Noah is using the 50/30/20 budgeting strategy because he is using 50% of his income for his basic needs, 30% for entertainment, and 20% for savings and debt repayment.
Money management in mathematics is the application of mathematical principles and techniques to the management of personal or corporate money. It entails the use of mathematical tools like equations, graphs, and statistics to analyse financial data and make educated decisions about budgeting, saving, investing, and spending. Mathematicians also use probability and risk analysis to manage money by estimating the likelihood of different financial events and making decisions based on the benefits and dangers of various financial options. Overall, mathematicians' understanding of money management enables people and organizations to better manage their financial resources and reach their financial objectives.
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Which consumer protection law requires that products be free of defects when sold.
The uniform commercial code is a law that requires that products are free of defects when they are sold.
Who makes a good consumer example?Consider a business that purchases a printer for commercial use as an example. Users are the personnel who utilize the printer, while the client/customer is the company that bought it.
What characteristics define a consumer?A consumer in an economy buys goods or services primarily for their own use as opposed to reselling them or using them for business purposes. Consumers spend money (or an equivalent) to buy items or services that they later use (use up).
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the state of texas buys 20 billion tons of concrete for a new permanent toll road. the concrete is a(n) good.
The state of Texas buys 20 billion tons of concrete for a new permanent toll road. the concrete is intermediate good.
Products used as inputs in the creation of other goods, including final goods, are referred to as intermediate goods, producer goods, or semi-finished products. A company can produce intermediate items, sell them, or purchase them to utilize later. Intermediate items are used in the production process and either end up in the finished product or undergo significant transformation. This means that between industries, intermediary commodities are resold.
Since only the final product should be counted and the value of the intermediary good is included in the value of the final good, intermediate goods are not included in a country's GDP calculation.
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you own a 5.5%, semiannual coupon bond that matures in 8 years. the par value is $1,000 and the current yield to maturity is 6.4%. what will the percentage change in the price of your bond be if the yield to maturity suddenly increases by 50 basis points?
The price of a bond will decrease by -3.10%, in accordance with the supplied statement, if the yield until maturity abruptly rises over 50 basis points.
Is six months half a year?Half yearly is once every two years (or, technically, once every half a year). Semiannual and semiyearly are synonymous terms. Biannual & biyearly can be used interchangeably with semiannual to indicate only once an a year (every other year).
Briefing:Step (i). Calculation of the current Bond Price:
Price of Bond = -place value (rate, nper, pmt, face value)
= $ 944.33
where,
Rate = 6.40%*6/12 = 0.032
nper = 8*12/6 = 16
pmt 1000*5.5%*6/12 = $ 27.50
fv = $ 1,000.00
Step (ii). Calculation of revised price:
Price of Bond = -place value (rate, nper, pmt, face value)
= $ 944.33
Rate = 6.90%*6/12 = 0.0345
nper = 8*12/6 = 16
pmt 1000*5.5%*6/12 = $ 27.50
fv = $ 1,000.00
Step (iii). Calculation of percentage change in price of bond:
Percentage change in price of bond = (New Price -Old price)/Old Price
= (915.02-944.33)/944.33
= -3.10%
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The complete question is-
You own a 5.5%, semiannual coupon bond that matures in 8 years. the par value is $1,000 and the current yield to maturity is 6.4%. What will the percentage change in the price of your bond be if the yield to maturity suddenly increases by 50 basis points?
(a). -3.30%
(b). -3.05%
(c). -3.25%
(d). -3.10%
(e). -3.45%
The process of creating and maintaining ties with co-workers, managers, and other people you encounter in your professional life is called
The process of creating and maintaining ties with co-workers, managers, and other people you encounter in your professional life is called Lasting Client Relationship.
More about creating and maintaining ties with co-workers :In our blueprint for remote work, telecommuters and remote-enabled employers will learn the advantages of good coworker relationships from the viewpoints of both staff and business, find practical steps for establishing and maintaining relationships with remote coworkers, and discover best practises remote managers can apply to promote strong bonds among teleworking colleagues.Positive coworker relationships not only increase work engagement but also reduce stress, increase job satisfaction, improve community integration, and improve work-life balance for employees. Employers might also gain from having strong bonds with their remote employees. Companies that place a high priority on their corporate culture and engagement see improved employee retention, less conflicts at work, and increased productivity.Tp learn more about Client Relationship refer to:
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which it profession is directly responsible for the smooth operations and maintenance of the business’ networks?
