This is a true statement in that the type of investment that does not require periodic rebalancing as well as which does not require the investor to actually change assets allocation is known as a 'Target Date Fund'.
A Target Date Fund refers to a class of mutual funds that periodically rebalance asset class weights to optimize the investor's risk and returns for a predetermined time frame. Typically, the funds are created to build gains in the early years by focusing on riskier growth stocks; then they aim to retain those gains by weighting towards safer, and more conservative choices as the target date approaches.
"
Complete question is:
an investment that does not require periodic rebalancing and which does not require the investor to actually change assets allocation is known as a target data fund.
True
False
"
You can learn more about Target Date Fund at:
https://brainly.com/question/14389226
#SPJ4
when the value of money is on the vertical axis, the money supply curve slopes upward because an increase in the value of money induces banks to create more money.
When the value of money is on the 'vertical axis', the money supply curve 'slopes upward' because an increase in the value of money induces banks to generate more money. It is a false statement.
When the value of money increases, it represents that fewer dollars or amounts of money are circulating in the economy. This generates a deflationary situation. The banks do not generate money, but by lowering interest rates and other suitable actions, banks can stimulate the release of some amount of the money being held back. This, as a result, increases demand for goods and services, allowing the manufacturers of those goods and services to increase their prices in order to help regulate that demand.
"
Complete question:
when the value of money is on the vertical axis, the money supply curve slopes upward because an increase in the value of money induces banks to create more money.
True
False
"
You can learn more about banks at
https://brainly.com/question/417775
#SPJ4
b. assume an economy is experiencing inflation. identify the three things the central bank can do to fight inflation and how they affect investment and consumption. explain why monetary policy might be used to fight inflation rather than fiscal policy.
The Fed employs a number of techniques to control inflation. Open market operations (OMO), the discount rate, and the federal funds rate, are frequently combined.
What is inflation?Price increases, or inflation, can be thought of as the gradual loss of purchasing power. The average price increase of a selection of products and services over time can serve as a proxy for the rate at which buying power declines.
A unit of currency effectively buys less as a result of the increase in pricing, which is sometimes stated as a percentage. Deflation, which happens when prices fall and buying power rises, can be compared to inflation.
Learn more about inflation, from:
brainly.com/question/14111677
#SPJ1
Today _____ national banks (with a federal charter) belong to the Federal Reserve System and ______ state banks do.
Today all national banks (with a federal charter) belong to the Federal Reserve System and relatively few state banks do.
Who is the Federal Reserve System's legal owner?
The federal government is the public controller of the federal reserve system, which is privately owned by the member banks. The president appoints seven governors for staggered 14-year terms with Senate approval.
Currently, only a small number of state banks are members of the Federal Reserve System, while all national banks (those with a federal charter) are.
Therefore, The Federal Reserve System is under the public jurisdiction of the federal government.
Learn more about Federal Reserve System from the given link.
https://brainly.com/question/3603615
#SPJ4
who is not a stakeholder in a business
Stakeholders excluded are those such as children or the disinterested public, originally because they had no economic impact on the business.
Who is a Stakeholder?A stakeholder is a party who has an interest in a company and who can influence or be influenced by the company. The main stakeholders in a typical company are investors, employees, customers and suppliers.
However, with the growing focus on corporate social responsibility, the concept has extended to communities, governments, and industry associations.
Now that the concept has a human-centric perspective, while some groups, such as the general public, can be recognized as stakeholders, others remain excluded. Such a perspective does not give plants, animals, or even geology a voice as stakeholders, but only instrumental value in relation to human groups or individuals.
Learn more about Stakeholders at:
https://brainly.com/question/15532995
#SPJ1
which of the following are claims, or debts, by suppliers, lenders, and other nonowners of the organization against a company's assets?
The claims, or debts, by suppliers, lenders, and other nonowners of the organization against a company's assets are Liabilities.
Liabilities normally manner in which you are chargeable for something, and it is able to additionally mean that you owe someone money or offerings. as an example, a homeowner's tax responsibility can be how a lot he owes the metropolis in belongings taxes or how tons he owes the federal government in profits tax.
