The following is the net income of Thomas Company -$3100.
Solution:
Particulars Amount
Net sales 180600
Cost of goods sold 144400
Selling expense 15200
General expense 22600
Interest expense 1500
Net income/Loss -3100.
Net income also known as net income is calculated as revenue minus cost of goods sold selling general and administrative expenses operating expenses depreciation interest taxes and other expenses. A number that helps investors determine how well an organization's revenues exceed its costs. This number appears on the company's income statement and is also an indicator of the company's profitability.
An operating loss occurs when a company's operating expenses exceed its total profit. Operating loss does not include interest income, interest expense, extraordinary gains or losses, or the impact of gains or losses on equity investments or taxes. These items are below the line meaning they are added or subtracted after the operating loss.
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The business impact analysis (BIA) identifies the resources for which a business continuity plan (BCP) is necessary. a. Trueb. False
Answer:
a
Explanation:
this is for safety reasons
Examining evidence on the impacts of increases in state minimum wages in New Jersey and California, card and krueger found
After the inspection, the results appear. The result is no evidence of reduced employment.
Inspection is an examination involving tests, and measurements made based on certain characteristics related to the object of inspection. Inspection is performed to check the object to ensure that the object meets certain standards. When an inspection is carried out, it is necessary to ensure that nothing is wrong or violates the law. Inspections can be carried out on products to be marketed, an organization, to buildings.
Inspection Purpose
Improve quality.Prevent problems caused by poor quality and reduce complaints.Provide notice to management before a problem becomes serious, so that management and the board of directors can take further action.You can learn more about Inspection here brainly.com/question/28546774
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Which of the following concepts were considered in Gradjelick v. Hance, the case in the text in which the plaintiff alleged that the landlord exacerbated a fire caused by another tenant smoking, by failing to maintain the premises?O The court articulated the test for per se code violations.O The court considered how a rent escalation clause would impact the landlord-tenant relationship.O The court ruled that by failing to act to protect the plaintiff, the landlord was liable to the plaintiff for breach of the covenant of quiet enjoyment.O The court ruled that only because the lease itself placed a duty of quiet enjoyment on the landlord, the landlord had a duty to control the actions of the upstairs tenant.O The court contemplated the issue related to a landlord's lien in the context of the case.
The plaintiff alleged that the landlord exacerbated a fire caused by another tenant smoking, by failing to maintain the premises is :
A)The correct answer to this question is the last option an illegal alteration. This is because she has illegally cut down the tree.
B)The correct answer to this question is the second option. This is because, in most states, tenants cannot make alterations or changes that affect the condition of the premises, without the landlord’s consent.
C)The correct answer to this question is the second option. This is because this clause means that the premises are fit for ordinary residential purposes.
D)The correct answer to this question is the Last option. This is calculated because the court contemplated the issue related to a landlord's lien in the context of the case.
E)The correct answer to this question is the Fourth option A protection lien. This is because this law references a landlord's right in some states to some or all of the tenant's personal property in the event that a tenant refuses to pay rent.
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Net Present Value Method and Internal Rate of Return Method for a service company
Keystone Healthcare Corp. is proposing to spend $139,360 on a six-year project that has estimated net cash flows of $32,000 for each of the six years.
a. Compute the net present value, using a rate of return of 12%. Use the table of present value of an annuity of $1 presented above. If required, round to the nearest dollar. Use the minus sign to indicate a negative net present value.
Present value of annual net cash flows $fill in the blank 1
Less amount to be invested $fill in the blank 2
Net present value $fill in the blank 3
b. Based on the analysis prepared in part (a), is the rate of return (1) more than 12%, (2) 12%, or (3) less than 12%?
c. Determine the internal rate of return by computing a present value factor for an annuity of $1 and using the table of the present value of an annuity of $1 presented above.
fill in the blank 5 %
(a) The Net present value at 12% is $364,256.00, (b) Based on the analysis prepared, the rate of return is lower than 12%. Option B. (c) The international rate of return is 44% and Present value of annuity is $2033.30
How to determine the NPV?We should know that net present value (NPV) is a series of cash flows occurring at different times.
