Hello thank you so much for your help so kinda a long question here (multiple parts).
2. The Third National Bank has reserves of $20,000 and checkable deposits of $100,000. The reserve ratio is 20 percent. Households deposit $5000 in currency into the bank and that currency is added to reserves.
Recall, to calculate checkable deposits you have to add the original checkable deposits to the new deposit. To calculate required reserves for the deposits, you have to multiply the required reserve ratio (decimal from) by checkable deposits. To calculate excess reserves, you will subtract required reserves from actual reserves.
2.1. What level of excess reserves does the bank now have?



2.2. Complete the table below for the Third National Bank. You have to distinguish between a bank's assets and bank's liabilities.
The figures in the table below are for the Third National Bank. All figures are in thousands of dollars. (Table/chart/graph) normally goes here)

2.3. What is the total assets of this bank? Explain the basics of this bank’s balance sheet.

2.4.If the required reserve ratio for the Third National Bank is 10 percent, what is the monetary multiplier?
(helpful stuff)Recall, to calculate you have to use the formula: Monetary Multiplier = 1÷Required Reserve Ratio. The money multiplier is a key measure in banking that helps to predict the money supply that will be available to drive economic growth. As you can see from the formula, if the reserve requirement is 20%, the money multiplier will be 1 divided by 0.2, which is 5. We can then use the money multiplier multiplied by the excess reserves to determine the maximum checkable-deposit creation that will be provided by the new money entering the system.




2.5. If the monetary multiplier is 4, what is the required reserve ratio? Describe how and identify by what amount the Third National Bank can create money in the economy.
(helpful stuff)Recall that, generally, bank creates money in a typical economy by making loans. The Fed sets the reserve requirement (the required reserve ratio) that directly affects the amount of money creation.

Answer and Explanation:

1. The computation of the MIRR is shown below;

Year  Cash flows

0       $ -2,750,000

1        $ 350,000

2      $ -125,000

3      $ 450,000

4       $ 425,000

WACC 9%

MIRR -16.79%

This is the answer but the same is not provided in the given options

2, As we can see that the MIRR comes in negative so this independent project should not be accepted

Answer: $‭2,710‬

Explanation:

Using the percentage of credit sales method, the bad debt expense is estimated to be a percentage of the total credit sales of the company and this is subtracted from the credit sales. Any bad debt will then be apportioned to this estimated figure.

Estimated Bad debt expense = Net credit sales * Historical percentage of credit losses

= 135,500 * 2%

= $‭2,710‬

Answer:

profit.

Explanation: its just right

Answer:

Missing Word '"There is no variable selling expense; fixed selling and administrative expenses total $46,000."

Selling price per unit = 0.08

Variable cost per unit = 0.015 + 0.004 + 0.001 = 0.02

Fixed costs = 80,000 + 46,000 = 126,000

Contribution margin per unit = Selling price per unit - Variable cost per unit   = 0.08 - 0.02 = 0.06

Contribution margin ratio = Contribution margin per unit / Selling price per unit  = 0.06 / 0.08 = 0.75

a. Break-even point in units = Fixed costs / Contribution margin per unit  = 126,000 / 0.06 = 2,100,000

b. Break even point in sales revenue = Fixed costs / Contribution margin ratio  = 126,000 / 0.75 = 168,000

c. Margin of safety in units = Planned sales in units - Break even sales in units  = 2,830,000 - 2,100,000 = 730,000

d.  Margin of safety in safety in sales revenue = Planned sales - Break even sales  = (2,830,000 * 0.08) - 168,000  = 226,400 - 168,000 = 58,400

e.  Fixed costs = 80,000 + 38,800 = 118,800

- Break-even point in units = Fixed costs / Contribution margin per unit  = 118,800 / 0.06 = 1,980,000

- Break even point in sales revenue = Fixed costs / Contribution margin ratio = 118,800 / 0.75 = 158,400

- Margin of safety in units = Planned sales in units - Break even sales in units = 2,830,000 - 1,980,000 = 850,000

- Margin of safety in safety in sales revenue = Planned sales - Break even sales  = (2,830,000 * 0.08) - 158,400  = 226,400 - 158,400  = 68,000

Answer:

There are four main financial decisions- Capital Budgeting or Long term Investment decision (Application of funds), Capital Structure or Financing decision (Procurement of funds), Dividend decision (Distribution of funds) and Working Capital Management Decision in order to accomplish goal of the firm viz., to maximize

Answer:

If this is the first time that a good is being introduced into the market or the good in question has been developed such that it is better than variants in the perfectly competitive market, it will only be sold by few firms in that market.