Your balance sheet is split into elements, property, and liabilities. property is the assets your enterprise owns, whilst liabilities are what your employer owes.
Learn more about Liabilities here https://brainly.com/question/14921529
#SPJ4
vendors frequently sign___with their customers to ensure a guaranteed uptime and define their ability to meet demand spikes.
Vendors frequently sign service level agreements defining their capacity to handle demand spikes and guaranteeing a guaranteed uptime with their clients.
What is Vendor?
An organisation that contributes products or services is referred to as a vendor, supplier, provider, or seller in a supply chain. A supply chain vendor typically produces inventory or stock items as well as sells them to the chain's following link. These terms now describe a provider of any services or products. Anyone who offers goods or services to another entity is referred to as a vendor in supply chain management. Vendors can engage in business-to-business (B2B) or direct-to-consumer (B2C) or business-to-government (B2G) sales (business to government).
To learn more about Vendor
https://brainly.com/question/29767083
#SPJ4
Baldwin has a new design for their product Bolt next round that can reduce their material cost of producing units from $8.14 to $7.32. Baldwin passes on half of all cost savings by cutting the current price to customers. For simplicity: - Use current labor costs of $3.98 - Assume all period costs as reported on Baldwin's Income Statement (Annual Rpt Pg 2) will remain the same. Determine how many units (000) of product Bolt would need to be sold next round to break even on the product.
Select : 1
Save Answer
990 units.
792 units.
1,049 units.
1,287 units.
1,101 units.
937 units.
Baldwin has a new design for their product .The breakeven point in the units will be 989.26 units.
Calculating the problem:Particulars Per unit
Sales per unit $19
Less: Direct materials $7.32
Direct labor $4.14
Contribution margin $7.54
Fixed costs of product Bat $7,459
Break even point in units = Fixed costs ÷Contribution margin per unit
Break even point in units = $7,459 ÷ $7.54
Break even point in units= 989.26 Units
Break even point:Unit break even point = fixed cost ÷ contribution margin per unit. A unit's breakeven point tells you exactly how many units you need to sell to make a profit. If you can sell more units beyond that point, you can make a profit.
What is BEP in Cost Accounting?The break-even point in accounting refers to the point or level of activity at which sales or turnover exactly equals total costs. In other words, the break-even point is the level of activity at which there are no gains or losses and the total cost of the business is equal to the revenue.
Learn more about Break even point:
brainly.com/question/21137380
#SPJ1
One of the challenges with globalization is determining how to meet the needs of customers at very different income levels. In many developing economies, distributions of income remain much wider than they do in the developed world, leaving many impoverished even as the economies grow.
Globalization offers ample opportunities for truly global development, but it is not progressing evenly.
What is globalization and cultural challenges associated with it?Globalization is a global phenomenon, and advances in communication and transport technologies have led to a barrier-free exchange of information, culture, products, services, and human resources on a global scale.
Cultural challenges in the process of globalization include: Erosion of local culture. While cultural globalization brings people together, it can also threaten local cultures, languages and traditions. Growing inequality. Clash of civilizations. Ecological impact.
How will you meet the challenges of globalization?Ways to Adapt to a Globalized and Changing Workforce: 1) Stay close to your customers. Create a diverse and inclusive workforce that reflects your customers. 2) Work together. The Connected Workforce is the glue that binds this new virtual and global world together. 3) Tour included. 4) Agile thinking. 5) Prepare for the future.
To learn more about globalization visit:
https://brainly.com/question/15283031
#SPJ4
in 2000s the massive employment opportunities offered by silicon valley drove the housing cost in california exponentially.
In 2000, a group of approximately 2,600 high-tech companies formed in Silicon Valley created more than 27,000 jobs in the local economy of the San Jose, California area.