Let us use the table to determine the NPC
Year CF DF(12%) PV DF(10%) PV
1 32000 0.893 28576 0.909 29088
2 32000 1.690 54080 1.736 55552
3 32000 2.402 7664 2.487 79648
4 32000 3.037 97184 3.170 101440
5 32000 3.605 115360 3.791 121312
6 32000 4.111 131552 4.355 139360
Total 503616 526400
12% 10%
PV of annual net cashflow 503616 526400
Less amount to be invested 139360 139360
Net Present Value 364256 387040
Internal Rate of Return
IRR = LR + [tex]\frac{NPV_{LR} }{NPV_{LR}-NPV_{HR} } *HR-LR[/tex]
Where
IRR= Internal Rate of Return
LR= Lower rate
HR= Higher rate
NPV= Net present value
Applying the formula
IRR=0.1+[tex]\frac{387040}{387040-364256} *0.12-0.10[/tex]
Simplifying the expression to get
IRR= 0.10+[tex]\frac{387040}{22784} *0.02[/tex]
IRR=0.44*100
IRR=44%
Present Value of Annuity.
A.= [tex]\frac{P}{CDF}[/tex]
Where
A=Annuity when constant sum is given
P=Principal sum/Present value
CDF= Cumulative discount factor at the rate given over the entire period
A= 32000/15.738
A. = $2033.30
Therefore the Annuity is $2033.30
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of the following types of government spending, which are discretionary and which are mandatory components of a government budget?a. A new interstate highwayb. Medicarec. International aid
(a) New interstate highway is an example discretionary component of budget.
(b) Medicare & international aid is an example of mandatory component of budget.
What are discretionary and mandatory component of budget?Discretionary component: Spending that is subject to the appropriations process, in which Congress sets a new funding level each fiscal year (which starts on October 1st), is referred to as discretionary spending.
Roughly one-third, or roughly $1 trillion, of the federal government's activities are funded through appropriations legislation.
Mandatory component: All spending that does not occur through appropriations legislation is referred to as mandatory spending. Spending that is necessary includes contributions to entitlement systems like Social Security and Medicare as well as required interest payments on the national debt. About two-thirds of all federal spending is accounted for through mandatory spending. Mandatory expenditure typically, but not always, is ongoing; it happens every year absent a change in the underlying law that supplies the cash.
(a) Spending that is discretionary is spending that must go via the appropriations process.
The construction of a new interstate is an optional component.Mandatory component of MedicareThe optional component of international aid.Spending that is mandated by laws other than yearly appropriation acts is referred to as mandatory spending.
Medicare was introduced in 1965.
(b) Mandatory expenditures
Explanation-Due to new entitlements like Medicare and Medicaid, the earn income tax credits, and the child tax credit, the United States spends up to 61% of its annual budget.
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in addition to describing the securities being offered for sale, a registration statement must meet which of the following requirements? g
A description of the business and properties of the company; an explanation of the security that will be sold; information about the company's management; and. Independent accountants verify the financial statements.
What does the registration statement contain?Enrollment explanations have two chief parts. Your business's operations, financial situation, results of operations, risk factors, and management all need to be well-described in the prospectus. Audited financial statements must also be included in the prospectus.
Which two sections comprise a registration statement?According to Securities Act Rule 404(a), a registration statement includes: The front page of the relevant SEC form. a prospectus containing the required information for the form's Part I.
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Donna is an employee with night-vision issues. Being in a finance company, she knew she would be required to work late on certain days, especially during financial year ends. However, on her request, her manager allows her to leave office ever yday by 5 p.m. and do any remaining work from home. What kind of provisions is her manager providing to in this case?
A.
following the guidelines of HWB
B.
making adjustments for disabled employees
C.
ensuring fair payment of overtime
D.
adhering to OSHA guidelines
E.
protecting her against any possible sexual harassment cases
The kind of provisions that Donna's manager is providing to her, in this case, is this:
B. Making adjustments for disabled employees
What kind of provision is made in this case?The kind of provision that Donna's manager is making for her in the case outlined above is adjustments for the disabled. We can rightly classify the condition that Donna suffers from as a disability because she does not have perfect eye vision. So, unlike other employees who do not have such conditions, it would be difficult for Donna to function after 5 pm.
When the manager makes the arrangement for Donna to go home by 5 pm, we can say that an arrangement is being made for this individual with a disability.