This shortage of supply will ensure that the price is higher than the cost of production which means that the company will be making short run positive economic profit.

With an absence of Barriers to entry in a perfectly competitive market, more companies will now be free to enter the market to sell these new goods in the long run so that they may take advantage of the positive economic profit.

This would increase the number of suppliers in the market which would reduce the price of the good till economic profits become zero.

If there were barriers to entry, the prices would remain at a point higher than costs but because other companies were able to come in, the prices reduced in the long run.

Answer:

On 1 January 2015 an American investor bought USD1, 000,000 worth of Malaysian Ringgit and put it in a savings account for 1-year is explained below with detailed explanation.

Explanation:

i) Supposed rate using IRPT

FR = SR (1+ ih) / (1+ if) = 4.45 * 1.05 / 1.035 = RM4.5145/$

At this progressive rate investment in both currencies will implement the same rate of revenue. Above this valuation, $ investment is better and below this rate, RM investment is better.

ii) Investment in MR = 1000000 * 4.45 = 4450000

valuation after a year in MR = Deposit * ( 1+ r) = 4450000 * (1 + 0.05) =  4672500

Valuation in dollar after a year = 4672500 / 4.03 = 1159429.28

rate of revenue in dollar = Valuation after a year - Valuation at year 0 / Valueation at year 0 * 100

= 1159429.28 - 1000000 / 1000000 * 100 = 15.94%

Answer:

Standard deviation = 47.69% (Approx)

Explanation:

Given:

Portfolio of Apple stock w1 = 25% = 0.25

Portfolio of Tesla stock w2 = 75% = 0.75

Standard deviation return Apple σ1 = 35% = 0.35

Standard deviation return Tesla σ2 = 60% = 0.60

Correlation coefficient ρ12 = 0.22

Find:

Standard deviation

Computation:

Standard deviation = √w1²σ1² + w2²σ2² + 2w1σ1w2σ2ρ12

Standard deviation = 0.4769

Standard deviation = 47.69% (Approx)

Answer: focused differentiation

Explanation:

Answer:

TOTAL ASSETS$6,459,900

NET INCOME $426,900

Explanation:

Calculation for the corrected amount for total assets and net income for the year

Calculation for TOTAL ASSETS

Total assets $6,399,000

Add Ending understated inventory $60,900

TOTAL ASSETS$6,459,900

Calculation for NET INCOME

Net income of $503,000

Less Begining understated inventory ($137,000)

Add Ending understated inventory $60,900

NET INCOME $426,900

Therefore the corrected amount for total assets will be $6,459,900 and net income for the year will be $426,900

Answer:

to reinvest again since they have met their goals

Explanation:

Although there are other reasons investors may use exit strategy, however, it is often used by entrepreneurs when they determine they have made enough profit for which the business or project was started in the first place.

By moving onto another business project, entrepreneurs most likely intend to rebuild again a different project to the same level their past project did.

Answer:

Option A: Increase the duration of unemployment in Canada as compared to the U.S

Explanation:

Unemployment is simply defined as the total number of people who are actively looking for work but do not currently have job (employed).

Unemployment insurance is a federally authorized, state-run program in which payroll taxes are used to pay benefits to workers laid off by companies.

Answer:

C) Classification of products

Explanation:

Advertising is not a means of classifying products.

Advertising is a commercial process of marketing goods and services to a target group of people.

[tex]\mathrm {Hey, there!}[/tex]

Let's solve your problem!

Classification of products is not a way of advertising.

Increasing market share is a way of advertising.