What factors are including in Silicon Valley?From 1992 to 1999, Silicon Valley created over 230,000 jobs (a 23% increase) and accounted for about 40% of California's export trade. Silicon Valley was born from the intersection of several factors, including skilled scientific research hubs at local universities, ample venture capital, and steady spending from the US Department of Defense. Stanford's leadership was particularly important in the Valley's early development.
What made Silicon Valley successful?It is easy to build an infrastructure facilitating similar businesses. Silicon Valley is a destination in itself. With an established business infrastructure, pool of talented resources and a thriving marketplace, launching a tech company in such an atmosphere offers a distinct advantage over other locations.
To learn more about Silicon Valley visit:
https://brainly.com/question/10245324
#SPJ4
An enterprising applied econometrician would like to find out how to get wealthy. To accomplish this, he collects a large cross-section of data from the 2010 CPS and estimates the following regression:
W????????????????ℎ???? = ????0 + ????1????????????c???? + ????2m???????????????? + ????3???????????????? + ????4y???????????? o???? ????????????????ℎ???? + ????5m???????????????????????????? + ????????
a. This equation has a misspecification error that prevents the applied econometrician from estimating the model. Describe the problem and suggest a possible solution.
b. After solving that issue, can our applied econometrician then interpret α1 as the causal effect of education on wealth? Why or why not
a. The misspecification error is due to a redundancy in the model specification. Since age and the year of birth go hand in hand in a cross-sectional dataset one of these two related variables should be removed.
The possible solution is just to remove year of birth from the model. Alternatively we could remove age, but it is better to retain age because the regression coefficient for age is more easily interpretable than the coefficient for year of birth.
Thus the corrected formula is:
⇒ [tex]Wealth_{i}=\alpha _{0}+ \alpha_{1} educ_{i} +\alpha_{2}male_{i}+\alpha_{3}age_{i}+\alpha_{4}married_{i}+\in_{i}[/tex]
b. Even after correcting the misspecification error, [tex]\alpha _{1}[/tex] cannot be interpreted as the causal effect of education on wealth. The coefficient [tex]\alpha _{1}[/tex] represents just that portion of variation in Wealth that is uniquely explained by education.
The correlation of education with the other predictors, such as the categorical predictor male, the numeric variable age, etc. that are not captured in the model also explain the variation in Wealth.
What is regression?⇒ Regression is a group of statistical procedures used in statistical modeling to determine the relationships between a dependent variable (often referred to as the "outcome" or "response" variable, or a "label" in machine learning jargon), and one or more independent variables (often referred to as "predictors," "covariates," "explanatory variables," or "features"). In linear regression, the most typical type of regression analysis, the line (or a more complicated linear combination) that most closely matches the data in terms of a given mathematical criterion is found. When using the ordinary least squares method, for instance, the specific line (or hyperplane) that minimizes the sum of squared differences between the genuine data and that line is computed (or hyperplane).
To learn more about regression, visit:
https://brainly.com/question/13266116
#SPJ4
HH Company uses LIFO. HH disclosed that if FIFO had been used, inventory at the end of 2021 would have been $20 million lower than the difference between LIFO and FIFO at the end of 2020. Please assume HH has a 25% income tax rate: Help me find the reported cost of goods sold and whether it would have been higher with LIFO or FIFO
Its reported cost of goods sold for 2021 would have been $20 million higher if it had used FIFO rather than LIFO for its financial statements. And tax rate is irrelevant because at the time of income or loss we consider tax and tax don't relate to the cost of goods sold.
FIFO (“First-In, First-Out”) assumes that the oldest products in an employer's inventory had been offered first and are going with the aid of the one's production expenses. The LIFO (“closing-In, First-Out”) method assumes that the maximum current merchandise in a business enterprise's inventory has been sold first and makes use of the one's fees instead.
Find merchandise with the soonest fine before or use by means of dates. put off objects which might be past these dates or are damaged. area items with the soonest dates on the front. stock new objects at the back of the front stock; people with modern-day dates have to be on the back.
Learn more about FIFO here https://brainly.com/question/11493725
#SPJ4
the federal government finances its deficit spending through the use of securities known as treasuries
Three, six, or twelve months Treasury Notes Interim period (two, five, or ten years) Treasury Bills (more than ten years) Treasury securities .