Network administrators are responsible for the proper functioning and maintenance of commercial networks
Goals of a network AdministratorComputer network administrators design, develop, and maintain the communication systems and computer networks used in many large companies. A network is a group of connected computers connected to each other, usually through a powerful computer called a central server.
They are responsible for workers performing routine tasks, such as connecting new users to the network, issuing passwords, and logging in or removing passwords for workers who have left the company.
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how do audience members typically respond when they hear an inauthentic speaker make a business presentation?
They experience discomfort. playing music that you like.
What exactly is untrue communication?
Individuals who feel disinclined to reveal the truth about themselves and instead withhold information or communicate in a manner they believe the listener expects them to do so have also been identified as exhibiting inauthentic communication (Dorpat, 1999), particularly in the psychology literature.
What is the significance of authenticity in presentation?
In an undeniably suspicious culture, validness is an essential piece of each and every show. Your audience will be able to trust you as the presenter and your content if you demonstrate authenticity.
How will you keep the attention of the audience throughout the speech?
Keep moving, tell compelling stories, and involve your audience in activities that are meaningful and pertinent to your topic in order to keep the audience's attention throughout your presentation. The following response will come from appreciative participants: I enjoyed it, learned a lot, and the time flew by.
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Franklin, a successful manager at his firm’s cleveland headquarters, is offered a position managing the new division in asia. He plans to run that office exactly as he did back in ohio, assuming that policies that worked well for the company and its employees in the united states will work well everywhere. As a manager, franklin is demonstrating.
As a manager, franklin is demonstrating cultural Incompetence. Cultural incompetence refers to effectively interact with others from a cultural background different from their own.
Cultural incompetence can be meant as fails to acknowledge diversity in culture. Cultural incompetence can be shown, as you may have guessed, when someone doesn't effectively interact with others from a cultural background different from their own. The impact of cultural incompetence are large and far-reaching. The opposite of cultural incompetence is cultural competence. Cultural competence has a main four elements, there are:
Awareness of one's own cultural worldview. Attitude towards cultural differences.Knowledge of different cultural practices and worldviews.Cross cultural Skills.Learn more about cultural incompetence, here https://brainly.com/question/13833778
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tom hired a local college student to tutor his son in math. his son is a donee-beneficiary of this contract. a. true b. false
The given statement ''tom hired a local college student to tutor his son in math. his son is a donee-beneficiary of this contract'' is true.
What is meant by donee beneficiary?The term "donee beneficiary" refers to a third party beneficiary who is the recipient of the benefits from a transaction to which they are not parties. A beneficiary of a donee is someone who is not a party to the promise and promisor's contract. Because the contract calls for giving her a gift, the donee profits in this situation.A non-contracting party known as a creditor beneficiary is the person who benefits when a promise is made to fulfil a legal obligation.Anyone who gains from the execution of a contract between two other parties is known as a donee beneficiary. Beneficiaries who are the actual recipients of a gift are distinct from other third parties, such as incidental beneficiaries and creditor beneficiaries.Learn more about donee beneficiary refer to ;
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As residual claimants, which of these investors claim any cash flows to the firm that remain after the firm pays all other claims?
a. creditors
b. bondholders
c. preferred stockholders
d. common stockholders
Common stockholders are entitled to receive any remaining cash flows from the company after all other rights have been satisfied.
Which investors are entitled to any cash flows to the company that are left over after all other claims have been settled?These investors are known as residual claimants, and they are entitled to any unpaid cash flows to the firm after all other claims have been satisfied.
Who has a remaining claim to a company's cash flows?The shareholders may receive payment in the end, that is, they may receive the remaining sum, after paying all other parties. The stockholders will therefore be regarded as the remaining plaintiffs in this instance.
