E-commerce ubiquity is the ability of an organization to create a strong presence among consumers.
What is E-commerce?E-commerce can be regarded as the process involving crating a good presence so as to sell products to the consumer.
Therefore, it involves ability to sell in different locations.
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Dawn owns a hair salon and wants to open another store in the downtown shopping district. She goes to the bank to get a loan to start her business, and the bank gives her a loan that is backed by her good reputation and previous credit rating. Which type of bank loan does this scenario best describe
The type of bank loan which this scenario best describes is an unsecured loan
What is a Bank Loan?This refers to the amount borrowed by a financial institution to a customer or individual to be repaid at a certain time.
Hence, we can see that based on the given scenario by Dawn who owns a hair salon, she collects a loan to start her business and it is backed, therefore, this is an unsecured loan
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In the market for bottled water, fresh springs has a 30 percent share of the market, swiss springs has a 27 percent share, l'eau de france has a 13 percent share, and mountain water has a 10 percent share. the rest of the market consists of 20 firms with a 1 percent share of the market each. what is the value of the herfindahl-hirschman index
The value of the Herfindahl-Hirschman Index, calculated for the market for bottled water, is 2,298.
What is the Herfindahl–Hirschman Index?The Herfindahl–Hirschman Index, HHI, is a commonly accepted measure of market concentration and competitiveness.
The HHI is calculated by squaring the market share of each competing firm and then summing the resulting numbers.
Data and Calculations:Product Market Share Squared Market Share
Fresh springs 30% 900(30% x 30%)
Swiss springs 27% 729 (27% x 27%)
L'eau de France 13% 169 (13% x 13%)
Mountain water 10% 100 (10% x 10%)
Rest of market 20% 400 (20% x 20%)
Sum of squared market share = 2,298
Thus, the value of the Herfindahl-Hirschman Index is 2,298, reflecting a low market concentration.
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Harry assigns his rights under a contract with irma to his college roommate, jake. neither harry nor jake notifies irma of the assignment. the assignment group of answer choices will become effective after thirty days, even if no notice is given to irma. will not be effective until notice is given to irma. is invalid. is effective immediately.
When Harry assigns his rights under a contract with Irma to his college roommate, Jake and neither Harry nor Jake notifies Irma of the assignment, it's invalid.
What is a contract?It should be noted that a contract simply means a promise that's enforceable by law. It should be noted that a contract is legally binding.
Here, when Harry assigns his rights under a contract with Irma to his college roommate, Jake and neither Harry nor Jake notify Irma of the assignment, it's invalid. The other party was not informed.
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When delegating a task, it is important to _______. a. give away the most difficult things on your task list b. go over everything quickly and return to your own work c. keep the responsibility for getting the tasks done d. report everything that is expected of the person please select the best answer from the choices provided a b c d
Delegating a task works better when we d. report everything that is expected of the person.
What makes delegation work?Delegation is very effective because it divides tasks and reduces the time taken for those tasks to be done because multiple people would be doing it.
For it to work, however, the people who have been delegated to, need to understand exactly what it is they are meant to do.
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A __________ offers a huge selection of one type of product (such as books, toys, or sporting goods) to dominate that category of goods.
According to the Census Bureau, in October 2016, the average house price in the United States was $28,358. 5 years earlier, the average price was $20,908. What was the annual increase in the price of the average house sold
1. after watching the big short, do you have a clearer understanding of the wall street collapse of 2008? does the movie do a good job, or a poor one, of explaining the arcane financial devices and the ins and outs of the bond markets? did you find it interesting? or were you bored to tears?
Yes the movie big short gave a good explanation of the financial instruments that led to the wall street collapse in the year 2008.
How the movie relates to the happenings that led to the collapse of the wall street.The writer of this movie helped to tell the story of what happened in the year 2008. He focused on the people that were behind the crash.
He used good celebrities to keep the attention of the viewer on the happenings and helped to show in good perspective all that happened.