What three sorts of finance are there?The term "finance" refers to all aspects of resource and financial management for private citizens, governmental agencies, and commercial enterprises. Personal finance, global economics, and commercial finance are the 3 types of finance.
What does finance mean exactly?The term "finance" also first appeared in English in the 15th century, but it stems from the Anglo-French verb finer, which both means "to end" and "to pay." The term first appeared to illustrate capital assets and money management in the 18th century.
To know more about Finance visit :
https://brainly.com/question/10024737
#SPJ4
The Complete question :
The U.S. government finances its deficit spending through the use of securities known as Treasuries. Each type of security has a unique name based on its maturity. Given the following terms to maturity, identify the appropriate Treasury instrument :
during project closing, the project team or contractor should ensure that copies of appropriate project documentation are properly organized, filed, and archived so that ____.
The initial project specifications, including the timetable and budget, provided by all parties involved. Data from a project management software used as evidence that each criterion was satisfied. Any unpaid and connected supplier, partner, or vendor invoices must be paid upon delivery of the requested services.
What significance does the project's closure have?The ultimate stage of wrapping up all tasks for the project management process is called project closure (Project, phase, contract). This procedure has three main advantages: it archives project or phase information, it completes planned tasks, and it frees up organizational team resources to focus on new projects.
What document does not receive an update upon project close?They are documents produced independently of the project that lead to the project's launch. The Project Manager makes use of them but doesn't make any updates.
To know more about project closing visit :-
https://brainly.com/question/29571671
#SPJ4
the act forbids the use of oppressive child labor and makes it ulawful to ship goods produced by businesses that use oppressive child labor
The FLSA, or Fair Labor Standards Act, prohibits use of abusive child labor and makes it illegal to ship products made by such business.
What is child labor?The term "child labor" refers to the exploitation of kids through any type of job that robs them of their youth, prevents them from going to regular school, and is bad for their minds, bodies, social lives, and morals. In spite of the fact that child labor is illegal by law everywhere, there are several exceptions, including work performed by child artists, family responsibilities, supervised training, and some jobs performed by Amish children and native children in the Americas. Throughout history, different levels of child labor have been practiced. Many younger children from lower-income households worked in both Western countries and their colonies during the 19th and early 20th centuries, ranging in age from 5 to 14.
To learn more about business, visit:
https://brainly.com/question/15826604
#SPJ4
Describe some of structural features of European labor markets that have helped to keep European unemployment rates high. If these structural features create unemployment, why don' t European governments just eliminate them?
Describe some of the structural features of European labor markets that have helped to keep European unemployment rates high. If these structural features create unemployment, why don't European governments just eliminate them?
Answer: Rigid labor laws: Many European countries have strict labor laws, such as laws restricting termination of employment and stringent regulations on hiring and firing. This reduces the flexibility of employers to respond to changing economic conditions and can lead to higher levels of unemployment.Generous welfare benefits: In some European countries, welfare benefits are generous, leading to a situation where people may prefer to stay unemployed rather than to take up lower-paying jobs. This reduces the number of people in the labor force, which can contribute to higher levels of unemployment.High minimum wages: Minimum wages in some European countries are set at high levels, making it difficult for employers to hire new workers or retain existing ones. This further restricts economic growth, reduces labor market dynamism, and can limit job opportunities, resulting in higher levels of unemployment.Short-time work subsidies: Governments in some European countries provide subsidies to companies in times of economic downturn to encourage them not to lay off workers. However, this also creates an incentive for employers to retain fewer permanent workers and keep them on part-time contracts instead, which can contribute to higher levels of unemployment.Long-term employment contracts: The practice of signing long-term employment contracts, common in many European countries, can limit the ability of employers to adjust their workforce to changing economic circumstances. This can contribute to higher levels of unemployment.Finally, European governments do not eliminate these structural features because they are often viewed as necessary for providing workers with job security and protecting them from exploitation. Furthermore, eliminating them could result in significant political and economic upheaval. As such, governments may prefer to pursue policies that seek to mitigate the effects of these structural features rather than eliminate them altogether.