There are other forms of disabilities that might warrant organizations to make special provisions for their affected employees. Organizations that make these provisions can be regarded as inclusive because they do not overlook disabled persons.
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Answer:
B
Explanation:
The manager is making adjustments for her because if not she could get hurt.
Pat deposits a portion of her wages into a personal savings account every week. The saved money can be considered to be primarily a
A
means of payment
B
unit of account
C
store of value
D
measure of value
E
medium of exchange
Pat deposits a portion of her wages into a personal savings account every week. The saved money can be considered to be primarily a store of value.
Money held in accounts at banks and similar financial institutions by individuals rather than businesses or organizations: They introduced tax breaks, making many personal savings tax-free.
Savings is the money left over after deducting consumer spending from disposable income over a period of time. Savings, therefore, represents the net surplus funds of an individual or household after all expenses and obligations have been paid.
Savings deposits are held in the form of cash or cash equivalents (such as bank balances) and are not at risk of loss, but with a correspondingly lower return. Savings can be increased by investing, but this requires putting money at risk.
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when a deposited check is drawn against another bank the collection of that check will ___ the reserves and the checkable deposits of the bank from which it draws
reduces
The collection of a deposited check reduces the reserve and checkable deposits of the bank from which it is drawn when it is drawn against another bank.
What is meant by deposit?Money stored at a financial institution is called a deposit within side the global of finance. A deposit is a deal wherein cash is given to a person else to hold safe. A part of cash used as safety or collateral for the transport of an awesome also can be called a deposit.
A deposit encompasses exclusive meanings. One sort of deposit entails a switch of price range to some other celebration for safekeeping. Using this definition, deposit refers back to the cash an investor transfers right into a financial savings or bank account held at a financial institution or credit score union.
Often, someone needs to deposit a sure amount of cash a good way to open a brand new financial institution account, recognized at the least deposit. Interest is decided with the aid of using what form of account the cash is deposited into—now no longer all checking bills earn interest, at the same time as maximum financial savings bills and certificate of deposit do.
Most banks will take deposits within side the shape of cash, checks, cash orders, or cashier's checks. If you are the use of a take a look at to open an account, there can be a keeping duration at the same time as the brand new financial institution waits for the take a look at to clear.
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The part of the package that contains the presentation of information on a product is called a
O a. trademark.
O b. warranty statement.
O c. brand.
O d. label.
Oe. Universal Product Code.
Answer:
Label
Explanation:
Label is a component of a packaging that house presentation of information about a product
Informal Risk-Capital Market (Angels). The informal risk-capital market is the most misunderstood type of risk capital. It consists of a virtually invisible group of wealthy investors, often called business angels, who are looking for equity-type investment opportunities in a wide variety of entrepreneurial ventures. Typically investing anywhere from $10,000 to $500,000, these angels provide the funds needed in all stages of financing, but particularly in start-up (first-stage) financing. In Canada, angel investors became prominent with the emergence of CBC's hit show Dragons' Den. The show features five well-known business angels called Dragons, who, as a group, listen to pitches from entrepreneurs who want the Dragons to invest both their money and their expertise into their business. While the show does have its share of detractors, it is one of the most popular shows on the network and regularly attracts over a million viewers to each episode. Similarly, angel investors are known in the United States through the popularity of Shark Tank, a show on ABC that is quite similar to Dragons' Den. In fact, two of the original Dragons, Kevin O'Leary and Robert Herjavec, now appear on Shark Tank. If you would consider pitching to the Dragons,
About the informal risk-capital market, the true statement is Business angels in the informal risk-capital market grant the funds needed in all stages of financing, especially in the start-up.
Finance, of financing, is that the method of raising funds or capital for any reasonably expenditure. it's the method of channeling varied funds within the kind of credit, loans, or invested with capital to those economic entities that almost all would like them or will place them to the foremost productive use.
A fund is a pool of cash put aside for a selected purpose. The pool of cash in an exceedingly fund is usually invested with and professionally managed so as to get returns for its investors. Some common forms of funds embrace pension funds, insurance funds, foundations, and endowments.
