're eligible for a $3,000 tax credit.A tax credit may, under some circumstances, not only reduce your tax obligation but also cause a tax refund. For instance, if you are eligible for a $1,000 completely refundable tax credit but only owing $700 in taxes, you would receive a tax refund for the remaining $300 of the credit.But not every tax credit is refundable. A nonrefundable tax credit can make your tax obligation null and void, but it won't result in an IRS check for the difference if the credit is greater than your tax obligation.To Learn more About Tax Credit refer to:
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trinh corporation has excess cash and has opted to buy some of its outstanding shares. what is this process of buying called? multiple choice stock repeal stock split stock repurchase stock dividend reverse stock split
According to the given statement of This process of buying is called Stock repurchase.
What drives stock purchases?Stocks could be a wise addition to your financial portfolio. By buying stocks in various companies, you may expand your savings, protect your money from taxes and inflation, and boost the return off your assets. It's crucial to realize that investing in the share market has difficulties.
Is Bitcoin is a good investment?Bitcoin, the most important cryptocurrency in terms of market value, is a risky and unstable investment. Only if you have a high degree of risk tolerance, strong financial position, and the capacity to withstand any potential losses should you give it any thought.
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What is the impact of trade agreements?
Trade agreements help the US capitalize on its comparative advantage, but they also reduce "job churn," or the loss of less desirable jobs.
How do trade agreements function?In theory, trade agreements should benefit consumers by expanding choice, enabling access to higher-quality goods, and lowering prices by reducing trade barriers on imported goods.
What are the economic effects of trade agreements?Trade agreements often eliminate trade obstacles, fostering economic expansion, productivity, technological development, and, most significantly for our economy, consumer welfare. For customers, lower pricing and a larger assortment of goods are benefits. Lowering export obstacles, protecting American interests in countries where they compete, and bolstering the rule of law are the main goals of trade agreements for the United States.
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at the broadest level, the financial system moves the economy’s scarce resources from___
The financial system, in its broadest sense, transfers finite resources from the rich to the poor. households and financial establishments. borrowers to savers.
The financial system, in its broadest sense, transfers finite resources from the rich to the poor. households and financial establishments. borrowers to savers The investment market and the saving market are the two most significant financial marketplaces for the economy. b. the stock market and the market for bonds. c. the stock market and banks. d. the financial institutions and markets. SUMMARY: b Bonds are a type of financial intermediary. b. an indebtedness certificate. The GDP is $18 trillion, consumption is $13 trillion, taxes are $2 trillion, and there is a $1 trillion budget deficit for a closed economy.
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Pro forma statements are based on: __________
Pro forma statements are based on historical financial information, recent changes in the business environment, and assumptions about the future performance of the business.
They are used to project future financial performance and are used for a variety of purposes including budgeting, forecasting, and strategic planning.
Pro forma is Latin for "as a matter of form" or "for the sake of form." It shows that a method of calculating financial outcomes utilising specific assumptions or predictions has been employed when it appears in financial statements. In essence, a pro forma financial statement can be used to assess a company's future prospects and can be used to remove whatever a firm thinks obscures the truth of its financial prognosis.
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Why do companies want to become carbon neutral?
Making an attempt to be carbon neutral benefits businesses in more ways than merely appeasing environmentalists. Additionally, tax benefits, subsidies, financial savings, and higher product demand benefit eco-friendly businesses.
Why is the goal of being carbon neutral important?Our findings support those of other research that show that making an attempt to be carbon neutral benefits businesses in more ways than merely appeasing environmentalists. Additionally, tax benefits, subsidies, financial savings, and higher product demand benefit eco-friendly businesses.In order to achieve net zero greenhouse gas emissions, emissions must be balanced to be equal to (or less than) the emissions absorbed by the planet's natural absorption. To put it simply, this implies reducing emissions through climate action.The average carbon footprint of a corporation is accounted for by its energy use. Reduced energy use at a facility lowers costs associated with energy bills as well as the environmental load that a firm is accountable for.To learn more about carbon footprint refer,
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2. Consider the market for fire extinguishers.
a. Why might fire extinguishers exhibit positive externalities?
b. Draw a graph of the market for fire extinguishers, labeling the demand curve, the social-value curve, the supply curve, and the social-cost curve.
c. Indicate the market equilibrium level of output and the efficient level of output. Give an intuitive explanation for why these quantities differ.
d. If the external benefit is $10 per extinguisher, describe a government policy that would yield the efficient outcome.
Fire extinguishers help in the prevention of fire accidents at the owners' premises and stop the spread of fire. This gives benefit to the purchaser and society showing a positive externality.
The market equilibrium level of output is formed at the intersection of demand curve and private cost curve which is denoted by Qmarket and the efficient level of output is denoted Qoptimum which is formed at the intersection of the social value curve and supply curve. The quantities differ because in deciding to buy fire extinguishers, people generally ignore the benefits they provide to other people.
To internalize the externality a government should provide a subsidy equivalent to the additional benefit or externality gave by the product. So for the external benefit of $10 received by society, the government should give a $10 subsidy to the buyers of fire extinguishers. This shifts the demand curve towards its right giving Qoptimum.
Below is a diagram illustrating the positive externality of fire extinguishers. The private value by the individual is given by the demand curve. And the social value curve is above the private value curve. The social cost curve is the same as the supply curve.
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What are examples of price floors?
A price floor is the lowest allowed price that can be paid in a market for goods and services, labour, or financial capital. The most well-known example of a price floor is perhaps the minimum wage, which is based on the normative notion that someone doing a full-time job should be able to afford a basic standard of life.