If you have any additional questions or need further assistance, please let me know.
Fiscal policy that increases aggregate demand directly through an increase in government spending is typically called expansionary or "loose." By contrast, fiscal policy is often considered contractionary or "tight" if it reduces demand via lower spending.
expansionary fiscal policy , Expansionary or "loose" fiscal policy is defined as one that directly boosts aggregate demand through an increase in government spending.
What refers to a fiscal policy that increases aggregate demand directly through an increase in government spending?the application of fiscal policy to stimulate economic growth by raising aggregate demand, which results in more output, lower unemployment, and a higher price level. Recessions are treated by expanding the budgetary base.In order to boost the overall demand and support economic growth, an expansionary fiscal policy lowers tax rates or boosts spending. An inflation-prevention or -reduction contractionary fiscal strategy involves raising rates or reducing spending.Through adjustments to government expenditure and taxation, fiscal policy affects aggregate demand. These elements have an impact on employment and household income, which in turn affect consumer spending and investment. Money supply has an effect on an economy's interest rates and inflation rate as a result of monetary policy.To learn more about fiscal policy refer,
https://brainly.com/question/6583917
#SPJ4
foundational human resources management procedures for reducing turnover can also apply to other areas of managing human resources. which of the following is not one of the recommendations for reducing turnover and other risks? A) increase employee engagement; B) pay attention to employee needs; C) use pre-employment screening;D) create clearly-defined, easy work paths
Foundational human resources management procedures for reducing turnover can also apply to other areas of managing human resources. Creating clearly-defined, easy work paths is not one of the recommendations for reducing turnover and other risks.
In organizational studies, useful resource management is the green and powerful improvement of a company's resources when they wished. Such assets may also consist of economic assets, stock, human competencies, manufacturing resources, facts era, and natural resources. aid control is the practice of planning, scheduling, and allocating people, cash, and era to a mission or program. In essence, it's far the manner of allocating assets to gain the best organizational value.
Seven sorts of aid management are (1) wooded area resource management (2) Water useful resource management (3) Mineral useful resource management (four) Land aid control (five) power aid management (6) natural world control (7) Agriculture useful resource management.
Learn more about resources management here: https://brainly.com/question/21976973
#SPJ4
socioeconomic status (ses) refers to a grouping of people who are similar in all of the following characteristics except
Those who fall into the same category as one another, with the exception of economic position, are referred to as having the same socioeconomic status (ses).
Socioeconomic status (SES) is a combined economic and sociological measure of a person's work experience, economic access to resources, and social standing in relation to others. Unlike an individual's SES, which is only based on their own characteristics, a family's SES is determined by looking at the household income, the education and occupation of the earners, as well as their combined income.
Perceived financial stress, which is defined as the "balance between income and necessary expenses," has recently been found to be a less well-known characteristic of SES. Those who fall into the same category as one another, with the exception of economic position, are referred to as having the same socioeconomic status (ses).
Learn more about socioeconomic status here
https://brainly.com/question/29109283
#SPJ4
When corporate venturing is focused, the corporate entrepreneurship activities are isolated from the existing operations of the firm. True or False True False Real options analysis helps managers make investment decisions involving staged commitments of smaller financial resources. True or False True False
It is true that when corporate venturing gets the spotlight, the entrepreneurial activity of a company becomes disconnected from the existing activity of the company.
It is false that Real options analysis helps managers make investment decisions involving tiered commitments of small financial resources.
What is corporate entrepreneurship?Corporate entrepreneurship (CE) is a term used to describe entrepreneurship within established, medium and large organizations. Other common or related terms include organizational entrepreneurship, internal entrepreneurship, corporate venture, and strategic entrepreneurship.
How do you start your corporate entrepreneurship?Steps to Unleash Rapid Entrepreneurship and Innovation in Your Business: 1) Collect and validate ideas from company stakeholders. 2) Set clear business innovation goals and objectives. 3) Build a corporate entrepreneurship and innovation team. 4) Execute the company's innovation strategy. 5) Participate in corporate innovation programs.
