If your grandma said you could have $5,000 when you graduate from college in four years, what is that money worth today? Calculate your answer when the real interest rate is 3%, 5%, and 10%

Answers

Answer 1

Answer:

This question relates to Present Value.

Real Interest rate is 3%;

= Principal / (1 + rate) ^ number of years

= 5,000 / ( 1 + 3%)⁴

= $4,442.44

Real Interest rate is 5%;

=  5,000 / ( 1 + 5%)⁴

= $4,113.51

Real Interest rate is 10%;

= 5,000 / ( 1 + 10%)⁴

= $3,415.07

Answer 2

The worth of the money my grandma would give me when real interest rate is 3% is $4,442.44.

The worth of the money my grandma would give me when real interest rate is 5% is $4,113.51.

The worth of the money my grandma would give me when real interest rate is 10% is $3415.07.

What is the worth of the money today?

In order to determine the worth of the money today, the present value has to be determined. Present value is the sum of discounted cash flows.

Present value when real interest rate is 3% = $5000 / (1.03^4) = $4,442.44

Present value when real interest rate is 5% = $5000 / (1.05^4) = $4,113.51

Present value when real interest rate is 10% = $5000 / (1.1^4) = $3415.07

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Related Questions

Which of the following events led to the Warring States period in China?
A.
Feudal lords began to fight against each other for power.
B.
The capital was moved to Luoyang.
C.
The emperor became corrupt and immoral.
D.
The Huns started to invade the eastern part of the kingdom.

HELP PLS

Answers

Answer:

If i had to guess i would say  it is a

Explanation:

Answer:

a

Explanation:

federalism increases public participation.justify the statement​

Answers

Answer:

Indeed, federalism increases public participation in politics, as it grants political representation to the different territorial subdivisions of a given nation, both in the local order and in the state order.

Thus, given that the greater the representation, the greater the number of public officials are needed, and also, since there is a much stronger local representation, the citizens can turn to the local representatives for the solution of their problems.

Therefore, it is easier for citizens to both access direct political participation and public officials, as well as go to government representations close to their center of life.

Federalism increases public participation as it provides various opportunities for political leaders to serve the citizens.

What is federalism?

Federalism fosters democracy because individuals in two states with democratic governments have similar feelings towards the national government.

Federalism encourages democracy due to its closeness to the people, ability to meet a variety of requirements, and innovative methods of doing things.

In federalism, power is distributed between two governments which is central and state government, which helps in better decision making. It promotes the participation of locals in the public system of administration.

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Before a case can be heard in a state high court, it must go through a jury trial. go through a selection process. be decided by a panel of judges. be decided by a single judge.

Answers

Answer:

B. Go through a selection process

Explanation:

edge 2020

Before a case can be heard in a high court it must go through a selection process.

The high court is the superior court that a country or a state has. The high court is where matters of civil law and importance are  judged.

In such a court before the judge would hear it the selection process has to be done first. Issues of disputes are usually settled in this type of court.

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What body of water is represented by the red star on this map?

Answers

Answer: South China Sea

PLZ HELP HURRY

Jobs focused on gaining knowledge for others to use are part of the __________ sector. A. primary B. secondary C. tertiary D. quaternary Please select the best answer from the choices provided A B C D

Answers

Answer:

quaternary sector

quaternary. Jobs focused on gaining knowledge for others to use are part of the quaternary sector.

Explanation:

Answer:

quaternary

Explanation:

just took the test

________ occurs when a person engages in behavior at one time to control the occurrence of another behavior at later time.

Answers

Answer:

Self- management

Explanation:

Self-management is simply the act or method, way, e.t.c. in controlling behavior and a controlled behavior.it occurs when a individual engages in a behavior at one time to control the occurrence of another behavior (target behavior) at a later or another time.

