The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.
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Your checkbook register shows these activities for the month.Old balance: $134.56Check 512 to Good Stuff for $32.19Deposit: $345.12Check 513 to Hometown Apt. for $250.00Check 514 to Farland Grocery for $16.65Check 515 to Dr. Scott for $45.00What is your new checkbook balance
Based on the various activities for the month that were reflected in your checkbook, your new balance would be $135.84.
What is the checkbook balance?This can be found as:
= Opening balance + Deposits - Checks and withdrawals
Solving gives:
= 134.56 + 345.12 - 32.19 - 250 - 16.65 - 45
= $135.84
In conclusion, your new balance is $135.84.
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Leasing a car may be a better option than buying a car
if...
you have enough money for a large down payment.
you travel great distances regularly.
you don't plan on having it for long and don't want
to worry about regular maintenance.
you want the extended warranty and maintenance
because you plan on having the car for a while.
Answer:
You don't plan on having it for long and don't want to worry about regular maintenance.
Explanation:
It's right.
Question 10 (1 point)
when thor hears where his family is vacationing that summer, he is confused
because the location sounds terribly unappealing. his mom explains that they are
going because of the resort they booked, not the outside location. based on this,
what type of resort is thor's family most likely visiting?
orecreational resort
oreclusive resort
oresort town
odestination resort
In the given situation above, Thor's family is most likely to visit a recreational resort for summer vacations.
What is a recreational resort?A resort, which is constructed or built in such a way that it facilitates leisure activities like a hobby or sports activities, which is generally for a short term period, is known as a recreational resort.
Hence, the significance of recreational resorts is given above.
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According to goal-setting theory, in order for goals to enhance motivation and performance they must be Multiple Choice recognized by monetary rewards. accompanied by feedback. tied directly to the principles of scientific management. put into the labor contract.
According to goal-setting theory, in order for goals to enhance motivation and performance they must be: B. accompanied by feedback.
What is motivation ?Motivation is something that help to increase a worker or an employee performance and productivity.
For a goals which a company what to accomplish to enhance motivation such goals must depend on the feedback received.
Therefore the correct option is B.
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There is such a wide variety of desired goods and services in a market system because multiple choice 2 consumers change their minds frequently. individual wants are diverse. producers determine what to produce. there is always a need to produce something new and improved.
There is a variety of products in the market as the wants and needs of the individuals in an economy become diverse.
Option B is the correct answer.
What is a product?
Product refers to the goods manufactured by companies and sold by the retailers in the consumer market.
The companies in the digital world creating lots of new and innovative goods that attract the customers to buy more which results in an increase in their consumption needs. The consumption needs will then affect the wants of individuals and make them diverse and differentiated.
Therefore, the diversified wants of individuals are caused due to wide variety of products in the market.
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The difference between a financial aid package and total cost of collage can be made up by ______.
A: reapplying with different family contributions
B: signing up for fewer classes a semester
C: personal savings and student loans
D: going to a college with lower tuition costs
The difference between a financial aid package and total cost of collage can be made up by personal savings and student loans.
Financial aid is referred to any form of funding which tends to help one in paying for for college, such as a loans, grant, scholarships or work-study programs. So, for most of the students, financial aid is essential to making college affordable.
It is estimated that about two thirds of college students receive financial aid based on their family's financial circumstances. So, here it is important that the difference between a financial aid package and total cost of collage can be made up by personal savings and student loans.
Hence, option C is correct.
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Hardcover books are shipped 3 days after an order is placed. soft cover books always take at least 1 day less than hardcover books to ship after the order is placed. special apparel orders take as long as or longer than hardcover books to ship after the order is placed. conclusion: special apparel orders take longer to ship than soft cover books. if the assumptions are true, is the conclusion:
If the assumptions are true, the conclusion relating to the longer time taken to ship the special apparel than the softcover books is correct.
What is meant by the conclusion?The conclusion is a brief summary of any topic without going into the detail of it.
The shipping time taken to deliver the softcover books is 2 days, that is, 1 day more than the shipping time taken to deliver hardcover books. There is a difference of only one day in both the shipping. The time taken by special apparel to ship is longer than the hardcover books which means that time is also greater than softcover books.
Therefore, the provided conclusion statement is correct keeping all the assumptions true.
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A company currently has sales of $700,000 and a contribution margin ratio of 45%. As a result of increasing advertising expense by $8,000, the company expects to increase sales to $735,000. If this is done and these results occur, net operating income will
If this is done and these results occur, net operating income will increase by $7750.