To learn more about Corporate Entrepreneurship visit:
https://brainly.com/question/29559641
#SPJ4
The Time Series Competitive Efforts section of the CIR which provides every company's management team with a means of reviewing how the regional competitive efforts of any company of interest have changed over the years is particularly useful for O gaining clues about which rival companies will most likely add more production capacity in the upcoming year and in which regions these increases will most likely occur. O drawing conclusions about what levels of competitive effort your company's two closest competitors may employ in the upcoming year and then determining what levels of competitive effort your company may need to employ on these same or other competitively relevant factors to successfully outmaneuver and outperform one or both of them. O drawing conclusions about what levels of competitive effort it will take to maintain or increase your company's market share in the Internet segment in each region in the upcoming year. O determining which particular marketing expenses your company can safely cut in the upcoming year in any region of interest without lowering your company's total operating profits in that region. O identifying which rival companies are likely to make the biggest gains in sales volume and market share in the Internet and Wholesale segments in the upcoming year.
The correct answer is Drawing conclusions about what level of competitive effort your company's two closest competitors may employ in the upcoming year and then determining what levels of competitive effort your company may need to employ on these same or other competitively relevant factors to successfully outmaneuver and outperform one or both of them.
Hence, Option B is correct.
Explain in detail.
The job of management is to keep control over the firm's performance and actions. Management is defined as "the process of planning, organizing, leading and controlling the work of company members and of employing all corporate resources to fulfill specified company goals."
The Chief Executive Officer and the President of the Company are considered the company's management. Management of the Company refers to the President, members of the Management Board, and members of the Board of Directors.
To know more about Management here
https://brainly.com/question/13724491
#SPJ4
You have been asked to give a talk about how best to avoid different methods of identity theft. What is the BEST advice you can give to help
someone avoid becoming a victim of phishing?
O A.
OB.
0 с.
O D.
Shred all of your documents before you put them in the trash.
When carrying a purse, hold it tight to your body.
Don't use an ATM that looks as if it has been altered in some way.
If someone calls you to ask for personal information, don't reveal anything.
If someone calls you to ask for personal information, don't reveal anything, is the best advice you can give to help someone avoid becoming a victim of phishing.
Define Phishing.Phishing is a widespread scam when a con artist poses as someone you know and trust in order to trick you into divulging your username, password, or other personal information. Although it can be done over the phone, email is more common.
Phishing is a form of social engineering in which an attacker sends a message pretending to be someone else in order to mislead the recipient into giving the attacker access to their personal information or installing malicious software, such as ransomware, on their infrastructure. Phishing is when hackers try to persuade people to do "the wrong thing," like clicking a malicious link that would download malware or lead them to a dubious website.
To learn more about phishing, visit:
https://brainly.com/question/28025522
#SPJ1
Using the Fed model, compare and contrast different economic shocks: financial, spending, and supply shocks. Identify which curve shifts for each type of shock and the economic change associated with it.
Using the Fed model, the Financial Stock shows the change in the real interest rate and the change in the spending shock also means the shift of the curve.
What is the Fed Model?The Fed model compares the expected return metrics for each asset, YTM for bonds as well as E1/PS for stocks, to determine if the amount paid for the riskier cash flows generated from stocks is reasonable. Usually, the distinction between the 2 expected returns is examined in this study.
The value of the Fed Model valuation is computed as (E/P) - Y. More specifically, the Fed Model contrasts the process to increase (E/P) on the financial markets with both the present nominal yields seen on 10-year Treasury bonds (Y).
Learn more about the Fed Model here:
https://brainly.com/question/13063958
#SPJ1
Companies pursuing business-level strategies like cost leadership, differentiation, and integration should organize using a _______ structure.
Four regularly occurring business-level strategies emerge from these decisions: (1) huge value leadership , (2) large differentiation , (3) targeted price management , and (4) centered differentiation .
