Allen: Mary, you say something is missing; you feel alone and stalemated when you look at yourself from a deeper level. There's something missing for you . . . (pause) . . . There's something missing that's meaningful.

What is the microskill used?

a. Closed question


b. Open question


c. Encourager/restatement


d. Paraphrase


e. Reflection of feeling


f. Summary


g. Reflection of meaning

Insurance can fulfil your desire for fulfilling employment and motivational participation by pursuing a career in insurance. Defense of fellow citizens was the inspiration behind the creation of the insurance industry.

For Insurance, insurance can pay for the costs of repairing a home after a fire, providing assistance for grieving family members, or helping motivational employees who have been wounded at work. Most agents quit because they can't generate enough revenue to sustain themselves and their families. The only way to fix that is to learn how to create more, better leads and follow up on them. People go on online fact-finding missions. I work hard because I want to succeed.

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Even though I believe that it was a great gesture for the ways that the nations of U.K., France, and the U.S. have concentrated their relief efforts along historical colonial lines, I do not believe that they should have.

Yes The US and other imperialist nations have particular ethical responsibilities to aid their former colonies.

Imperialism is the state's strategy, practice, or advocacy for expanding power and domination, particularly through direct territorial conquest or by seizing control of neighboring regions' politics and economies, frequently through the use of both hard power and soft power.

For instance, when King George III stationed British troops in the colonies to uphold ever-stricter economic and political constraints imposed on the colonists during the 16th and 17th centuries, colonialism in America gave way to imperialism.

The Latin word imperium is where the word "imperialism" originates. Its meaning is "to order." Imperialism is the practice of expanding a nation's influence into foreign lands or dominating the politics or economy of another nation.

These countries typically provide specific assistance and efforts to the countries that they controlled.

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From the following, the one which is not a part of the marketing concept is that, it relies on the integrated effort of numerous departments, not just marketing.

Marketing is considered to be the process of getting the right goods or services or ideas to the right people at the right place, time, and also the right price. This can be done  using the right promotion techniques and utilizing the appropriate people to provide such customer service.

It is seen that the most successful organizations are said to have adopted the marketing concept. Thus, this marketing concept is based on the right principle. The marketing concept is oriented toward customers satisfaction by offering value, and does not rely on integrated effort of numerous departments.

Hence, option C is correct.

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Explanation:

 is a contract provision that allows for an automatic increase in the agreed-upon wages or prices if certain conditions change while the contract is in effect.

An adjustment to a labor contract may be triggered by an increase in the inflation rate. An adjustment to a business-to-business contract may be triggered by an increase in expenses necessary to fulfill the agreement. A landlord may demand an escalation clause in a long-term rental agreement to cover any tax increases or a substantial change in market conditions.

Answer:

Meaning of Office Procedure

Office procedure is a set of rules or policies guiding the operations of an office. Office procedures set the standard for how staff work together in the office.

Explanation:

Answer:

Office procedure is the set of rules regarding the operations in an office.

Based on the available information, Nike is a competitor to Decathlon because both brands are manufacturers of sports wears.

From the business activities of Nike and Decathlon, it has been revealed that both brands major in the production of Sportswear.

The sportswear produced by Nike and Decathlon includes but is not limited to the following:

These two brands are considered competitors because they both have the same consumers to patronize their products.

Also, since both brands are in the same line of business, they are considered to be in the same industry.

Hence, in this case, it is concluded that the correct answer is that both brands are manufacturers of sports wears.

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The level of output where average cost is minimized for Hilltop Corp. is 20

Average cost is  the production cost calculated as the product of the total cost (TC) and the total output (Q), or, mathematically, AC = TC/Q.

We have the total cost function as

TC= Q² + 120 Q + 400.

Average cost AC = TC / Q

= [tex]\frac{Q^2 + 120 Q + 400}{Q}[/tex]

dAC/dQ = 1 + 0 - 400 / Q² = 0

we would have 400 = Q²

Take the square root of the two sides

√400 = Q

20 = Q

Hence the level of output for Hilltop corp is given as 20

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A HELOC is a line of credit taken up using the equity in your home as collateral.

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Answer: none of the above

Explanation: i took the test

Responses

term life insurance

variable life insurance

universal life insurance

none of the above

none of the above

Answer:

i one person plan

Explanation:

In logistics, how long it takes to assemble a car is known as a lead time.

A lead time in logistics tend to refer to the time which it takes from when a purchase order is created for a supplierwhich is until the goods are delivered from that supplier to the customer, so, this can be an individual or  maybe a store.