Net operating incomeUsing this formula
Net operating income=(Expected Increase in sales-Current sales× Ratio-Advertising expenses)
Let plug in the formula
Net operating income = $735,000 - ($700,000 x 45%) - $8,000
Net operating income= $7,750 increase
Therefore net operating income will increase by $7750.
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Suppose that both of the events you have just analyzed are partly responsible for the increase in the price of calzones. Based on your analysis of the explanations offered by the two groups of students, how would you figure out which of the possible causes was the dominant cause of the increase in the price of calzones?.
The dominant cause of the rise in the price of calzones may be the increased shift in demand relative to the shift in supply.
What happens when supply is less than demand?This is an economic situation where there is an imbalance, generating an increase in prices, since when there is greater demand for a product than companies offering it, it means that consumers are more likely to pay more prices for a product that is in a position of scarcity.
Therefore, a balance between supply and demand must be achieved to generate a stable situation in price and quantity levels.
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Licensing of the brand, a reputation for quality, and a large number of retail stores are examples of potential blank______ that a firm may identify during a swot analysis.
Licensing of the brand, a reputation for quality, and a large number of retail stores are examples of potential strengths that a firm may identify during a swot analysis.
What is a SWOT analysis?This is the framework that is used to know the strength of an organization, its weaknesses, its opportunities and its threats.
The SWOT analysis is useful due to the fact that it relates to situational analysis or assessment.
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Which nims structure develops recommends and executes?.
Answer:
Joint Information System (JIS) is a NIMS structure develops, recommends, and executes public information plans and strategies.
3. A project manager is trying to complete a software development project, but cannot get enough attention for the project. Resources are focused on completing process-related work, and the project manager has little authority to assign resources. What form of organization must the project manager be working in
The form of organization must the project manager be working in Functional.
What is the meaning of organization?Organization refers to the group of the people working together in order to achieve organizational goal. The aim of every organization is maximization of the profits.
In the above case, the project manager is trying to complete a software development project but is unable to get the attention on the project. all the resources are under completion of the different works.
This implies that form of organization must the project manager be working in Functional because he has little powers to make the use of the resources.
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what are the trends in the global job market?
The trends in the global job market is that the following are on the rise and they include: Remote work, contract work, project work, one-off commissions and self-employment.
Meaning of TrendA trend can be defined as a recent happening in a sector. it can bee said to be the current news or the prevailing happenings in a particular sector.
A trend is a current happening that is gaining major attentions by individual in a particular field.
In conclusion, The trends in the global job market is that the following are on the rise and they include: Remote work, contract work, project work, one-off commissions and self-employment.
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A survey of pet owners found that on average, they spend $1,225 annually per pet, with a standard deviation of $275. between which two amounts would you expect 95% of the survey’s respondents to spend annually per pet if the sample is approximately normal and comes from a normally distributed population?
Based on the sample being normal, 95% of the survey's respondents will fall within $675 and $1,775.
Where will 95% of the respondents fall?A 95% interval has a z value of 1.96.
The confidence interval would be:
= Sample mean ± z x (Standard deviation / √sample)
= 1,225 + 1.96 x (275 / √1)
= $1,764
= 1,225 - 1.96 x (275 / √1)
= $686
The closest figures from the options are $675 and $1,775.
Options for this question include:
$675 and $1,500 $675 and $1,775 $950 and $1,500$950 and $1,775Find out more on 95% confidence intervals at https://brainly.com/question/16974109.
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Answer:
option 3
Explanation:
In 2019, selected automobiles had an average cost of $12,000. the average cost of those same automobiles is now $13,200. what was the rate of increase for these automobiles between the two time periods? (
The rate of increase for these automobiles between the two time periods is 10%
What is automobiles?Automobile is the wheeled vehicle usually having four wheels and generally used for the transportation purposes. For example :- car, buses, trucks, bike etc.
In the above case, the average cost of the automobile is $12000 in 2009 but now it has increased to $ 13200. For the calculation of the increased rate of the auto mobile following formula is used as follows:-
Increased rate = (current value -Initial value )/current value * 100
=( $13,200 - $12,000)/ $12,000 *100
=$1200/ 12000 *100
= 10%
Therefore, the rate of the increase for these automobile between 2 periods is 10%.
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When drawing a supply curve, we always place on the vertical axis and supplied on the horizontal axis. (Use one word for each blank.)
When drawing a supply curve, we always place price on the vertical axis and quantity supplied on the horizontal axis.
What is a supply curve?A supply curve can be defined as a type of chart that is used to graphically represent the total quantity of goods or services that are supplied to consumers at a given price.