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A customer has a margin account that shows a market value of $190,000 and a debit balance of $90,000. in addition, the account has special memorandum account of $5,000. the long market value at maintenance is
A maintenance margin is a minimum equity an investor ought to preserve withinside the margin account after the acquisition has been made. Hence, the long market value at maintenance in this case is $120,000.
What do you mean by long market value?Long market value at maintenance refers to the point where an account must fall (in market value) to reach minimum maintenance (25% of market value). ;
The maintenance margin is far presently set at 25% of the full value of the securities in a margin account as in step with Financial Industry Regulatory Authority (FINRA) requirements.
To calculate the long market value at maintenance, divide the debit balance by .75 ($90,000 / .75 = $120,000)
Hence, the long market value at maintenance is $120,000.
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If you don't own a home or a car, your liability is
who owns both.
that of someone
o a. higher than
o b. lower than
c. the same as
o d. riskier than
If you don't own a home or a car, your liability is b. lower than one who owns both.
What is a Liability?This refers to the legal state of a person who is responsible for something that is put in his care.
Hence, we can see that for a person that owns a car and house, the liability that he has is far higher than someone that does not own any of them.
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Answer:
lower
Explanation:
just took the test
Which of the following is not an element of marketing?
A. product
B. policy
C. promotion
D. price
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The answer is B. policy
••••••••••••••••••••••••••••••••••••••••••••••••
Choosing one good or service over another based on a comparison of marginal benefits and marginal costs always involves ______. Multiple choice question. a degree of selfishness an unlimited economic resource an opportunity cost
The need to choose one goods on a comparison of marginal benefits and marginal costs always involves an opportunity cost.
What is an opportunity cost?This refers to a value of what is rejected in order to perform the chosen alternative.
Hence, the need to choose one goods on a comparison of marginal benefits and marginal costs always involves an opportunity cost.
Therefore, the Option D is correct.
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Elizabeth works for a local restaurant at the end of her shift she is required to write in the time that you arrive in the time she is leaving so that she can be paid appropriately today Elizabeth was 15 minutes late for work what would be the most ethical thing for Elizabeth to do
Answer:
Elizabeth would have to write the time she came in. If she lies, she's indirectly robbing the restaurant of it's money.
Explanation:
What is the best way to use a credit card to build your credit history?
Answer:
All you have to do is pay off your credit card bill in full and on time each month, and just keep doing that.
Explanation:
Which loan type allows you borrow up to the cost of attendance, minus other aid you have received?.
A subsidized loan is such a loan where the borrower is allowed to borrow up to the cost of attendance less any other aids received.
What is a subsidized loan?A type of education or student loan where the amount to be borrowed is determined as per the cost of the student's attendance, which is subtracted from other financial benefits received in this regard, is known as a subsidized loan.
Hence, subsidized loan is explained as above.
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Sam is carrying a balance on his credit card of $500. The credit limit on the card is $1,500. What is his utilization rate?
The utilization rate of Sam that carrying a balance on his credit card of $500, that having a limit of $1,500, is 33%.
What is credit card?Credit card is a plastic card that is used for withdrawing the excess amount from the bank account. This card is generally issued by the banks to their customers.
Sam's credit card use rate is 33 percent because he has a $500 load on his card with a $1,500 limit.
Therefore, the utilization rate is 33%.
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According to hazlitt, what should be done to help those who are hurt by economic progress? what should not be done?
For Hazlitt, there must be more production with the same workforce to achieve economic progress, generating more opportunities for individuals.
What should not be done are rules and norms that infringe on morals and ethics.
What is Henry Hazlitt's main contribution to the economy?Through a simple and objective writing, he wrote in 1946 the book "Economy in a lesson" that instituted governmental actions and norms to achieve economic development, being a highlight of libertarianism philosophy.
Therefore, Hazlitt's ideas were focused on libertarianism, which was based on the practice of morality and freedom to build a more developed society.