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what are two reasons companies would add a markup to the cost of products that they have purchased from wholesalers? (check all that apply.)
The two reasons companies would add a markup to the cost of products that they have purchased from wholesalers costs and customers.
The wholesalers or distributing is the sale of goods or merchandise to retailers to industrial, commercial, institutional or other professional business users or to other wholesalers and related subordinated services.
Markup shows how much more a company's selling price is than the amount the item costs the company. In general, the higher the markup, the more revenue a company makes. Markup is the retail price for a product minus its cost.
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which project cost management process is concerned with recording costs spent and comparing them with the budgeted costs and value received?
The control costs project cost management process is concerned with recording costs spent and comparing them with the budgeted costs and value received.
Project cost management is a method that uses technology to measure cost and productivity through the full life-cycle of enterprise level projects. This encompasses several specific functions of project management including estimating, job control, field data collection and design.
Cost control is the method of reducing business expenses by managing and analyzing financial data. Collecting costs in a consolidation format allows organizations to make more accurate and informed projections.
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assume that the skills required of a sales clerk at a retail store are similar to those required of workers at a fast-food restaurant. if workers are completely indifferent between fast-food jobs and retail-sales jobs, in what way would the wages of sales clerks change, if at all?
If workers are completely indifferent between fast-food jobs and retail sales jobs, clerk wages would increase if the supply of food service workers increased.
How do supply and demand influence the market?Supply and demand are two economic concepts that determine how much product and service is available on the market, and demand determines how much consumers are willing to consume of a good. Its fluctuations are capable of determining the price and quantity of a good available in the market.
Therefore, the greater the demand, the greater the supply, which means an increase in consumption, productivity and also a greater need for workers, which can influence the increase in wages.
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a seller's broker learns that the property across the street from one of his listings is likely to be rezoned as industrial and will become the southern boundary of an industrial park. realizing that such information would greatly reduce the property's selling price, he withholds the information from the seller. the plans for the industrial park are announced soon after the sale. angry, the buyer asks his broker to find out if the seller or the seller's broker knew about this. it didn't take long for the broker to learn that the seller's broker knew about these plans but had told no one. does the buyer have a cause of action against the seller?
It is possible that the buyer may have a cause of action against the seller for breach of contract or fraud, depending on the circumstances of the sale and the terms of the contract.
If the seller knew about the plans to rezone the property and failed to disclose this information to the buyer, this could be considered a breach of the duty of good faith and fair dealing that is implied in every contract. The buyer may be able to seek damages for any losses incurred as a result of the seller's failure to disclose this information.
If the seller actively concealed the information about the rezoning plans and made false statements to the buyer about the property's value or future potential, this could be considered fraud. In this case, the buyer may be able to seek damages for any losses incurred as a result of the fraudulent conduct, as well as punitive damages in some cases.
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the required rate of return is the maximum rate of return that an investment project must yield to the acceptable. group startstrue or falsetrue, unselectedfalse, unselected
False. The minimum return an investor will take for an investment in exchange for a specific degree of risk is known as the required rate of return (RRR).
What is required rate of return ?The minimal profit (return) an investor will seek or expect in exchange for taking on the risk of investing in a stock or other type of security is known as the required rate of return (RRR).RRR can also be used to determine a project's potential profitability in relation to its funding costs. RRR denotes the degree of risk associated with committing to a particular project or investment. The level of risk increases as return increases.Generally speaking, a lower return indicates lower risk. When valuing investments, corporate finance frequently uses RRR. You may estimate your prospective return on investment using RRR (ROI).To learn more about RRR refer :
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aquaculture in net pens can be compared to cafos. a drawback of aquaculture in net pens is
A drawback of aquaculture in net pens is the escape of exotic species into new ecosystems.
What is net pen aquaculture and its drawbacks?A net pen, often known as a sea cage, is a closed, floating cage. The building houses farmed fish and allow water to freely flow through the pen. Although there are many different designs, net pens in Puget Sound are typically made of a floating frame with walkways and a two-layered underwater cage.