In rare cases, companies are able to offer both low expenditures and unique features that clients discover desirable.
What is a business-level strategy?A business-level strategy is an innovative way for a employer to exhibit its special assets, amplify its aggressive facet and help the character components of its business enterprise feature as one complete unit.
When pursuing a cost management method a business ought to keep in mind that?When pursuing a cost-leadership strategy, a business ought to take note that: Buyers will be reluctant to pay for a product until the pleasant is acceptable. In Strategy Highlight 6.2, Ryanair is aggressively pursuing a cost-leadership position in Europe.
Learn more about business-level strategy here:
https://brainly.com/question/28284743#SPJ4Stealing confidential materials such as copyrighted material, confidential info, or company emails from a network is called ----. Most often this crime is committed by employees inside the company rather than outside hackers.Data Theft
Stealing confidential materials such as copyrighted material, confidential info, or company emails from a network is called Data Theft.
The unauthorized transfer or storage of private, confidential, or financial information is referred to as data theft, sometimes known as information theft. Passwords, computer code, algorithms, and proprietary procedures or technologies may all fall under this category.
An illustration would be a worker viewing files on a coworker's computer without the necessary authorisation permissions.
There is no information disclosed and the access is accidental. However, the data is regarded as compromised because it was read by an uninvited party.
This includes widespread online dangers including phishing, spyware, data theft, and ransomware. Internal threats include insider user accounts that have been infiltrated without the users' knowledge and utilized by malicious actors, as well as employees or other authorized individuals abusing their access to steal or destroy data.
To know more about data theft here
https://brainly.com/question/20813304
#SPJ4
You are ready to start completing the loan amortization table. Display the Loan worksheet. In cell B8, type a reference formula to cell B1. The balance before the first payment is identical to the loan amount. Do not type the value; use the cell reference instead. In cell B9, subtract the principal from the beginning balance on the previous row. Copy the formula to the range B10:B19.
Cells B1 through B3 should be filled with the correct values. Enter the formula "=-PMT(B2/1200,B3*12,B1)" in cell B4 to have Excel compute the monthly payment for you.
What is Amortization?Amortization is indeed an accounting technique that gradually lowers the book value of a loan or even other intangible asset over a certain period of time. Amortization of loans focuses on delaying loan payments indefinitely. In terms of how it impacts an asset, amortization is similar to depreciation.
Amortization is the process of repaying a loan in full by the maturity date by making monthly payments of the principal and interest over a period of time. Early in the loan's life, a larger portion of the flat monthly bill goes toward interest; but, with each succeeding payment, a larger portion of it goes toward the loan's principle.
To know more about amortization, visit:
https://brainly.com/question/10561878
#SPJ1
Gabe is clearing out his wallet because it has become too bulky.Which of the following items should he remove from his wallet permanently for security reasons?
A) Driver's license
B) Credit card
C) Social Security card
D) Cash
The items should he remove from his wallet permanently for security reason is Social Security card. Therefore, option C is correct.
What is social security card ?In order to measure how much money Americans make over the course of their lifetimes and determine Social Security benefits, the U.S. government created the Social Security card in 1936. To apply for jobs, receive government benefits, and use as identification, you need a Social Security number.
A card stock sequence number, the official form number, the SSN, where to mail found cards, how to get information from the SSA, and other details are all listed on the reverse of the card.
The SSN, which is given out at birth, enables businesses to monitor a person's financial information and government organizations to identify individuals in their records.
Thus, option C is correct.
To learn more about the social security card, follow the link;
https://brainly.com/question/13807234
#SPJ1
TRUE/FALSE. greenhouse group initially met product demand from customers in other countries by exporting their products to those countries. last year, the company decided to set up a facility in london to meet the increased demand in foreign sales. with the opening of the london facility, greenhouse group became a(n) organization.
Greenhouse Group initially met product demand from customers in other countries by exporting their products. The company also decided to set up a facility in London to meet the increased demand in foreign sales. Greenhouse group became a multinational organization with the opening of the London facility. This statement is true.