To Control a behavior is the engagement of behavior that is involve/engaged in to influence the future occurrence of the controlled behavior.Type of Self-Management Strategies includes goal-settings and self-Monitoring,Behavioral Contracting, Arranging Reinforcers and Punishers and Social Support.

City, state, and nation parks are owned by ____
A) the public
B) private individuals only
C) large private corporations only
D) small private businesses only

Answers

Answer:

B

Explanation:

People from the public can’t just own a state or city or a national park you have to have requirements

Answer:

a) the public

Explanation:

wala bang picture yan



How do social forces influence the life chances of the members of society

Answers

Human beings need norms to guide and direct their behavior, to provide order and predictability in social relationships and to make sense of and understanding of each other's actions. These are some of the reasons why most people, most of the time, conform to social norms.

Which of the following best explains why people form interest groups? (1 point)
а
b
They want to become famous for something other than sports or fine arts.
They want a social organization they can rely on to plan leisure activities.
They want to get one of their members elected to a government office.
They want government to pay attention to a concern that they share.
Od

Answers

Answer:

d

Explanation:

im pretty sure, if its incorrect try b

Answer:

all credits to -alexispepper65

Got the answer from him here you go! It should be right and helpful :)

The answer is the 3rd choice They want to get one of their memebers elected to a Government office

Explanation:

Bye!

supreme court role and duties​

Answers

Answer:

As the final arbiter of the law, the Court is charged with ensuring the American people the promise of equal justice under law and, thereby, also functions as guardian and interpreter of the Constitution. The Supreme Court is "distinctly American in concept and function," as Chief Justice Charles Evans Hughes observed.

Explanation:

Explain: One reason that Carolina colonist could be described as "unruly" colonists during the Colonial period​

Answers

Carolina Lowcountry colonists were thought to be higher ups, as in royalty/upperclass, when the Carolina upcountry was thought as uncivilized as most of them were tradesmen/hunters.

Nearly all learning occurred via the Catholic Church. true false

Answers

Answer:

false. there are a lot of learning that can be get in different organizations or religious places

False all learning occurred in the church

greece's many hills were important to the early greek city-states because

Answers

Answer:

gave Greek farmers a place to graze their animals

Explanation:

Answer:

Gave greek farmers a place to graze their animals

Explanation:

i did the test

which colony region did not focus on any water based economics?

Answers

Answer:

[tex]\boxed {\boxed {\sf Southern \ colonies}}[/tex]

Explanation:

The New England Colonies had to rely on a maritime economy. The harsh environment with rocky soil just wasn't fit to farm. They had to trade furs, fish, build ships and raise livestock.

The Middle Colonies didn't have a full dependence on the water, since they mostly produced grain. They did have a small shipbuilding industry though.

The Southern Colonies had no water based economics at all. They had warm temperatures and fertile soil, which were the perfect conditions for agriculture. They were almost entirely based around plantations and cash crops, like cotton, indigo, and tobacco.

So, the colonial region that didn't focus on water-based economics was the Southern Colonies.

Eutrophication is a common problem in the __________ River.

Answers

Answer:

mississipi river

Explanation:

Mississippi River is the correct answer

what is employment?​

Answers

Answer:

the condition of having paid work

having a job and getting paid

Rivers that flow long distances deposit into the ocean.

Answers

it would be the nile i think

Answer:

sand and silt is ur answer

Explanation: Rivers that flow long distances across plains before reaching the sea bring only fine sand, silt, and clay into the ocean.

You have just turned 18 and are voting for the first time in your life. You will be voting directly on the leader of your country AND for other elected representatives."



This is an example of what form of government?

A.
Monarchy

B.
Parliamentary Democracy

C.
Presidential Democracy

D.
Communism

Answers

C. Presidential Democracy

Answer

C

Explanation:

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How did the ancient Roman civilization affect the modern world?