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Informal Risk-Capital Market (Angels). The informal risk-capital market is the most misunderstood type of risk capital. It consists of a virtually invisible group of wealthy investors, often called business angels, who are looking for equity-type investment opportunities in a wide variety of entrepreneurial ventures. Typically investing anywhere from $10,000 to $500,000, these angels provide the funds needed in all stages of financing, but particularly in start-up (first-stage) financing. In Canada, angel investors became prominent with the emergence of CBC's hit show Dragons' Den. The show features five well-known business angels called Dragons, who, as a group, listen to pitches from entrepreneurs who want the Dragons to invest both their money and their expertise into their business. While the show does have its share of detractors, it is one of the most popular shows on the network and regularly attracts over a million viewers to each episode. Similarly, angel investors are known in the United States through the popularity of Shark Tank, a show on ABC that is quite similar to Dragons' Den. In fact, two of the original Dragons, Kevin O'Leary and Robert Herjavec, now appear on Shark Tank. If you would consider pitching to the Dragons, Identify a true statement about the informal risk-capital market.
Multiple choice question.
The informal investment market contains the lowest pool of risk capital in the United States.
Business angels in the informal risk-capital market grant the funds needed in all stages of financing, especially in the start-up.
The size and number of informal risk-capital market investors have reduced dramatically.
Firms funded from the informal risk-capital market are unable to raise second- and third-round financing from the public-equity market.
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In the current year, Norris, an individual, has $50,000 of ordinary income, a Net Short Term Capital Loss (NSTCL) of $10,000 and a Net Long Term Capital Gain (NLTCG) of $2,800. From his capital gains and losses, Norris reports: A) an offset against ordinary income of $10,000
B) an offset against ordinary income of $3,000 and a NSTCL carryforward of $7,000.
C) an offset against ordinary income of $2,800 and a NSTCL carryforward of $7,200.
D) an offset against ordinary income of $3,000 and a NSTCL carryforward of $7,200.
E) an offset against ordinary income of $3,000 and a NSTCL carryforward of $4,200.
From his capital gains and losses, Norris reports:
an offset against ordinary income of $3,000 and a NSTCL carry forward of $4,200.
Capital is a vast term that can describe something that confers cost or advantage to its owners, including a manufacturing unit and its machinery, highbrow property like patents, or the economic belongings of a commercial enterprise or an individual.
A benefit is an increase inside the price of an asset even as a loss refers to the lack of value. each profits and losses can be divided into found out and unrealized. buyers understand a gain or a loss when they promote an asset, except the found out charge suits precisely what they paid.
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The process of buying an underpriced security and selling an equivalent overpriced security until the prices converge is known as arbitrage.a. Trueb. False
The process of buying an underpriced security and selling an equivalent overpriced security until the prices converge is known as arbitrage. This statement is true.
What Is Arbitrage?The arbitrage approach, used in foreign exchange trading, allows investors to lock in profits by simultaneously buying and selling the same security, good, or currency on two different marketplaces. By using this strategy, traders can profit from the disparities in pricing for the same asset across the two different regions that are represented on each side of the trade.
Arbitrage is the practice of purchasing an underpriced security and selling an equivalently-priced asset until the prices converge. Trading on illegal insider knowledge may result in abnormal profits even if the efficient market theory is accurate in a semi-strong sense.
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Refer to Table 2-5. Table 2-5 shows one set of production possibilities. Based on the values in the table, the production possibilities frontier is
a. bowed outward indicating increasing opportunity costs.
b. bowed outward indicating decreasing opportunity costs.
c. a straight line indicating constant opportunity costs.
d. bowed inward indicating increasing opportunity costs.
Bowed outward indicating increasing opportunity cost. (A) is the right answer.
Corn Marginal Wheat Marginal Opportunity cost
2000 0 0 0 0.00
1600 400 700 700 1.75
1200 400 1300 600 1.50
800 400 1800 500 1.25
400 400 2200 400 1.00
0 400 2500 300 0.75
Opportunity cost = Marginal production of wheat / Marginal production of Corn
The value of the next-highest-valued alternative use of a resource is what economists mean when they talk about its "opportunity cost." You cannot, for instance, read a book at home during the time you would have spent seeing a movie and spend the money you would have spent on something else.
PPC will always bowed outside with Increasing opportunity cost and bowed inside for decreasing opportunity cost.
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What is a taxpayer’s maximum expected contribution toward health insurance coverage whose premium does not exceed the premium for a benchmark plan purchased through an ACA marketplace in 2022?