As a general in Economics, you should always place price on the vertical axis and quantity supplied on the horizontal axis when drawing a supply curve.
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Jennings company has total assets of $445 million. its total liabilities are $120.5 million. its equity is $324.5 million. calculate the debt ratio. (round your answer to 1 decimal place.)
Jennings company has total assets of $445 million and its liabilities are $120.5 million. The debt ratio is 2.71%.
What is the debt ratio?The debt ratio refers to the financial ratio indicating the percentage of a company's assets that are provided via debt.
Jennings company has total assets of $445 million and total liabilities of $120.5. The debt ratio that is calculated by dividing total liabilities and assets is 2.70%.
Therefore, the debt ratio is 2.70%.
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It will be difficult to institute fiscal policy in a stabilizing manner because politicians will find:.
It will be difficult to institute a fiscal policy in a stabilizing manner because politicians will find that budget deficits are attractive during a recession, but they will be reluctant to run budget surpluses during an expansion.
What is a Fiscal Policy?This refers to the use of government spending in order to influence and control economic conditions such as recession, etc.
Hence, we can see that the use of fiscal policies can be difficult to be used in a stabilizing manner because while they can be used to control recession, it is difficult to use them as budget surpluses during an expansion.
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Which sentences highlight the process of rightsizing?
amella is a business strategy head at a large company. the company has not been able to achieve substantial profits during any of the past four
years. amelia calls for a business meeting to discuss the issue. in the meeting, a manager suggests that they should lay off 50 percent of their
workforce across the board to cut down on costs. amelia argues that they should restrict the layoffs to specific departments that run into
recurrent losses and expand the other departments, whose products show scope for market growth.
The sentence that highlights the process of rightsizing is that the workforce across the board cut down on costs.
What is rightsizing?It should be noted that rightsizing means reducing a particular number to make it optimal. Rightsizing is restructuring a company to make a profit more efficiently and meet updated business objectives.
Organizations will usually rightsize their business by reducing their workforce, and reorganizing upper management.
In this case, the sentence that highlights the process of rightsizing is that the workforce across the board cut down on costs.
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Learning Task No. 3 Direction: Write the advantages ang disadvantages of the following packaging materials. Write your answer on a separate sheet of paper. Types of packaging Materials Advantage/s Disadvantage/s 1. Leaves 2. Vegetable Fibers 3. Wooden Crate 4. Paper 5. Earthenware 6. Glass 7. Plastic 8. Metal
To identify the advantages and disadvantages of packaging materials it is necessary to analyze the purpose, durability and protection of the product.
What is the best packaging for a product?It will be one that protects the characteristics of the product, is durable and sustainable. Leaves, for example, are safe biodegradable materials for packaging some foods, but they still need more technological development for scale production.
Another example is that vegetable fibers are also sustainable materials but are also being used experimentally in the sustainability awareness phase.
Therefore, the ideal packaging will be one that protects the necessary characteristics of the product and is ecologically sustainable for the protection of the environment.
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As the ceo of a mid-size airline, karyn knows that most commercial airplanes are manufactured by either airbus or boeing. To mitigate the ________ of the airline industry, karyn explores options for her company to manufacture its own airplanes.
To mitigate the bargaining power of suppliers of the airline industry, karyn explores options for her company to manufacture its own airplanes.
What is bargaining power of suppliers?Bargaining power of suppliers occur when companies or organization are under pressure when the price of the product they purchase from a supplier increase or when their is scarcity of the product.
Based on the scenario in order to mitigate Bargaining power of supplier karyn by telling the company to produce their own product.
Therefore to mitigate the bargaining power of suppliers the company should manufacture its own airplanes.
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Ivanhoe Inc. issues an $720,000, 20%, 10-year mortgage note on December 31, 2022, to obtain financing for a new building. The terms provide for annual installment payments of $150,000.Prepare the entry to record the mortgage loan on December 31, 2022, and the first installment payment on December 31, 2023.
The entries in the books of Ivanhoe Inc. to record the mortgage loan on December 31, 2022, and December 31, 2023 are as follows:
Journal Entry:December 31, 2022: Debit Cash $720,000
Credit Notes Payable $720,000
20%, 10-year mortgage note
December 31, 2023: Debit Notes Payable $150,000
Credit Cash $150,000
Transaction Analysis:December 31, 2022: Cash $720,000 Notes Payable $720,000
20%, 10-year mortgage note
December 31, 2023: Notes Payable $150,000 Cash $150,000
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Recently, Glenda Estes was interested in purchasing a Honda Acura. The salesperson indicated that the price of the car was either $27,600 cash or $6,900 at the end of each of 5 years. Compute the effective-interest rate to the nearest percent that Glenda would pay if she chooses to make the five annual payments.