Fish escapes, sedimentation and pollution below net pens, inputs of chemicals and antibiotics, phytoplankton blooms, the introduction of exotic infections, and interactions with marine predators are only a few of the ecological problems connected to marine net pen aquaculture. Increased disease transmission between farmed fish and local native fish due to aquaculture results in more waste and excrement being dumped along the shoreline.
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a cleaning company is in the process of developing a new product, and they just completed the business analysis step. which step should they perform next?
Idea Generation (Ideation) This initial step or stage of the Product Development process, which is frequently referred to as "Ideation," is where new product concepts are developed.
In new product development, this step is more clearly defined and frequently results from an idea screening to select the next product effort.
What are the four different processes for developing a product?Research and Development (R&D), Growth, Maturity, and Decline are the four phases of product development. These may be challenging to accurately map out, but as a product scales, you can get a better idea of its stage over time.
In product development, what are the four types of products?Each of the four categories of products is categorized according to consumer preferences, price, and product characteristics: products for convenience, shopping, specialty, and unsought purposes. Let's examine each one in greater depth.
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which is not an example of demographic information that can help bring value to your buyer persona research?
Shoe size (C) is not an example of demographic information that can help bring value to a buyer persona research.
Demographic informations describe populations and their characteristics. Demographic analysis is the socieconomi studies of a population expressedd in statistic data.
Buyer persona is a fictionalized character that fit the best customer of a product based on information about the customer and how he use a company's product. Buyer persona helps a company to provide a clear description about the customer's preferences hence help a company to build personalized marketing strategy to attract more buyer with similar persona.
Based on the options we have, Age range, geographical location, and income range could affect customer's preferrences to a product. Hence, shoe size is the only option who will not bring value to the buyer persona research.
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Complete Question:
Which is NOT an example of demographic information that can help bring value to your buyer persona research?
a. Age range
b. Geographical location
c. Shoe size
d. Income range
A department store manager wants to summarize orders for the month for her section of the store. Why might she usea calculated field in a report rather than in the table itself?
Answer:
A department store manager might use a calculated field in a report rather than in the table itself for several reasons.
First, a calculated field in a report allows the manager to show only the information that is relevant to the report, without cluttering the table with unnecessary data. For example, the manager might want to show the total sales for each day in the report, but she might not need to store that information in the table itself.
Second, a calculated field in a report allows the manager to perform calculations on the data that are specific to the report. For example, the manager might want to show the average sales per day in the report, but the table might only contain the total sales for each day. In this case, the manager could use a calculated field in the report to perform the calculation and show the average sales per day.
Third, a calculated field in a report allows the manager to change the calculation easily without modifying the data in the table itself. For example, the manager might want to show the average sales per day in one report, and the total sales for each day in another report. In this case, she could use a calculated field in each report to perform the appropriate calculation without changing the data in the table.
Overall, using a calculated field in a report rather than in the table itself allows the manager to more easily summarize and analyze the data for her section of the store.
using a perpetual inventory system, the return of inventory previously purchased on account will have what effect on the financial statements?
A company the usage of a perpetual inventory gadget that returns items until now bought on credit score would Answer: Debit Accounts Payable and Credit Inventory.
A perpetual inventory machine is a device used to track and document inventory levels, in which each and every purchase and sale of inventory is logged mechanically and immediately. In this system, each and every time a transaction takes place, the software program documents a exchange in inventory tiers in real-time.
How do you file a perpetual inventory system?In a perpetual system, two journal entries are required when a commercial enterprise makes a sale: one to file the sale and one to report the value of the sale. In the first journal entry, Marcia information the income from the sale, or the amount she earned from promoting her products.
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Telemarketing is non-paid promotional communication presented by the media.