Here, coping with this concept is pivotal in order to organize all the different processes throughout your supply chain. Thus, the material lead time is an amount of time between which a company tend to become aware of a need for raw materials and when the materials are said to be physically obtained.

Hence, option A is correct.

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I could increase my discretionary spending to $365, which would allow me to spend $50 per month on my computer.

 I could also reduce other expenses to compensate for the change. For example, I could replace my entertainment budget with a computer budget.

Make sure to include the following :

creating a new budget item of $50 for a computer

reducing one or more areas by $50 to account for the new budget item

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Answer:

Sample Response -

I could increase my discretionary spending to $365, which would allow me to spend $50 per month on my computer.

I could also reduce other expenses to compensate for the change. For example, I could replace my entertainment budget with a computer budget.

Explanation:

Edge 2023

Answer:

Explanation:

America has an absolute advantage in selling everything, a comparative advantage in selling mobile phones, a comparative advantage in selling tablets in Brazil

so we choose D

Answer: C. Any part an organization whose manager has control over and is accountable for cost profit or investments.

Explanation: A responsibility center is an operational unit or entity within an organization, that is responsible for all the activities and tasks structured for that unit. These centers have their own goal, staffs, objectives, policies and procedures, and financial reports. And are used to balance responsibilities related to expenses incurred, revenue generated, and funds invested to an individual.

In a multinational or large corporation, the organization tasks are divided into a subtask, and each task is given to various small division or groups. In this context, all groups in that organization are responsibility centers.

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Option B. The Pro-forma FY+1 EPS for Amazon Inc. is expected to be 36.77 based on the calculation.

The normalized net earnings = $23688

normalized net earnings of snap = -581

proforma adjustment = - 3134

Total proforma earning = 19973

Next we have to solve for the cost of acquisition

shares of snap * price of snap * (1 + premium)

= 1734 * 44.29 (1 + 20%)

cost of acquisition = $92158.63

Next is the cost financed by equity

= $92158.63 * 80 percent

= 73726.91 dollars

Next is to solve for the new price of the equity issue

= 3099.4 * (1 - 50%)

= 2944.43 dollars

Next is the number of new shares 73726.91 dollars / 2944.43

= 25.04

Total share after acquisition

shares outstanding + new shares

= 518 + 25.04

= 543.04

The EPS would be the next to solve for

this is gotten by the formula

total proforma / number of shares

= 19973 /  543.04

= 36.78

Hence the Pro-forma FY+1 EPS is going to be: $36.77

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complete question: check attachment

Entrepreneurs are those persons who start their own businesses with their own money or capital by taking all financial risks.

qualities of entrepreneurs are as follows:

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You have observed that the average size of a particular goldfish is 1.5 inches long. The size of a goldfish such that 95 percent of the goldfish are smaller is 1.25 inches

Now let us say that the length of a certain goldfish is denoted by the letter X.

It is said that the mean size is 1.5 inches, and the standard variation of the size is 0.25 inches. Also stated is that the mean size is 1.5 inches.

Take it for granted that X follows a normal distribution.

Calculate the size of a goldfish in such a way that only 16% of goldfish are less than the calculated size by using the following formula:

P (X < x) = 0.16

⇒ P (Z < z) = 0.16

The z-value that corresponds to such a probability is as follows:

[tex]\begin{aligned}&z=\frac{x-\mu}{\sigma} \\&-0.99=\frac{x-1.5}{0.25} \\&x=1.5-(0.99 \times 0.25) \\&x=1.2525 \\&x \approx 1.25\end{aligned}[/tex]

Therefore, 16 percent of the goldfish measure less than 1.25 inches in length.

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Direct marketing helps businesses cut

costs. Media for direct marketing include

face-to-face sales, direct mail, catalogue

marketing, telemarketing, TV, and kiosks.

Delivering individualized and frequently

interactive promotional materials to specific consumers through channels like mail, catalogues, the Internet, e-mail, telephone, and direct-response advertising is known as direct marketing.

Direct marketing is a style of advertising that involves communicating with your target market directly to offer information about your business, product, or service.Some examples of direct marketing techniques include telephone marketing,emails, online ads, flyers,database marketing, promotional letters,newspapers,and outdoor advertising.

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A plan presenting financial forecasts for the business profit and loss statement, cash flow statement, balance sheet, cash flow forecast, and budget for expenses should all be included in the financial component of your business plan.

A financial forecast outlines the measures that must be taken in order to earn future income and pay for future expenses, whereas a financial forecast is an estimation or projection of expected future income or revenue and expenses. A financial plan can also be thought of as what a person or business intends to do with income or revenue acquired.