Acceleration of revenue is also a way of advertising.

The answer is C.

[tex]\mathrm {Best, of, Luck!}[/tex]

Answer:

ABF

Explanation:

Answer:

The accounting effects of inventory sales across companies within a consolidated entity are removed when preparing consolidated financial statements because:

- usually from a consolidated statements, transactions with outside parties are only reflected.

- usually from a consolidated perspective, there is neither a sale nor a purchase has occurred.

Answer:

Cost of goods sold = $270,000

Explanation:

Given:

Cost of goods manufactured = $860,000

Beginning work-in-process = $40,000

Ending work-in-process = $60,000

Beginning finished goods = $400,000

Ending finished goods inventory = $990,000

Computation:

Cost of goods sold = Cost of goods manufactured + Beginning finished goods - Ending finished goods inventory

Cost of goods sold = $860,000 + $400,000 - $990,000

Cost of goods sold = $270,000

The cost of goods sold for Branson Books in this year is $270,000.

Here, we are going to prepare the amount of the cost of goods sold for Branson Books.

Given Information

Cost of goods manufactured = $860,000

Beginning work-in-process = $40,000

Ending work-in-process = $60,000

Beginning finished goods = $400,000

Ending finished goods inventory = $990,000

Cost of goods sold = $860,000 + $400,000 - $990,000

Cost of goods sold = $270,000.

Therefore, the amount of the cost of goods sold for Branson Books is $270,000.

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Answer:

B describes perfect communication. It is the most understandable.

Answer:

hygiene

Explanation:

Answer:

hygiene

Explanation:

all of these involve in your personal hygiene

Answer:

the options are missing, so I looked for them:

a. The buying of government bonds leads to lower interest rates, thereby reducing private investment.

b. The selling of government bonds leads to higher interest rates, thereby reducing private investment.

c. The selling of government bonds leads to lower interest rates, thereby reducing private investment.

d. The buying of government bonds leads to higher interest rates, thereby reducing private investment.

the answer is:

b. The selling of government bonds leads to higher interest rates, thereby reducing private investment.

Explanation:

The crowding out effect happens when the government increases its spending level in order to engage in an expansionary fiscal policy but someone needs to pay for this extra spending. In order for the government to finance their spending, they have to choose to either increase taxes or issue more debt. When they issue more debt, they end up decreasing private investment since money that could be used by private companies is used by the government instead.  

The right description of the crowding-out effect should be when the government bonds should be sale off.

It should arise at the time when the government raised the level of spending so the engagement to the expansionary fiscal policy should be considered. However, the same should be paid additional spending. And, for financing the spending, the selection should be done with respect to the increment of the taxes or issuing additional debt.

Therefore, the option b is correct.

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Answer:

a. Identify a cost driver associated with each activity.

Explanation:

While setting up the new activity based costing system he presently completed the identification of the activities and the cost of overhead is associated with each kind of activity

Now the next step in the activity based costing is to have a identification of the cost driver that associated with each kind of activity

Here cost driver means number of machine hours, number of machine setups, etc

Therefore the first option is correct

Answer:

b. Revenue minus variable cost

Explanation:

Producer surplus for a perfectly competitive firm is Revenue minus total variable cost. Option b is correct because the producer surplus is profit minus total variable cost when the fixed cost is zero and the marginal cost is increasing.

Answer: a. Brands enhance loyalty.

Explanation:

Brands enhance loyalty because people are more likely to identify with a symbol than with something that has a general identity. When a company has a brand therefore, it will enhance the loyalty of its consumers as they look to identify with that brand.

Take Adidas for instance, the three stripes logo is so iconic that people can sometimes have entire wardrobes of Adidas apparel to show those three stripes off and show that they identify with it. This is the benefit that Nancy stands to gain with branding.

Answer:

The answer is "$20906.15".

Explanation:

In the next five years, Mr. Rafiq must be due to 7000 Ahmed and in [tex]7 \frac{1}{2}[/tex] years Rs. 15000 must be due.  