What is telemarketing?Telemarketing is a method of direct marketing in which a salesperson solicits prospective customers to buy products or services, either over the phone or through a subsequent face to face or web conferencing appointment scheduled during the call.Telemarketing is the direct marketing of goods or services to potential customers over the telephone, internet, or fax. Telemarketing may either be carried out by telemarketers or increasingly by automated telephone calls or "robocalls."The intrusive nature of telemarketing, as well as reports of scams and fraud perpetrated over the telephone, has spurred a growing backlash against this direct marketing practice. Telemarketing may also be referred to as "telesales" or "inside sales."To learn more about web conferencing refer to:
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1. Which of these is a mutual fund? (1 point)
A. a fund that pools money from many investors to buy securities
B. a fund used to pay shared bills and expenses
a fund used by the government to gather taxed money
a fund that you share with your family to save in the bank
2. Which is a source of passive income?(1 point)
A. teaching about personal finance
B. owning dividend stocks
C. owning luxury cars
D. working as a consultant
A mutual fund is a fund that pools money from many investors to buy securities and owning dividend stocks is a source of passive income. The correct options are 1 is a and 2 is b.
What are dividend stocks?Dividend stocks are companies that pay out regular dividends. Dividend stocks are usually well-established companies with a track record of distributing earnings back to shareholders.
Dividend companies have stable earnings and a track record of distributing a portion of them. The distributions are known as dividends and may be paid out in the form of cash or as additional stock.
Dividend yield changes as a stock price rises and falls.
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qriosity inc. released a new antivirus program at half-price compared to other brands to attract buyers quickly and win a large market share. this is most likely an example of .
To swiftly draw customers and gain a sizable market share, Qriosity Inc. published a new antivirus application at a price that was 50% lower than that of competing brands.
What do you understand by "equity"?
A portion that is given to, owed to, or given by a specific person. The portion that is given to one of several people who jointly own something. I gave up the company's ownership. 3.: Any of the equally sized divisions into which a company's property is split.
How do I buy stocks?
Using an online stockbroker is the easiest way to purchase stocks. You may quickly purchase stocks on the broker's website after establishing and financing your account.
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As the market price _______, all else held constant, a profit-maximizing firm can afford to expand its production
As the marketplace fee of a true , all else held constant, a profit-maximizing organization that produces the best can come up with the money for to increase its manufacturing.
The required details for goods in given paragraph
items are gadgets that fulfill human wants and provide utility, for example, to a purchaser creating a buy of a satisfying product. A not unusual place difference is made among items which can be transferable, and services, which aren't transferable. A true is an "financial true" if it's miles beneficial to humans but scarce with regards to its call for in order that human attempt is needed to reap it. In contrast, unfastened items, which include air, are certainly in plentiful deliver and want no aware attempt to reap them. Private items are matters owned with the aid of using humans, which include televisions, residing room furniture, wallets, mobile telephones, nearly something owned or used on a every day foundation that isn't food-related. A purchaser true or "very last true" is any object this is in the end consumed, in preference to used within side the manufacturing of any other true. For example, a microwave oven or a bicycle this is bought to a purchaser is a very last true or purchaser true, however the additives which can be bought for use in the ones items are intermediate items. For example, textiles or transistors may be used to make a few similarly items.
Commercial items are construed as tangible merchandise which can be synthetic after which made to be had for deliver for use in an enterprise of commerce.
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jonathan, a salesperson, sells laptops and desktop computers. kevin regularly purchases these goods from jonathan. jonathan understands kevin's buying behavior and makes additional sales to kevin. even though kevin does not actually require these additional goods, he ends up buying them because he has always been satisfied with jonathan's products. this is an example of
Jonathan, a salesperson, sells laptops and desktop computers. he has always been satisfied with Jonathan's products. This is an example of selling deeper.
A salesperson simply sells a company's products and services and represents its brand. Manage the customer relationship and act as the primary point of contact, from the first contact with the lead to the final purchase.
One of the basic sales skills you need to develop is turning objections into opportunities. Someone with good sales skills can help prospects overcome their hesitation by empathizing with, questioning, and articulating their objections.
Strengths shared by salespeople are drive, determination, and persuasion, regardless of personality type. Social awkwardness, shyness, and fear of rejection are common weaknesses to overcome in order to succeed in sales.
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a client maintains perpetual inventory records in both quantities and dollars. if the assessed level of control risk is low, an auditor would probably
The auditor would probably ask the client to schedule the physical inventory count for the end of the year if perpetual inventory records are kept in quantities and in dollars and internal control over inventory is lax.