Answer:
The maximum expected contribution toward health insurance coverage that a taxpayer may be required to pay in 2022 depends on several factors, including their income level and the size of their household. The premium for a benchmark plan purchased through an ACA marketplace, also known as the Affordable Care Act (ACA) marketplace, is used to determine the amount of the premium tax credit that a taxpayer may be eligible to receive. The premium tax credit is a financial assistance program that helps eligible individuals and families afford health insurance coverage.
The premium tax credit is based on the difference between the premium for the benchmark plan and the taxpayer's expected contribution toward the premium. The taxpayer's expected contribution is based on their income level and the size of their household, as determined by the Federal Poverty Level (FPL). If a taxpayer's income is below 400% of the FPL, they may be eligible for a premium tax credit.
Explanation:
For example, if a taxpayer's income is below 100% of the FPL and they are part of a household of one, their expected contribution toward the premium for a benchmark plan purchased through an ACA marketplace in 2022 may be no more than 2% of their income. If their income is between 100% and 200% of the FPL, their expected contribution may be no more than 4% of their income. If their income is between 200% and 300% of the FPL, their expected contribution may be no more than 6.4% of their income. If their income is between 300% and 400% of the FPL, their expected contribution may be no more than 8.5% of their income.
It's important to note that these are just estimates, and the actual amount that a taxpayer is required to contribute toward their health insurance coverage may vary. It's always a good idea to check with the ACA marketplace or a qualified tax professional for more specific information about your situation.
A taxpayer's estimated maximum payment for health insurance coverage in 2022 will depend on a number of variables, including their income level and the size of their household.
What is health insurance?A corporation and a customer enter into a contract for health insurance. In exchange for the payment of a monthly premium, the corporation offers to cover all or part of the insured person's medical expenses.
The contract, which is typically for a year, outlines the precise costs linked to disease, injury, pregnancy, or preventative treatment that the insurance will be liable for covering.
Certain services provided without prior authorization may not be covered by insurance companies. If a generic version or a similar drug is available for less money, they may decline to pay for name-brand pharmaceuticals.
These guidelines should all be included in the documentation that the insurance provider provides. Before making a significant investment, it is wise to check with the company directly.
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Independent wholesalers that buy goods from manufacturers on their own account and then resell them to other businesses are: A. brokers B. agents C. horizontal marketing systems D. merchant wholesalers E. vertical marketing systems
Independent wholesalers that buy goods from manufacturers on their own account and then resell them to other businesses are Merchant wholesalers.
A merchant wholesaler is a type of business that is involved in the selling of goods to other businesses, rather than to individual consumers. These businesses typically buy goods in large quantities from manufacturers or other types of suppliers and then resell them to smaller businesses or retail outlets.
A Merchant wholesalers is an independent wholesaler who can be either generalists, who sell a wide range of different products, or specialists, who focus on a particular type of product or market.
Hence, the correct option is "D".
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Explain in your own words what risk management is. Then give an example of a way a businessperson could manage risk.
Risk management is a processing of identifying, assessing & evaluate the possible business risks that will hamper the objective of an entity.
What are business risks?A business risk is anything that compromises a company's capacity to reach its financial objectives.
Some of the common examples of the business risks are as follows:
Damage caused by a natural calamity.Therefore with an aim to mitigate these risk managers shall identify, evaluate and assess the risks pertaining to the nature of business and shall manage them in order to avoid future uncertain events.
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Deepwell Drilling Service and Eco-Farm, Inc., agree to have their dispute resolved in arbitration. The arbitrator makes an erroneous finding of fact. This is a ground for a court toO refuse to review the case. O review only the questions of law in the cases. O review the sufficiency of the evidence supporting the facts decided by the arbitrator. O set aside the award.O do nothing
The arbitrator makes an erroneous finding of fact review the sufficiency of the evidence supporting the facts decided by the arbitrator. Arbitration is a procedure.
Which a dispute is submitted to one or more arbitrators who, by agreement of the parties, render a binding decision on the dispute. Instead of going to court, the parties choose arbitration as a private dispute resolution procedure. Arbitration serves four purposes: it settles contractual disputes between management and labour, it addresses the interests of different parties in bargaining situations such as public sector labour relations, it settles litigated claims through court-annexed programmes, and it settles community disputes. Arbitration is a method of alternative dispute resolution in which the parties agree to have their case heard by a qualified arbitrator outside of court.