The rate of interest charged to Glenda would be 5.18% upon the payment of her car in five annual installments.
What is a rate of interest?The percentage of interest charged over the principal amount of loan or advances for a particular period of time, is known as the rate of interest of such loan.
The computation of rate of interest using the formula and given information will be,
[tex]\rm Rate\ of\ Interest= \dfrac{Interest}{Principal\ x\ Time}\ x\ 100\\\\\rm Rate\ of\ Interest= \dfrac{7150}{138000}\ x\ 100\\\\\rm Rate\ of\ Interest= 5.18[/tex]
Hence, the computation of the rate of interest is as aforementioned.
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Helpppp pleaseeeee!!!
which country is experiencing a trade surplus?
o a. a country with $330 million in exports and $350 million in
imports
b. a country with $400 million in exports and $500 million in
imports
c. a country with $500 million in exports and $400 million in
imports
d. a country with $600 million in exports and $600 million in
imports
A country that is experiencing a trade surplus is a country with $500 million in exports and $400 million in imports.
What is trade surplus?Trade surplus refers to the positive balance of trade where a country's exports exceed its imports.
The country that is experiencing a trade deficit is a country with $500 million in exports and $400 million in imports.
Therefore, C is the correct option.
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What is the result of subtracting the project costs from the benefits and then dividing by the costs
The result of subtracting the project costs from the benefits and then dividing them by the costs return on investment ROI. This is further explained below.
What is a project?Generally, Project is simply defined as a company that is well organized to accomplish a certain goal.
In conclusion, The return on investment (ROI) is calculated by dividing the expenses of a project by the benefits it generates.
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An employee is demonstrating behaviors on the job that may endanger other employees. His manager wants to refer him to the company's employee assistance program. Which situation would call for such a referral
A situation that would cause the manager to refer the employee in that manner is if the manager believes the employee's problems are related to alcohol abuse.
What happens when an employee is under the influence?These days, company HR departments have subdepartments to help employees through various issues they find themselves in.
For instance, an employee that has abused alcohol and is behaving irrationally can be referred to an employee assistance program to help them.
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An investor sold 100 shares of ran common stock short at $50 per share. the ran is now at $38. the investor is still bearish on the stock but would like to protect that gain. what would you recommend if this were your client
If the investor is my client, i will advise him to enter a buy stop order at $40.
What is the buy stop order?In the share market, these are protective tool that are mainly for short sellers.
Now, as the stock should begin to rise from its current price of $38, once it reaches or exceeds $40, a buy order at the market is entered.
Hence, the stock purchased is used to cover the short position and the investor's profit is the $50 sale price minus the cost of the purchase.
However, because the investor is short term person, the only protective order would be a buy and not a sell.
Therefore, i will advise him to enter a buy stop order at $40
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Two friends decide to start selling their drone camera aerial footage. Which economic question have they answered?
For whom to produce?
How much to produce?
How to produce?
What to produce?
The economic question that the two friends have answered is D. What to produce?
What is a economic question?It should be noted that an economic question simply means the question that seeks answers to happenings in an economy.
In this case, the economic question that the two friends have answered is what to produce since they sold drone cameras.
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Answer:
D. What to produce?
Explanation:
In a typical business, 80% of a company's
expenses are for which of the following?
A. inventory losses
B. payroll
C. initial investments
In a typical business, 80% of a company's expenses are for option C: Initial investments.
What do you mean by term Initial investments?An initial investment is defined as the amount of money that is required for every business in order to start the project.
The initial investment is equal to capital expenditures plus working capital requirement add after-tax proceeds.
Therefore, approximately 80% of portion of total expense is covered by payment of initial investments.
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Answer:
the answer is B : payroll
Explanation:
just got it right on acellus :)
Bill pay powered by melio allows you to fund payments to vendors using which 3 methods?
Bill pay powered by Melio allows you to fund payments to vendors using the 3 methods of:
Debit card. Credit card.EFT from their bank. What is Bill Pay powered by Melio about?This is known to be a new feature that allows all users to book their vendor payments through the use of their Debit card, a Credit card, or EFT obtained from their bank and then it is used to issue or sends payment to their vendors.
Therefore, Bill pay powered by Melio allows you to fund payments to vendors using the 3 methods of:
Debit card. Credit card.EFT from their bank.Learn more about Bill from
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