A perpetual inventory system is what is it?System of perpetual inventory. a method for keeping track of inventory movements as it comes into and exits the company. To keep track of each inventory item, stock cards are employed.The auditor would probably ask the client to schedule the physical inventory count for the end of the year if perpetual inventory records are kept in quantities and in dollars and internal control over inventory is lax.No, a physical inventory does not need to be performed at the balance sheet as long as the controlling accounts and subsidiary ledgers are kept up to date and used to track the receives and issuances of items in both quantity and monetary terms.To learn more about Perpetual inventory records refer to:
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Use this chart to answer the following questions.
QUARTER
DIVIDEND DIVIDEND FOR 55 SHARES
1 $.50/share 27.50
2 $.35/share 19.25
3 $.62/share
4 $.50/share 27.50
Total Dividends for 1 Year
What was the dividend paid for 55 shares of the stock during the third quarter?
The dividend paid for 55 shares of the stock during the third quarter is: $108.35.
What is dividend?Dividend can be defined as the amount of money that companies or an organization pays to their shareholder as profit.
Now let find the dividend:
Dividend= $27.50 + $19.25 + (55 ×$.62/share) + $27.50
Dividend= $27.50 + $19.25 + $34.10 + $27.50
Dividend= $108.35
Therefore the dividend is the amount of $108.35.
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steve and terri are two woodworkers who both make tables and chairs. in one month, steve can make 3 tables or 18 chairs, whereas terri can make 8 tables or 24 chairs. given this, what is the opportunity cost of 1 chair for each woodworker?
For every woodworker, total opportunity cost of producing one chair is Economic Cost (of 1 Table) = 6 Chair for steve, Cost (of 1 Table) = 3 Chair for Traci.
What is a woodworker called?Any person who crafts something out of wood is known as a carpenter. A carpenter could construct two long benches and a dining table for you. Carpenters are experts in woodworking, producing wooden structures and furniture as well as fixing other wooden objects.
Briefing:Opportunity is the "cost" received when one chooses not to take advantage of the advantages connected with the best alternative.
In this case, we have steve and Traci
Steve and Traci both have the option of making either tables or chairs.
Opportunity Cost is calculated as Return on the Most Profitable Investment - Return on the Investment Selected to Pursue.
steve
manufactured for each table that is made.
Opportunity Cost (6 Chairs) for 1 Table
Traci
makes 8 table or 24 chair, which suggests that 3 chairs may have been manufactured for each table that is made.
Opportunity Cost (of 1 Table) = 3 Chairs
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explain why, in a new keynesian model, an increase in the money supply will lead to a lower real interest rate
Increasing interest rates does not increase a nation's money supply because the two have an inverse relationship.
What is interest rates?The interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned. The interest rate on a loan is typically noted on an annual basis known as the annual percentage rate (APR).An interest rate can also apply to the amount earned at a bank or credit union from a savings account or certificate of deposit (CD). Annual percentage yield (APY) refers to the interest earned on these deposit accounts.Most mortgages use simple interest. However, some loans use compound interest, which is applied to the principal but also to the accumulated interest of previous periods.A borrower that is considered low risk by the lender will have a lower interest rate. A loan that is considered high risk will have a higher interest rate.To learn more about APR refer to:
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the project life cycle where project teams plan in short bursts (generally of one to four weeks), often called sprints or iterations, is referred to a
The project cycle management where the project teams plan in short bursts, often called sprints or iterations is referred to adaptive, change-driven project life cycle.
What is project cycle management?Project cycle management (PCM) is the process of organizing, coordinating, and controlling a project effectively and efficiently throughout each of its phases, from planning through execution, then completion and review, in order to achieve pre-defined objectives or satisfy the project stakeholder by producing the right deliverable at the right time, cost, and quality. Projects go through distinct, categorized phases. As the subsequent phase starts, each one can be somewhat concluded. Deliverables or successes can be made during phases to serve as the foundation for the following phase. Updates to planning baselines, high-level management evaluations, and assessments of project costs and prospects are best done during phase transitions.
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One result of economic growth during the song period was urbanization, which means.
Answer:
Growth in cities this is the answer