The present value of the investment is $5,658.29.
The present value is the value of an investment today. It is determined by adding the sum of the discounted cash flows of the investment.
Present value of year 1 cash flows= $3000 / 1.04 = $2,884.62
Present value of year 2 cash flows=$3000 / 1.04² = $2,773.67
Sum of the discounted cash flows = $2,773.67 + $2,884.62 = $5,658.29
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What is a market economy?what are some disadvantages of living in a market economy? Explain
Answer:
A market economy is an economic system in which the decisions regarding investment, production and distribution are guided by the price signals created by the forces of supply and demand.
Disadvantages:
A tendency for an inequitable distribution of wealth, poorer work conditions, and environmental degradation.Since profit maximization is the biggest motivation for firms, they may try to reduce their costs unethically. Unemployment and Inequality.
You are an accounting student at a university and also a talented guitar player. During summer vacation, you are hired full time to do bookkeeping for a computer store. You work during normal business hours at the computer store. Your work there is supervised by the office manager, and you are paid an hourly wage. On Saturday nights, you play guitar at a pub. You bring your own instrument and you decide what music to play. You are paid a set price for this gig. A question arises at both the store and the pub as to whether you are an employee or an independent contractor. This question is important because employers have certain obligations to employees that do not apply to independent contractors. For example, employers are liable for the wrongful acts of employees but generally not for the acts of independent contractors. Likewise, employers must withhold payroll taxes for employees but not for independent contractors.
Required:
Are you an employee or an independent contractor at the store and at the pub?
Considering the scenario described above, at the store, I am an employee. This is because I'm hired full-time.
Also, because an office manager is supervising me, that shows I am an employee.
Also, given that I work within normal business hours at the store, that is a characteristic of an employee. Again, payment of wages is associated with employee relations.
On the other hand, I work as an independent contractor at the pub because I decide the music to play and get paid per gig.
Also, given that I don't work at normal hours and get paid at a lump sum, this is an independent contractor working feature.
Hence, in this case, it is concluded that I worked as an independent contractor at the pub and an employee at the store.
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Elena is excited to invest, but she is worried that she might lose her investment funds by making risky
investments. How could Elena use diversification to manage her risk? (1 point)
a. ) Elena could forego investing altogether.
b. ) Elena could purchase multiple assets from multiple sources.
c. ) Elena could invest some of her funds into a single low-risk investment and pocket the rest
as cash.
d. ) Elena could invest all of her funds into a single low-risk investment.
Answer:
Elena could purchase multiple assets from multiple sources.
Explanation:
For reducing the risk Elena should acquire multiple assets from the multiple sources.
What is diversification of the assets?Diversification refers to the strategy that deals in the risk management where various kind of investment should be involved within a portfolio. It comprise of various type of assets and the investment so that the risk could be minimized instead of investing in one kind of asset.
Therefore, the option b is correct.
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Charlotte complains that a lot of turnover is coming from branches that used to be First American Bank before the merger. She claims that the employees there were not used to so much oversight. Based on this information, First American was most likely a(n) __________ organization.
From Charlotte's complaint we can conclude that First American was most likely an organic organization.
An organic organization can be described as an organization that has all of its employees working at the same level.
It is flexible, has little layers of management and also has the ability to adapt well to changes. Also the organization is one that has little supervision.
This is obvious because of the claim that employees were not used to so much oversight.
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Delectable, Inc.'s unadjusted trial balance includes Accounts Receivable of $10,000; Allowance for Doubtful Accounts of $50 credit balance; and Sales Revenue of $100,000 (all on credit). Management estimates that 2% of credit sales will be uncollectible. Delectable's financial statements will show ______. (Check all that apply.)
Delectable's financial statements will show Allowance for Doubtful Accounts of $1,000 on balance sheet and Bad debts expense of $950 on Income statement
Here, we are to determine the records of bad debts expenses on Income statement and Allowance for doubtful accounts on Balance sheet.
Bad debts expense = Estimated bad debts - credit balance in allowance account
Bad debts expense = $1,000 - $50
Bad debts expense = $950
Journal Entry
General journal Debit Credit
Bad debts expense $950
Allowance for Doubtful accounts $950
(Bad debts expense recorded)
The allowance for doubtful account will be $1,000. ($950+$10) because the Allowance for Doubtful Accounts had $50 credit balance.