Interest r = 8% semi-annually aggregated  

Hence a one-off fee only at end of 6 years is an FV fee at 5 years plus a [tex]7 \frac{1}{2}[/tex]  year payment.  

[tex]\to[/tex]Year 6 single payment[tex]= CF5 \times (1+\frac{r}{2})^{(2 \times 1)} + \frac{CF6}{(1+\frac{r}{2})^{(2\times 1.5)}}[/tex]

[tex]\to[/tex] Payment at year 6 [tex]= 7000 \times {(1+\frac{0.08}{2})}^2 + \frac{15000}{(1+\frac{0.08}{2})^3 }[/tex]

                                   [tex]= \$ \ 20906.15[/tex]

Answer:

a) Calculate the amount of depreciation expense that Evers should record each year of its useful life under the following assumptions. Show your workings.

(1) Straight-line method

depreciable value = $180,000 - $10,000 = $170,000 / 4 = $42,500 per year (same for each year)

(2) Double declining balance method

depreciation expense year 2014 = $180,000 x 1/4 x 2 = $90,000

depreciation expense year 2015 = $90,000 x 1/4 x 2 = $45,000

depreciation expense year 2016 = $45,000 x 1/4 x 2 = $22,500

depreciation expense year 2017 = $22,500

(3) Units-of-activity method and estimates that the useful life of machine is 125,000 units. Actual usage is as follows: 2014, 45,000 units; 2015, 35,000 units; 2016, 25,000 units; 2017, 20,000 units.

depreciation expense per unit = $170,000 / 125,000 units = $1.36

depreciation expense year 2014 = $1.36 x 45,000 = $61,200

depreciation expense year 2015 = $1.36 x 35,000 = $47,600

depreciation expense year 2016 = $1.36 x 25,000 = $34,000

depreciation expense year 2017 = $1.36 x 20,000 = $27,200

b) Which method used to calculate depreciation reports the highest amount of depreciation expense in year 1?

double declining balance

The highest in year 4?

straight line method

The highest total amount over the 4-year period?

double declining balance

Answer:

False

Explanation:

As we know that there is an opposite relationship between the price of the bond and the market interest rate. That means if there is a rise in the market interest rate so the price of the bond decreased

And, on the other hand if there is a decrease in the market interest rate so the price of the bond is increased

hence, the given statement is false

Answer:

If Hickory Manufacturing elects to sue the United States (the IRS is a federal administrative agency) to recover the refund, it must pursue the matter:

D. in United States Tax Court, since the dispute involves a tax matter.

Explanation:

The United States Tax Court is the federal trial court of record for tax disputes. It is like a tribunal, which is inferior to the Supreme Court.  It was established by Congress, under Article I of the Constitution in 1969, to hear tax matters and adjudicate tax disputes.  Appeals are made directly, from this court, to the appeal court, before the matter can be dragged to the US Supreme Court.

Answer:

16.7

Explanation:

It's a form of research to look at products from different websites, but comparison means when you are comparing two things.

My answer would be B. Comparison

Studying products for similarities or differences is known as Comparison shopping. Option B. This is further explained below.

Generally, Comparison shopping is simply a typical technique in which buyers check the prices of various things from several stores before making a purchasing choice.

In conclusion, Comparison shopping is the process of examining things for similarities and differences.

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Answer:

I think it A.

Explanation: A trademark is a type of intellectual property consisting of a recognizable sign, design, or expression which identifies products or services of a particular source from those of others,

The statements is true of a trademark is A word string such as "just do it" is a trademark. A list, or declaration, of all goods and services for which the applicant uses or intends to use.

Any name, phrase, symbol, design, or combination of these things that distinguishes from the competitors goods or services is a trademark.

It's how customers recognize you and distinguish one from other competitors in the marketplace.

Thus, option A, A word string such as "just do it" is a trademark is correct.

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Answer: They invest in themselves. ...

They are constantly learning. ...

They're not afraid of risks.

Explanation:

Answer:

They are often independent, very confident, super committed and really want to suceed. They leave no room for failure and are not afraid to take risks, but are still careful with their decsions

Explanation:

My dad is one.