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A Blank______ grants an inventor exclusive rights for a defined period to the manufacture, use, or sale of his or her invention. Multiple choice question. patent copyright trademark watermark
Answer:
Patent
Explanation:
A patent allows one to trademark or copyright and invention in a sense, which in turn allows the inventor exclusive rights to their invention
Brainliest please? I just need one more for the next rank
When you purchase the exact same office supplies you purchased in the previous quarter, you are making a
When you purchase the exact same office supplies you purchased in the previous quarter, you are making a straight rebuy.
What is a straight rebuy?
This is the type of purchase that a customer is known to buy that is in the same quantity and the same terms as the goods from the same supplier.
The perfect example of this is that people are known to visit the same coffee shop daily to make the same purchase.
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What is the definition of liquidity?how difficult it is to maximize returns on investmentshow much money someone has in a savings accounthow easily an investment can be exchanged for cashhow much income someone has to invest each year
Answer:
how easily an investment can be exchanged for cash.
Explanation:
What was the first state to make july fourth an official holiday?.
The first state to make July fourth an official holiday is Massachusetts.
What is the significance of July fourth?The yearly celebration of nationhood in the United States is known as Independence Day is mainly known as July 4th. It celebrates the Continental Congress's adoption of the Declaration on July 4, 1776.
The American activist Douglass opposed the celebration as the rights of African American slaves were denied. This celebration is hypocritical and unfair according to him because it ignores a group of individuals.
He believes that as a result, Americans should be saddened, as the day serves as a reminder to all of them of the violence done against African Americans.
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Karat packaging has entered a stage in which the demand for their innovative fax machines has declined. now most customers are buying replacement parts or buying their second fax machine from the firm. what stage in the industry life cycle does this scenario describe
Karat fax machines have reached maturity. Because sales have dropped and people are only ordering replacement parts or a second fax machine, this is the reason. The product is either rejected or only repaired at the maturity phase. There aren't many new sales.
What is maturity stage in product life cycle?Maturity level in the product life cycle is the stage where the sales of product of the company starts declined because of the new trends and innovation in the market.
At this stage of maturity, The company must go for the heavy discounts and low in the price levels to stay competitive in the marketplace and at least take out their invested amount from sales.
Thus, Karat fax machines have reached maturity.
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S. Bouchard and Company hired you as a consultant to help estimate its cost of capital. You have obtained the following data: D0 = $0.85; P0 = $22.00; and g = 6.00% (constant). The CEO thinks, however, that the stock price is temporarily depressed, and that it will soon rise to $40.00. Based on the DCF approach, by how much would the cost of equity from retained earnings change if the stock price changes as the CEO expects? Group of answer choices -1.49% -1.66% -1.84% -2.03% -2.23%
Based on the change in the stock price, the change in the cost of equity to S. Bouchard and Company would be -1.84%.
How would the Cost of Equity change?The original cost of equity is:
22 = (0.85 x 1.06) / (cost of equity - 6%)
Cost of equity + 6% = 0.901 / 22
Cost of equity = 0.901 / 22 + 6%
= 10.1%
The new cost of equity:
Cost of equity = (0.85 x 1.06) / 40 + 6%
= 8.25%
The change is:
= 8.25 - 10.1
= -1.84%
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Question 3 of 20
Which statement describes why you should start retirement planning early?
A. Your income will increase, while your expenses will decrease.
O B. Your income will decrease, while your expenses will increase.
O C. Your income will decrease, while your expenses will stay the
same.
O D. Your income will increase, while your expenses will stay the same.
SUBMIT.
Answer:
B) Your income will decrease, while your expenses will increase
Explanation:
You should start retirement planning early, because as you grow up you may become less skilled or not be able to perform heavy work. As you get older expenses will increase for various reasons, inflation, which will make goods more expensive, forcing you to spend more and also medical bills, treatments, therapies, check-ups or preventive studies, can make you spend more in an older age.
How might international trade impact the labor demand curve and wages. Group of answer choices Workers in industries impacted by imported products will see the demand curve shift left and wages decrease. Workers in industries that export products will see the demand curve shift right and wages increase. Workers in industries that export products will see the demand curve shift left and wages decrease. Workers in industries impacted by imported products will see the demand curve shift right and wages decrease.
International trade impact the labor demand curve and wages as D. Workers in industries impacted by imported products will see the demand curve shift right and wages decrease.
What is an international trade?It should be noted that international trade simply means a trade that takes place with another country outside ones border.
In this case, international trade impact the labor demand curve and wages as the workers in industries impacted by imported products will see the demand curve shift right and wages decrease.
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Indicate where each item would appear on a statement of cash flows using the indirect method by placing an x in the appropriate column(s). (more than one column may be used.)
The individual items that are a part of the cash flow is mentioned in the attached image by indicating X.
Operating activities are the normal duties carried out by a firm to create and sell its products, earn revenue, as well as carry out general administrative and maintenance responsibilities. Some of a company's primary operating activities include production, sales, advertising, and marketing.
One of the primary types of net cash activities that firms report on the cash flow statement is investing activities. In accounting, the term "investing activities" refers to the acquisition and disposal of long-term assets as well as other corporate investments over a certain reporting period.
Financing activities relate to agreements made between a company and its owners and lenders to obtain or recoup resources. In other words, financial activities provide the business with funding, enable debt repayment, and profit for the owners. Financing activities include giving and receiving equity.
Thus, the items of cash flow which are included has been given in the attached image by indicating in which particular head it comes.
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The above question seems incomplete, probable the complete question is given below.
Indicate where each item would appear on a statement of cash flows using the indirect method by placing an X in the appropriate column(s). (More than one column may be used.) Statement of Cash Flows Noncash Investing & Financing Activities Not Reported on Statement or In Notes Operating Activities Investing Activities Financing Activities a. Declared and paid a cash dividend b. Recorded depreciation expense c. Paid cash to settle long-term note payable d. Prepaid expenses increased in the year e. Accounts receivable decreased in the year f. Purchased land by issuing common stock 9. Inventory increased in the year h. Sold equipment for cash, yielding a loss i Accounts payable decreased in the year i Income taxes payable increased in the year
How much will silver be worth if the dollar collapses?.
Answer:
That is because the U.S. dollar would essentially be worthless if it were to collapse in value. In a sense, the price of silver would be infinite if measured in terms of the U.S. dollar!
It is the end of the year and party supply stores have added the things needed for a fantastic New Years Eve party. According to the law of supply, what scenario would you expect to see with the party supply stores
The scenario that one would expect to see in the party supply stores is the supply of New Year's party supplies to have increased since November.
What is the supplies about?In the case above, As sellers expect a lot of customers to buy party supplies the prices is said to still increase and so the suppliers are likely to increase their production rate.
The scenario that one would expect to see in the party supply stores is the supply of New Year's party supplies to have increased since November.
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Allison's supervisor shared some information about the new procedure in the Employee Handbook in a meeting with all of the people in the supervisor's division. This is an example of _______________________. downward communication None of the above upward communication horizontal communication
An example of horizontal communication is when the supervisor shared some information about the new procedure in the Employee Handbook in a meeting with all of the people.
What is the Horizontal communication?This refers to a transmission of information between staffs of a departments within the same level of operation.
Hence, the Horizontal communication is used by the Allison's supervisor.
Therefore, the Option D is correct.
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One of your customers has decided to commit $10,000 to fixed income. She is trying to decide if it makes more sense to invest in the bonds of a single corporate issuer or to buy an exchange-traded fund (ETF) tracking a corporate bond index. You could explain that the purchase of the ETF results in the greatest reduction of
"One of your customers has decided to commit $10,000 to fixed income..."You could explain that the purchase of the ETF results in the greatest reduction of liquidity risk. This is further explained below.
What is liquidity risk?Generally, liquidity risk is simply defined as, to put it another way, liquidity risk is the possibility of experiencing losses as a consequence of not being able to make payments on time or doing so at an unaffordable price.
In conclusion, Fixed-income investments have been made by one of your clients for $10,000..." In other words, you might say buying the ETF lowers liquidity risk the most.
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How should a company adopt a data-driven culture that will stick?.