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Commenced business with cash of Rs 20,000 and Goods worth Rs 25,000
Answer:
Whats the question
Explanation:
old Spanish-type houses in have huge high-pitched roo
what is the question kind lad
How do I quit my job as cashier already wrote resignation letter
cost flow is in the reverse order in which costs were incurred when using
Answer:
last-in, first-out, or LIFO.
Your class has 14 male and 17 female
students. What fraction of your class is
female?
The fraction you would get would be 17 over 31
what are rfid tags used for
Answer:
RFID tags are a type of tracking system that uses radio frequency to search, identify, track, and communicate with items and people. Essentially, RFID tags are smart labels that can store a range of information from serial numbers, to a short description, and even pages of data.
______ economic resources means limited goods and services.
Answer:
Scarce.
Explanation:
Answer:
Scarce
Explanation:
When we say scarce economic resource, as it's name implies it means limited available resources.
how to understand and differentiate job roles in the workplace
Answer:
How do you define roles in the workplace? Here's how to develop functional roles and responsibilities in your team: Determine what needs to get done. Make a list of all the tasks that need to be completed. ... Identify strengths and weaknesses. ... Refer back to a team member's job description. ...4. Get feedbac.
What is difference between job and role? Here's an example Turri gave:According to Turri, the difference is that while a person's job describes what they do on a daily basis, their role encompasses how their actions add value to the organization. ... That process can be applied to any job at any organization.Explanation:
i got this straght from go ogle so be shoure to annotate or reword
donovan company projects sales for the year 2019 to be $32,000,000. for the past 5 years, donovan’s gross profit margin has averaged 45%. what amount should donovan company project for gross profit for 2019?
Answer:
$17,600,000 I took this test and this is it!
do you believe thicker/ Williams violated copyright law with "blurred lines" why or why not
Answer:
why not
Explanation:
why not yes of course nA
With respect to the selection tools that are used in processing applicants for a sales job:Group of answer choicesNone of these is correct.Companies should use standardized forms (developed for general use by any company) as much as possible.The most effective sequence is to start with an application blank and follow up with a series of interviews.The least costly tools should be used first.Under Affirmative Action guidelines, a company is not allowed to use psychological tests.
The companies should use the standardized forms because it is the most effective and guarantee quality selection.
Let understand that Selection tools are those tools used in selection process of hiring qualified applicant for a job.
The various method of selecting qualified applicant include:
Preliminary screeningPhone interviewsFace-to-face meetings etcThe standardization form of selecting applicants is most effective because its means that the process have been established and guarantees quality selection.
Therefore, Option A. is correct.
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Question Mode Multiple Choice Question In a ______, members of the channel pursue their own goals and maximize their own profits, regardless of the effect on other channel members. Multiple choice question. corporate vertical marketing system conventional marketing channel strategic relationship JIT system
Answer:
b. Warehouses
c. Stores
why are externalities considered a cause of market failure?
Answer:
Congress approved the Twenty-second Amendment on March 21, 1947, and submitted it to the state legislatures for ratification. ... The amendment prohibits anyone who has been elected president twice from being elected again.
Explanation:
Sarah is preparing for the baptism of Chris. He bought five dressed chicken weighing 1 3/4, 2 1/8, 1 1/3,1 2/5, and 2 1/2 kilograms each, respectively.What is the total weight of the chicken?
The total weight of the chicken is 9[tex]\frac{5}{48}[/tex] kg.
The total weight of the chickens can be determined by adding the weights of the five chickens together.
Addition is a basic mathematical operation that is carried out by adding two or more numbers together.
Total weight = [tex]1\frac{3}{4} + 2\frac{1}{8} + 1\frac{1}{3} + 1\frac{2}{5} + 2\frac{1}{2}[/tex]
[tex]7\frac{720 + 120 + 320 + 384 + 480}{960}[/tex]
7 [tex]\frac{2020}{960}[/tex]
9[tex]\frac{5}{48}[/tex] kg
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kathleen is considering expanding her dress shop. if interest rates rise she is:
Answer:
likely to expand?