A financial plan is a road map created now that can be followed over time, whereas a financial forecast is a projection or estimate of future outcomes predicted today. Both processes aim financial activity toward the future.

For a corporation to succeed, financial forecasting is essential. A business must have a realistic estimate of the amount of revenue it expects to generate over a specific period of time in order to manage working capital and cash flow successfully.

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The requirement to form a valid contract are -

1. Acceptance: Your Offer Is Accepted

Acceptance entails exactly what it sounds like: the recipient of the offer accepts its terms. Acceptance must be willingly given. In other words, because he is under duress, a person who signs a contract while a pistol is pointed directly at him is not legally permitted to accept the offer. This is an extreme case, but there are times when one side is subjected to threats or blackmail in order to prevent him from signing the contract. These are not enforceable in court. The acceptance of the offer must be mutually binding and based solely on the parties' mutual agreement to the conditions of the contract.

2. Consideration: Who Is Paying What.

Consideration is the amount one party will "pay" for the contract to be fulfilled. When defining consideration in a contract, the term "payment" is ambiguous because what a party receives for signing the agreement isn't always monetary. Therefore, even if a real estate contract may specify that the property would be transferred for $1 million in consideration, a renter may be provided with housing in exchange for making improvements to the property while they are residing there .In the end, consideration is regarded as something valuable, and typically, it takes the form of money. However, you would still be accorded consideration if you offered to the company to share your skills and expertise.

3. Our intention is for this agreement to be enforceable in court.

This prerequisite for a contract concerns the goals of each side. Friends and relatives frequently make informal agreements, but they never intend for them to be legally enforceable, meaning that they do not want one person to be able to sue the other if the other does not follow through on their commitments. Due to the lack of a legal intent, this kind of agreement is not a genuine contract. The contract's provisions must also abide by the rules and laws of the state where the agreement was made.

4. Competence: Parties Must Be Experienced

The contract must be signed by and entered into by competent parties. This indicates that the signer is of legal age, has the mental capacity to understand the contract, and is not otherwise incapacitated at the time of signing—that is, not intoxicated or under the influence of drugs or alcohol. Although "capable parties" are a prerequisite for any legal contract, they are closely examined in agreements involving elderly or disabled people. Dementia patients may not be mentally capable of signing a contract transferring ownership of their property to another party.

5. Legal things

A contract can only be considered valid under the Contract Act if it has a legal consideration and a legal purpose. According to the Contract Act, the reasons and purposes listed below are unlawful.

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The following is an example of time series data b.amount of labor employed yearly in a specific factory from 1990 through 2010.

The required details about time series data is mentioned in below paragraph.

A time series data is a group of observations of well-described statistics objects acquired via repeated measurements over time. For example, measuring the fee of retail income every month of the year might contain a time collection. time series data is statistics this is recorded over regular periods of time. Cross-sectional statistics includes numerous variables recorded on the identical time. Pooled statistics is a mixture of each time collection statistics and cross-sectional statistics.A time series data is a collection of observations on a unmarried entity over time — e.g. the every day ultimate fees over 12 months for a unmarried monetary security, or a unmarried affected person's coronary heart charge measured each minute over a one-hour procedure.

(COMPLETE QUESTION)

Which of the following is an example of a time-series data set?

a.            amount of labor employed in each factory in the U.S. in 2010.

b.            amount of labor employed yearly in a specific factory from 1990    through 2010.

c.             average amount of labor employed at specific times of the day at a specific factory in 2010.

d.            All of the above are time-series data

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In the research section, hourly pay is $24. Thus, if he puts in more time at the research department.

How to calculate overtime pay =

Hourly rate of pay x 1.5

= $16 X 1.5 equals

= $24 per hour.

The amount of additional time owed to each employee during a pay period is what is known as overtime compensation.

The research division compiles and analyses consumer and target market data. The work of the creative department and account management is supported by this data. The selection and placement of advertisements in print and broadcast media is a specialty of media planners.

It is frequently both efficient and successful for a firm to seek the services of independent marketing facilitators because marketing functions need a great deal of experience. These are businesses and consultants whose sole or main duty is to handle marketing-related tasks.

All or a portion of these tasks are internal in many larger businesses. However, most businesses only need occasional or part-time assistance from marketing facilitators, thus this is neither required nor justifiable.

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The effect of the adjusting entry, dated December 31, Year 1, on the elements of the financial statements of the Loudoun Corporation is B. (3,375) NA (3,375) NA 3,375 (3,375) NA.