A price floor is a restriction placed by the government or another party on the lowest price that can be charged for a good, commodity, or service. A price floor needs to be higher than the equilibrium price in order to be successful. The price at which supply and demand are balanced and the (equilibrium) values of economic variables will not change in the absence of external influences is known as the equilibrium price, also known as the "market price." It is frequently referred to as the point at which quantity demanded and quantity supplied are equal (in a perfectly competitive market). Price floors are used by governments to prevent some prices from falling too far. Supply management in Canadian agriculture and minimum wage regulations are two frequent price floors. Other price floors include restrictions on US air travel before to 1978 and alcoholic beverage minimum pricing regulations. While governments frequently enforce price floors, there are also price floors that are implemented by non-governmental organizations (NGOs) and businesses, such as the resale price maintenance practice. Resale price maintenance refers to an agreement between a manufacturer and its distributors that the distributors will sell the manufacturer's goods at specific rates, at or above a price floor (minimum resale price maintenance), or at or below a price ceiling (maximum resale price maintenance).
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Which network monitoring solution uses streams and pushes operational data to provide a near real time view of activity?
Model-driven telemetry, a novel technique for network monitoring, continuously streams data from network devices using a push model, giving users access to operational data nearly immediately.
What is network monitoring?Network monitoring is the process of using a system to continuously examine a computer network for slow or failing components and notify the network administrator in case of outages or other problems.
Network monitoring is a part of network management.
Network tomography, which involves sending end-to-end probes from agents stationed at critical locations throughout the network or Internet to assess the condition of various links in a network, is a crucial part of network assessment.
It covers methods, platforms, calculations, and tools for monitoring networks' routing posture. Incorrect routing results in unwelcome performance loss or downtime.
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How blockchain could strengthen the pharmaceutical supply chain?
The creation and distribution of pharmaceuticals as well as the acquisition of essential ingredients may be tracked using blockchain technology.
Thanks to blockchain technology, the pharmaceutical process utilises fewer intermediaries, which reduces costs and raises safety. Blockchain technology is being used by pharmaceutical behemoths like Pfizer, Amgen, and Sanofi to speed up the development and testing of new drugs. The companies believe that collaborating to create medications using blockchain technology might assist to increase production, hasten R&D, and reduce costs. Global supply chains are more effective thanks to blockchain, which enables firms to execute transactions directly and without the assistance of a third party. Additionally, it facilitates the integration of financial and logistical services, improving stakeholder data collaboration.
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What are the 3 elements in resource management?
The 3 elements in resource management are resource planning, resource acquisition, and resource allocation.
There are several elements that are typically included in resource management. These can include:
Resource planning: Resource planning involves identifying the resources that are needed to support the goals and objectives of an organization or project, and developing a plan to acquire, allocate, and use those resources effectively. This can include identifying the types and quantities of resources that are needed, estimating costs, and identifying any potential constraints or risks.Resource acquisition: Resource acquisition involves obtaining the resources that are needed to support an organization or project. This can involve purchasing or leasing equipment and supplies, hiring personnel, or acquiring other resources as needed.Resource allocation: Resource allocation involves deciding how to distribute and use the resources that are available to an organization or project. This can involve assigning tasks and responsibilities to individuals or groups, deciding how to allocate budgets and other financial resources, and deciding how to prioritize different activities or projects.Effective resource management involves balancing the needs and goals of an organization or project with the available resources and finding ways to optimize their use. It is an important aspect of project management and is critical to the success of any organization or venture.
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What are the goals of information security?
The primary goal of information security is to protect data from the unauthorized access. This includes protecting data from theft, damage or accidental loss. In addition, information security refers to the protection of privacy and data integrity.
This includes ensuring that only authorized users have access to the data and that the data cannot be altered or destroyed without permission. In addition, information security seeks to ensure that data is protected from external threats such as hackers, malware, and ransomware. By implementing effective security measures, organizations can protect their data and ensure that it is not misused, damaged or stolen.
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What is the difference between an inelastic and elastic good?
Demand is characterized as elastic when the quantity demanded changes greatly as the price changes and as inelastic when the quantity demanded changes just slightly as the price changes.
What are a few examples of how elastic and inelastic materials differ from one another?The idea of elastic demand states that consumer demand will alter along with a good or service's price. Inelastic demand is defined as consumer demand that does not change proportionally as a product's price changes.
Because demand is affected by variations in price, luxury items and specific foods and beverages are considered elastic goods. Because consumer demand for items like nicotine and prescription drugs usually remains stable despite price changes, these products may be categorized as inelastic goods. When the price of a good or service changes but the amount demanded of it does not significantly change, the good or service is said to be inelastic.
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XYZ Corp. has to change their online ordering system to compete with ABC Corp. They are changing their business process with a O A. change in business fundamentals B. request to improve process quality C. change in product line D. change in technology E. company reorganization
Option A is correct. XYZ Corp. has to change their online ordering system to compete with ABC Corp. They are changing their business process with a change in business fundamentals
Fundamentals incorporate the essential subjective and quantitative data that adds to the monetary or monetary prosperity of an organization, security, or money, and their resulting monetary valuation. Where subjective data incorporates components that can't be straightforwardly estimated, for example, the executives experience, quantitative examination (QA) utilizes science and measurements to figure out the resource and anticipate its developments
Solid essentials recommend that a business has a feasible system or monetary design. Alternately, those with frail basics might have issues in the space of obligation commitment the board, cost control, or generally hierarchical administration. A business with solid fundamentals might be bound to endure unfavorable occasions, as financial downturns or miseries, than one with more fragile basics. Likewise, strength might demonstrate less gamble should a financial backer consider buying protections related with the organizations referenced.
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