Explanation:
Kathleen is considering expanding her dress shop. If interest rates rise she is Less likely to expand
What is interest ratesHigher interest rates can make it more expensive to borrow money. If Kathleen decides to borrow money or use credit to grow her dress shop, she might have to pay more money back because of the higher interest rates on those loans. This might make borrowing money more costly and might affect her choice to grow her business.
When interest rates go up, how people spend their money can change. When interest rates go up, it costs more for people to borrow money. This can mean people may spend less money on optional things like clothes, which could impact Kathleen's sales and income.
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Can someone pls help me write a cover letter for a resume
do you have to pay taxes twice on 401k withdrawals?
the federal reserve can affect the money supply by:
Answer:
The Fed can impact the cash supply by changing store necessities, which by and large alludes to the measure of assets banks should hold against stores in financial balances. By bringing down the hold prerequisites, banks can advance more cash, which builds the general stockpile of cash in the economy.
Really hope this helps! Thank you!
how has technology led to a lost in job
Explanation:
The development of technology has lead in loss of jobs for many ppl
In different factories they have been some development this decent years and the work that used to be done by many workers is now done only by a machine or a dozen.
the principles of scientific management was written by
Answer:
Frederick Winslow Taylor
The principles of scientific management were written by Frederick Winslow Taylor.
Who wrote The principles of scientific management?In 1909, Taylor published "The principles of scientific management." on this, he proposed that by using optimizing and simplifying jobs, productivity could boom. He also superior the idea that people and managers needed to cooperate with each other.
Human performance engineer Frederick Taylor changed into one of the first human beings to look at management and has been called the father of scientific management. He performed time-movement studies to research the most efficient manner of doing a job after which trained employees in one's procedures.
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In May 2020, Whitney filed for divorce from her husband, Michael. Although they lived apart for the last six months of the year, their divorce is not yet finalized; they are still legally married. Whitney does not wish to file a joint 2020 return, and she has no qualifying child or qualifying relative. What filing status should Whitney use?
The filing status to be used by Whitney in 2020 is Married Filing Separately.
The filing status of an individual determines the tax return form an individual will use and includes 5 categories such as:
Single. Married filing jointly. Married filing separately. Head of household. Qualifying widow(er) with dependent child.
Married filing separately is used by married partners that choose to record their incomes and deductions on separate tax returns.
The Married Filing Separately helps one of the partner to own his/her tax liability separate from the spouse's tax liability.
Therefore, in conclusion, the filing status to be used by Whitney in 2020 is Married Filing Separately because the divorce is not yet finalized, thus, still legally married.
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Why is it better to have 10 new businesses with 10 employees each than to have a factory with 100 workers?
Answer:
100 workers can help get the job done a lot easier
Explanation:
10x10=100
If a small municipal government buys $5,000 worth of business supplies, spends $55,000 to hire an administrator, and spends $26,000 for a new automobile used by the administrator, this municipal government's contribution to GDP is: Group of answer choices $0. $55,000. $60,000. $86,000
Answer:
$86,000
Explanation:
Since the government is hiring a worker, not a private company, it counts towards GDP, as does buying supplies.
$55,000 + $26,000 + $5,000 = $86,000
Your client, Bo Regard, holds a complete portfolio that consists of a portfolio of risky assets (P) and T-Bills. The information below refers to these assets. E(Rp) 12.00 % Standard Deviation of P 7.20 % T-Bill rate 3.60 % Proportion of Complete Portfolio in P 80 % Proportion of Complete Portfolio in T-Bills 20 % Composition of P: Stock A 40.00 % Stock B 25.00 % Stock C 35.00 % Total 100.00 % What is the expected return on Bo's complete portfolio
which term denotes the response of a cost to the change in business activity
Explanation:
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The terms is used to denote the response of a cost to the change in business activity is Cost behavior.
Cost behavior is used as a tool to show or indicate how a cost will alter or chang in total when there is a change in some activity.
There are three types of cost behavior. Cost Behavior Analysis is simply known as the study of how specific cost respond to changes in the level of business activity.
Conclusively, its knowledge will helps management plan operations and decide between alternative courses of action.
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