Answers

Many aspects of today's society have been affected by ancient Rome . Creation of law, development of democratic government practices, influences in language, literature, art, infrastructure, and city-planning are all areas where the influences of Roman ideas can be seen. ... One important area of influence was Roman law.

what are some of Rome's long lasting problems that Augustus solved​

Answers

Answer:

Group of answer choices. He gave them more food and stopped the army. He passed laws that restored order and he organized the army in such a way to prevent its posing any threat. He did not pass laws and did not organize an army.

Explanation:

is our urban waste worth
Anything ? Explan.

Answers

Answer:

Yes, They worth something.

Explanation:

The Vast majority of our Urban Waste is biodegradable. According to the research conducted by the worth Bank, we can Recycle Urban Waste into  35% of our initial energy consumption as long as we develop a proper management system for it.

But, the cost to set up this system is pretty expensive. It is predicted that our country need to invest around $375 Billion in order to do so.

These are all terms associated with

Answers

I may be wrong but I think it’s B. The caste system

Answer: b

Explanation:

What problem resulted from the creation of sugar plantations in Brazil during the eighteenth
and nineteenth centuries?

Answers

Answer:

Sugar cane from Willem Piso, Historia naturalis Brasiliae.… Leiden: Hackium; Amsterdam: Elzevirium, 1648, p. 83.Sugar cane from Willem Piso, Historia naturalis Brasiliae.… Leiden: Hackium; Amsterdam: Elzevirium, 1648, p. 83.

Explanation:

Answer:

the creati

Explanation:

If you were able to propose an additional trait in defining the human person,
what will it be? ​

Answers

Answer:

Explanation:

This is just an opinion. I would say that people with either spirituality or intuition are pretty interesting people.

They don't always come to the same conclusion, but they would both obey the Hippocratic Oath: first, do no harm. And that is the most important quality that someone can have.

What checks does the president have over the other branches? Select all that apply. The president declares laws unconstitutional. The president can veto a law passed by Congress. The president chooses the Supreme Court Justices. The president decides what the laws will be. The president can charge the state governors with treason if he does not like state law.

Answers

Answer:

- The president can veto a law passed by Congress.

- The president chooses the Supreme Court Justices.  

Explanation:

The president is considered as the head of the Executive branch.  In government, "Checks" refer to the power that a specific branch of government has to limit the power of other branch of the government.

Congress is part of the legislative branch. The ability to veto a law enable the president to prevent a law proposal made by the Congress from being passed. This is why it's considered as a "Check" belonged to the executive branch to limit the legislative branch.

Supreme Court Justices are part of the judicial branch. By being able to choose the Justices, the president can influence the people that will make the decision in case members of government  officials engaged in a conflict. This influence is the reason why it's considered as a "Check" belonged to the executive branch to limit the judicial branch.

In the case, Tinker vs. Des Moines, the problem was that the Tinker kids were
A. Disrupting the learning environment at school
B. always late for school
C. suspended for wearing black arm bands to protest the Vietnam war
D. attempting to burn an American flag to protest the Vietnam war

Answers

Answer:

The answer would be C.

Explanation:

The reasoning why they went to court was because they argued that their First Amendment right to freedom of speech was being taken away. Tinker argued that they weren't doing any harm to anybody by wearing the arm bans and it was their right to do so, because of the First Amendment. The court ruled in favor of Tinker in end.

Which Native American group lived in the region shaded orange (#3) on this map?

Answers

Where is the map ? Upload it and I can help

____________ forms when water vaper in a cloud tranforms directly into ice crystal

Answers

Answer:

i might be wrong but i think its snow

Explanation:

"You have just turned 18 and are voting for the first time in your life. You will be voting directly on the leader of your country AND for other elected representatives."



This is an example of what form of government?

A.
Monarchy

B.
Parliamentary Democracy

C.
Presidential Democracy

D.
Communism

Answers

Your answer will be: B

6. Today, about
percent of American workers are female. (1 point)
OOOO
25
40
50
75

Answers

Answer:

tHE CORRECT ANSEWR IS 47

Explanation:

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