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A _____ collects input data, triggers or authorizes an input action, and provides a record of the original transaction.a.recovery documentb.transaction documentc.tester documentd.source document
An input action is initiated or authorised by a source document, which also gathers input data and gives a record of the initial transaction.
Source document: What is it?A source document is the first version of a written record of a business transaction. The parties involved, any payments made, the date, and the specifics of the transaction are all recorded in a source document along with other important transactional information. They are often given a unique number so that they may be identified in the accounting system as source papers. Pre-numbering documents makes it possible for a company to look for missing ones, which is quite useful.
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In economics, the short run is the time frame in which the quantities of ____ and the long run is the period of time in which ____.
In economics, short run is time frame in which the quantities of quantities of some factors of production are fixed; and long run is period of time in which quantities of all the factors of production that can be varied.
What is production?Production is the process of mixing several inputs, both material (like metal, wood, glass, or polymers) and immaterial (like plans, or information) in order to produce output. A valuable good or service that enhances people's utility will be this output's ideal form. Production theory is the branch of economics that focuses on production; it is closely tied to the consumption theory of the economy. Utilizing the first inputs productively leads directly to the manufacturing process and results. Land, labor, and capital are regarded as the three major production components and are known as primary producer commodities or services. These essential ingredients do not substantially change during the output process or turn into a complete part of the final product.
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Clearly explain how a tour guide can use four methods of communication in executing duties
A tour guide can use the methods of communication in executing duties by efficiently and effectively communicating with the visitors.
What exactly is communication?Communication is simply the process of sending a message from the sender to the receiver via a specific medium. A good tour guide is articulate, easy to understand, and has the physical ability to command attention and project their voice across potentially large crowds.
The methods of communication include verbal, non-verbal, written, and visual. They should also be able to communicate one-on-one, respond to questions calmly, and remain approachable even under duress.
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T/F According to Ernest Bormann and colleagues, group leaders are chosen immediately through a process of rapid ascension to power.
False
His statement is wrong. Because the group leader is elected only through the voting of its members.
Voting is a decision-making method using formal voting by counting the votes of the people involved in an event with the consideration that deliberation and consensus cannot be carried out again in making decisions. Voting is a joint decision-making by voting for trial participants. Given the weaknesses and strengths of the various voting types, there is no one best voting type. Therefore its use can be adjusted to the conditions of the participants and the problems to be resolved by a voting mechanism.
Thus a brief description of the meaning of voting, terms, types and examples. What needs to be remembered is that to be a good citizen, one must have the courage to convey one's choices or opinions in any way and also in an honest way and not be influenced by coercion.
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the publication is expected to cause consumers to demand jackfruit at every price. in the short run, firms will respond by .
The new equilibrium price and quantity suggest that the shape of the long-run supply curve in this industry is horizontal in the long run.
An economy is said to be in short-term equilibrium when the magnitudes of total output supply and demand are equal. The intersection of aggregate demand (AD) and short-run aggregate supply is where the AD-AS model's short-run equilibrium output is found (SRAS)A short-run macroeconomic equilibrium can only exist when real GDP supply and demand are equal. On a graph, this happens exactly where the AD curve crosses the short-run average supply curve on the long-run aggregate supply curve.To know more about equilibrium, click here-
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the rulings in the standard oil and u.s. steel cases indicate that multiple choice 1 monopoly violations do not need to involve intent through abusive and anticompetitive actions. there are clear guidelines for monopoly violations. monopoly violations depend on the market. monopoly violations must involve intent through abusive and anticompetitive actions.
According to the decisions in the Standard Oil and U.S. Steel cases, monopoly violations must show malicious intent manifested in unfair and anticompetitive behavior.
Why did the federal district court declare Microsoft guilty of breaking antitrust laws, and under what legal provisions?Section 2 of the Sherman Act was found to have been broken by Microsoft. By linking the Internet Explorer to Windows for free, the court found that Microsoft had engaged in illegal behavior to preserve its Windows monopoly.In the case of Standard Oil Co. of New Jersey v. United States, 221 U.S. 1 (1910), the Supreme Court of the United States determined that the company had engaged in a pattern of abusive and anticompetitive practices that resulted in monopolization of the petroleum sector.According to the decisions in the Standard Oil and U.S. Steel cases, monopoly violations must show malicious intent manifested in unfair and anticompetitive behavior.To learn more about Standard Oil and U.S. Steel cases refer to:
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What is the best choice for how ordinary life insurance differs from term life
insurance?
A. Term life insurance has higher premiums.
B. Term life insurance usually has lower premiums.
C. Ordinary life insurance lasts for a specified term.
D. Ordinary life insurance can be renewed at higher rates.
Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments. Whole-life premiums can cost five to 15 times more than term policies with the same death benefit, so they may not be an option for budget-conscious consumers.
gabby decides to respond to the kind care text in the hopes of winning a scholarship. by doing so, she has entered the
a. encoding process.
b. communication channel.
c. noise loop.
d. decoding process.
e. feedback loop.
Last one is the right response. It is very evident from the facts provided that Gabby's assertion that she has entered a feedback loop is true.
Encoding is the process of converting ideas into language. The message is transmitted by the encoder using a "medium" such a phone call, email, text message, in-person meeting, or other communication method.
Noise loop is most likely to blame if there is a discrepancy between the message sent and the message received.
Communication channel is medium that carries message.
The process of using a result to direct future behavior is known as a feedback loop. In terms of marketing for businesses, this is communicating with and listening to your clients, then using the data you gather to continuously develop new products or improve existing ones.
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Which sentence in the paragraph conveys the main idea of the letter?
I would like to apologize for the lost package. I understand your frustration. You are absolutely right to complain about it. We value and hope to keep your business. I assure you that this is an unusual incident. Please allow me to issue you a $500 prepaid gift card to compensate for the lost order.
A.
I would like to apologize for the lost package.
B.
Please allow me to issue you a $500 prepaid gift card to compensate for the lost order.
C.
I assure you that this is an unusual incident.
D.
You are absolutely right to complain about it.
The sentence in the paragraph that conveys the main idea of the letter is A. I would like to apologize for the lost package.
What is the main idea ?The main idea of a paragraph can be described as the primary point or concept that the author wants to communicate to the readers about the topic.
From the text we can see that the writer syays that I would like to apologize for the lost package and I understand your frustration. You are absolutely right to complain about it which implies that he was apologizing.
Therefore, option A is correct.
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In Kerberos, the ______ decrypts the ticket and authenticator, verifies the request, and creates ticket for requested server.
In Kerberos, the ticket-granting server (TGS) decrypts the ticket and authenticator; verifies the request; and creates a ticket for the requested server.
A ticket-granting server (TGS) refers to a logical key distribution center (KDC) component, which is used by the Kerberos protocol as a trusted third party. A ticket-granting server validates the use of a ticket for a particular purpose, such as network service access or server. It means that a user authentication token is issued by the key distribution center that is then used to request access tokens from the ticket granting service for specific systems/resources joined to the domain.
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central to agency theory is the relationship between two primary players, the principals (stockholders) and agents (management). True or False ?
After analyzing the purpose and audience for your presentation, you will need to collect information and organize it logically. Well-organized information presented using repetition increases comprehension and retention of information. Speech experts recommend that you tell your audience what you are going to say, say it, and then tell them what you have just said. The introduction of your presentation should What strategy can you use to capture your audience's attention in your introduction? Provide a detailed explanation of your main points. Tell a joke or story. Read your résumé. The body of your presentation should
1:preview your main points
2:tell a joke or story
3: Be simple and logical
4:Geography
5:A specific and memorable takeaway
6:a punch line
7:successful teams address group conflicts
logic is the take look at of accurate reasoning. It consists of both formal and casual logic. Formal logic is the science of deductively valid inferences or of logical truths. it's far a proper technology investigating how conclusions comply with from premises in a subject-neutral way. while used as a countable noun, the time period "a logic" refers to a logical formal gadget that articulates an evidence device. Formal logic contrasts with casual good judgment, that's associated with informal fallacies, essential thinking, and argumentation concept. at the same time as there is no popular agreement on how formal and casual logic are to be outstanding, one distinguished method associates their difference with whether the studied arguments are expressed in formal or casual languages.
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