What is a Multinational Organization?The reason that the statement in the question is true is that Greenhouse Group is considered a multinational organization because Greenhouse Group has opened its facility in London in order to meet the increased demand in foreign sales. A multinational organization is basically an organization that transacts abroad so that the demand for the company comes from within the country and also from foreign countries.
Learn more about the multinational organization at https://brainly.com/question/494475
#SPJ4
One potential advantage of financing corporations through the use of bonds rather than common stock is
the interest expense is deductible for tax purposes by the corporation
The corporation can deduct the interest expense for tax purposes is the advantage of financing corporations.
What is financing corporations?Corporate finance is a branch of finance that deals with how corporations handle activities such as investment decisions, funding sources, and capital structuring. Corporate finance is primarily concerned with increasing shareholder value through long and short-term financial planning as well as the implementation of various strategies. Corporations can be financed through the use of bonds as well as common stock.There are several advantages to issuing bonds rather than common stock, including the fact that interest on bonds and other debt is deductible on the corporation's income tax return, whereas dividends on common stock are not.It should be noted that one potential advantage of financing corporations with bonds rather than common stock is that the interest expense is tax deductible for the corporation.To learn more about corporate financing refer to :
https://brainly.com/question/24148572
#SPJ4
Refer to the following selected financial information from Texas Electronics. Compute the company’s accounts receivable turnover for Year 2.
Year 2 Year 1
Cash $ 38,200 $ 32,950
Short-term investments 97,000 63,500
Accounts receivable, net 89,000 83,000
Merchandise inventory 124,500 128,500
Prepaid expenses 12,800 10,400
Plant assets 391,500 341,500
Accounts payable 109,900 111,300
Net sales 714,500 679,500
Cost of goods sold 393,500 378,500
In Year 2, the company's accounts receivable turnover is $251,400.
What is the accounts receivable?Accounts receivable is often known as AR. These are legally enforceable claims for payment maintained by a firm for products or services given but not paid for by consumers.
Computation of company's accounts receivable:
Accounts Receivable = Cash + Short term Investments + Accounts Receivable + Merchandise Inventory + Prepaid Expenses – Account Payable
Accounts Receivable = $38,500+$97,000+$89,000+$124,000+$12,800-$109,900
Accounts Receivable = $251,400.
Therefore, the company’s accounts receivable turnover for Year 2 is $251,400.
Learn more about the accounts receivable, refer to:
https://brainly.com/question/24261944
#SPJ1
Fill in the blanks to complete the sentence.
JVL Corporation began the year with a $75,000 balance in retained earnings. Net income for the year was $24,000 and the ending balance in retained earnings was $90,000. Given this information, cash dividends paid to stockholders equaled $(1). (Enter your answer as a whole number.)
1. 9,000
The cash dividends paid to stockholders is $9000.
What is meant by retained earning?
After deducting dividend payments, a company's retained earnings are its total net earnings or profits. The term "retained" refers to a crucial idea in accounting that describes how earnings were held by the corporation rather than distributed to shareholders as dividends.
These are the remaining net income for the company after dividends have been paid to its shareholders. Typically, management of the company decides whether to keep the profits or distribute them to the share holders. A business with an eye toward expansion may choose to employ retained earnings rather than paying any dividends at all or in very tiny sums. Retained earnings can be used by businesses, among other things, to boost output, hire additional salespeople, introduce new products, or repurchase shares.
These are a crucial factor in determining how financially sound a firm is because they demonstrate the net income that has been conserved over time and is consequently available for distribution to shareholders or reinvestment in the company.
Here, we have,
Beginning Retained Earning= $75,000
Net Income= $24,000
Ending Retained Earning= $90,000
We know that, Ending Retained Earnings= Beginning Retained Earning+ Net Income - Dividend
Putting values in the formula, we get
Dividend= $(75,000+24,000-90,000)
Dividend= $9000
⸫ Thus, the cash dividend is $9000.
To learn more about retained earning refer to:
https://brainly.com/question/25631040
#SPJ4