                Balance Sheet                         Income                    Statement of

                                                                Statement                  Cash Flows

      Asset = Liabilities + Equity         Revenue − Expenses

                                                                = Net Income

B. (3,375 ) =  NA          + (3,375 )       NA − 3,375 = (3,375 )          NA

The reason for the above illustration of the effect of the adjusting entry for the uncollectible allowance is that its decreases assets by increasing the allowance for uncollectible (which is a negative asset account).

The uncollectible allowance will also decrease the net income and equity but does not affect the statement of cash flows, which deals with only cash inflows and outflows from operating, financing, and investing activities.

Credit Sales = $112,500

Estimated allowance for uncollectible = 3%

= $3,375 ($112,500 x 3%)

December 31, Year 1: Bad Debts Expense $3,375 Allowance for Uncollectible $3,375

February 15, Year 2: Allowance for Uncollectible $1,050 Accounts Receivable $1,050

April 4, Year 2: Cash $1,050 Accounts Receivable $1,050

Accounts Receivable $1,050 Allowance for Uncollectible $1,050

Thus, when the adjusting entry is recorded on December 31, Year 1, its effect is illustrated by Option B.

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If a life policy allows the policy owner to make periodic additions to the face amount at standard rates, without providing insurability, the policy includes a: Guaranteed insurability rider.

The guaranteed insurability rider can be described as the policy hat gives room for the  policy owner to purchase specific amounts of additional insurance at specific dates or events,

It should be noted that in this policy , the amount that is been needed can be provided depending on the condition.

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Quantum computing can assist with data analytics by solving problems on a large scale with multiple variables. [OPTION D]

thus,  solving problems on a large scale with multiple variables. [OPTION D]  is the correct answer.

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The firm's weighted average cost of capital if the tax rate is 21 percent is: D. 11.16%

Common stock:

Common stock = 25,500 × $66

Common stock = $1,683,000

Preferred stock:

Preferred stock = 6,650 × $88.50

Preferred stock  = $588,525

Debt:

Debt = 104.5% ×  $365,000

Debt = $381,425

Total market value =  $1,683,000 + $588,525 + $381,425

Total market value  = $2,652,950

WACC = ($1,683,000 /$2,652,950)(.1365) + ($588,525 /$2,652,950 )(6.5/88.50) + ( $381,425/$2,652,950 )(.0769)(1 -.21)

WACC = ($1,683,000 /$2,652,950)(.1365) + ($588,525 /$2,652,950 )(0.07344633) + ( $381,425/$2,652,950 )(.0769)(.79)

WACC =0.0865939803+0.0162931836 +0.0087344

WACC= 0.1116 ×100

WACC=11.16%

Therefore the correct option is D.

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According to the available data, Ionia experienced a budget deficit The $9 billion budget surplus or deficit for Ionia. Ionia received $11 billion in tax income last year.

1. According to the information provided, Ionia had a budget deficit since spending exceeded income.

2. The surplus or deficit in Ionia's budget

Budget surplus or deficit = $1 billion +$3 billion + $5 billion

$9 billion, whether in deficit or excess.

3. Tax collection

$20 billion in tax revenue - ($1 billion, $3 billion, and $5 billion)

Tax revenue = $20 billion- $9 billion,

$11 billion in tax revenue

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The US has a free market system, that is, there is less state control over the economy.

It corresponds to an economic system that underlies capitalism, that is, economic exchanges are carried out between individuals and companies with the objective of obtaining profitability, through the private sector.

The free market system has as benefits the greater autonomy of citizens to carry out voluntary exchanges that directly influence the economic flow of the country.

In this system, economic agents are free, that is, the economic laws of supply and demand occur naturally, that is, they are directly influenced by the quantity of goods and services produced and the purchasing power of the population.

Therefore, the free market is an independent, decentralized system whose demand and supply are influenced by economic production and money transfer, without government control.

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Answer:

Tactical Goals

Explanation:

A corporation is a lesser risk borrower if the times interest earned ratio is high is False

when the applicant has a high likelihood of defaulting due to a low credit score, poor credit history, or both. A high-risk borrower is likely to have few, if any, other loan options, according to the lender.

Your payment processor has determined that your business has a higher risk of chargebacks or fraud and has assigned you a high-risk merchant account. High-risk merchant accounts incur higher processing fees to cover the risk the payment processor assumes.

You have a lower chance of being authorized the more risk you present to a lender. High-risk loan categories could include: Securing loans: These loans call for the holding of an asset as collateral, like your house or vehicle.

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Answer:

A black hat hacker

Answer: Black hat hacker

Explanation: