A newspaper wants a saleswoman to increase her subscription sales. According to goal-setting theory, c) Sell five new subscriptions per week will MOST likely to be effective in motivating this saleswoman.
Setting goals entails creating an action plan that will inspire and direct a person or group toward that goal. Compared to desires and impulsive intentions, goals are more thoughtful. Setting objectives entails directing one's thoughts, feelings, and actions toward achieving the goal.
By doing this, the goal-setter creates a desired future state that is different from their current condition, resulting in a mismatch that motivates subsequent actions. Goal-setting guidelines (or rules), like the SMART criteria, can be used as a guide for setting goals.
In literature on management and personal growth, creating goals is a central theme. Most notably, studies by Edwin A. Locke and his associates have demonstrated that setting more ambitious and precise goals results in greater performance improvement.
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The company's adjusted trial balance includes the following accounts balances Cash, $15,000, Equipment, $85,000, Accumulated Depreciation, $25,000, Accounts Payable, $10,000; Retained earnings, $63,500, Dividends, $2,000, Sales, $56,000 Sales Returns and Allowances, $3,000 Sales Discounts, $1,500, Depreciation Expense, $25,000 and Salaries Expense, $23,000 All accounts have normal balances Prepare the second closing entry by selecting the account names from the pull down menus and entering dollar amounts in the debit and credit columns.
DEBIT: INCOME SUMMARY $52,500 (depreciation expense $25,000 + Salaries expense $23,000 + sales discounts $1,500 + sales and returns an allowances $3,000 = total income of $52,500) Credit sales discounts $1,500, sales returns and allowances $3,000, depreciation expense $25,000 salaries expense $23,000
First Knowledge Check The following account balances are included in the company's adjusted trial balance: Accounts Payable: $10,000; Equipment: $85,000; Accumulated Depreciation: $25,000; Retained Earnings: $63,500; Dividends: $2,000; Sales: $56,000 Sales Allowances and Returns, $3,000 $1,500 in sales discounts, $25,000 in depreciation costs, and $23,000 in salary costs. All accounts are balanced normally. By choosing the account names from the pull-down options and entering dollar amounts in the debit and credit fields, you may prepare the second closing entry. look at the transaction list Worksheet for journal entries The following account balances are included in the company's adjusted trial balance: $15,000 in cash; $85,000 in equipment; $25,000 in accumulated depreciation; $10,000 in accounts payable; and $63,500 in retained earnings. $2,000 in dividends, $56,000 in sales, and $2,000 in sales returns and allowances Note: List debits first, then credits. Dec. 31 Debit Credit General Journal
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on march 1, a designer received a check for $7,500 from a customer for services to be provided after the customer chooses a color scheme for the first floor of her house. on july 31, the designer completed the design work for this customer.
Due to incomplete work in March, the money was not generated; therefore, it was transferred to the Unearned Revenue account.
Date Account Title Debit Credit
March 1 Cash $7,500
Unearned Revenue $7,500
Date Account Title Debit Credit
July 31 Unearned Revenue $7,500
Design Services Revenue $7,500
Now that the designer may recognise the revenue, it will be transferred from the Unearned revenue account to the appropriate revenue account when they are finished in July.
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TRUE/FALSE. people sometimes do things because they think it is the fair thing to do but actions based on fairness must also be backed by real financial gains or other material or tangible benefit. even if there is no financial or other material benefit. sometimes expecting nothing in return, but most often expecting real gains also. only if they trust the other people in the transaction.
In behavioral economics, we assert that : people sometimes do things because they think it is fair thing to do , even if there are no financial or other material gains .
Define behavioral economicsThe field of behavioral economics investigates the influences of psychological, cognitive, emotional, cultural, and social aspects on individual or institutional decisions, and how those decisions deviate from those predicted by traditional economic theory. In order to provide custom business plans and solutions based on psychology and market research, behavioral economic consultants first endeavor to understand their clients' needs.
You might work alone or as a member of a private firm as a consultant and select a specific industry, such as health care or education. All other first three choices are incorrect because they talk in terms of expected gains or other financial or real gains but it's incorrect as in behavior economic people act as a irrational agent, so they work differently from what is suggested by the theory .
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A broker advised his seller-client, who is selling his principal residence, to provide a completed seller disclosure notice as required by the texas property code. he should also advise the seller, that if a buyer does not receive the disclosure prior to signing a sales contract, the
The broker should advise the seller that they must provide a completed Seller Disclosure Notice as required by the Texas Property Code.
The broker should also explain to the seller that they must provide the disclosure notice to potential buyers prior to signing a sales contract. If the buyer does not receive the disclosure, they may have up to three days after signing the sales contract to terminate the contract without any penalty.
The broker should also explain that failure to provide the disclosure notice could result in a lawsuit against the seller. Additionally, the broker should remind the seller to read the disclosure form carefully and answer all questions truthfully.
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In order to comply with federal banking regulations, you must complete and pass this training prior to offering any financial products to clients. TRUE FALSE.
This statement is true "In order to comply with federal banking regulations, you must complete and pass this training prior to offering any financial products to clients."
Associates must scrupulously abide by the Bank Secrecy Act/USA PATRIOT Act, which is intended to combat money laundering and terrorist financing while promoting any bank products. Check that the address on the customer's ID matches the address on any additional paperwork the client has submitted in order to comply.
The following two types of identification, one of which must be a photo ID or an unexpired government-issued photo ID are required of clients. Compare the address on the ID with additional supporting documents. Ask the client to present one of the thirteen documents listed in the tax software to prove their address if it's different.
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An investor obtained a fully amortizing mortgage five years ago for $96,400 at 11 percent for 30 years. Mortgage rates have dropped, so that a fully amortizing 25-year loan can be obtained at 10 percent. There is no prepayment penalty on the mortgage balance of the original loan, but three points will be charged on the new loan and other closing costs will be $2,000. All payments are monthly. Should the borrower refinance if he plans to own the property for the remaining loan term? Assume that the investor borrows only an amount equal to the outstanding balance of the loan.
A completely amortized loan is one in which the interest is computed at a set rate throughout the payback duration. The principle and interest installment payments are similarly set.
This program is available to qualifying applicants at a discount of 12% off our existing 30-year fixed-rate mortgage package. For the first 120 installments, the interest rate is fixed (10 years). After ten years, the interest rate will be changed to our current 30-year fixed rate, not to exceed 3% over the promotional rate but not less than the introductory rate. Your principle and interest payments will be adjusted proportionately beginning with the 121st payment and will stay constant for the remainder of the loan's duration (20 years).This loan can be used to purchase a single-family detached home, condominium, or townhouse as a primary or secondary dwelling. (Mobile houses and manufactured homes are not eligible.)
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describe the difference in spending between the mandatory and discretionary categories, according to the chart.
There is no need for Congress to vote each year to approve this kind of spending. Spending can be classified as either required or discretionary depending on whether it is governed by current law or put to a vote during the annual appropriations process.
What is mandatory spending?Existing laws require mandatory spending, commonly known as direct spending. Spending of this kind also includes payments to individuals, organizations, state and municipal governments, as well as financing for entitlement programs like Medicare and Social Security.
The three largest entitlement programs in the country—Social Security, Medicare, and Medicaid—as well as numerous smaller ones—like deposit insurance, student loans, and retirement plans for government employees—require obligatory spending.
Thus, There is no need for Congress to vote each year to approve this kind of spending.
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choose the correct term for each of the missing labels in this diagram. a. human inputs b. new information
The correct term for each of the missing labels in that diagram is a. input and b. transformation.
What is input, transformation, and output?The input-transformation-output is a production process to produce new product.
The input is all required resources to operate production process and produce a product. This include human, material, financial, and information inputs.
The transformation is all required to use the input and give them the additional value. This include technology such as machine, manufacturing, etc.
The output is the result of input that has been given added value. This include product, profit, new information, etc.
Since, the missing a labels is in beginning of process so a labels is for input, and the b labels that in the between of input and output is transformation.
You question is incomplete, but most probably your full question was
(image attached)
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which of the following rankings lists these assets from the least liquid to the most liquid? responses cash, bonds, house, savings account cash, bonds, house, savings account bonds, house, savings account, cash bonds, house, savings account, cash savings account, cash, bonds, house savings account, cash, bonds, house house, bonds, savings account, cash house, bonds, savings account, cash cash, savings account, bonds, house
House, bonds, savings account, cash among the following rankings lists these assets from the least liquid to the most liquid.
A bond is what?Bonds are a common form of capital raising used by both governments and enterprises. In essence, you are making a loan to the issuer when you buy a bond. In exchange, they promise to pay you interest on the bond on a regular basis, usually twice a year, and to pay back the loan's face amount on a specific date.
How do bonds generate profits?Bonds are one category of investment referred to as fixed-income securities. They are debt obligations in which an investor lends money (the principal) to an organization or an authority for a certain period of time in exchange for a regular stream of interest payments (the yield).
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In a situation where two goods can be produced by two different people, it is possible for one person to have a comparative advantage in the production of both goods and the other person to have a comparative advantage in the production of neither good
TRUE OR FALSE
It is possible for one individual to have a comparative advantage in producing both goods in a scenario where two goods can be produced by two separate people, whereas the other person may have a comparative advantage in producing neither good FALSE.
when there are two people and each one is able to produce two goods?It is feasible for one individual to have a comparative advantage over the other in both things when there are two people and each one is capable of generating two goods.
What is the term for the circumstance where one person's opportunity cost of producing a good is lower than that of another person's opportunity cost of producing the same good?An instance of comparative advantage is when a person, company, or nation can provide a good or service at a lower opportunity cost than another producer.
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In a trend balance sheet, each balance sheet item is expressed as a percentage of
Multiple Choice
a. the base year item.
b. equity.
c. sales.
d. total assets.
In a trend balance sheet, each balance sheet item is expressed as a percentage of total assets.
What is trend balance sheet?Many businesses view trended balance sheets as essential month-end reports, and the finance team frequently uses them to examine monthly patterns in assets, liabilities, and equity. The most important feature of this kind of report is how the columns are dynamically populated with the months, starting with January and ending with the present period. Balance Sheet Trend Reports are used by businesses and organizations to swiftly identify upward or downward trends for any specific item on the statement. A company can increase its capacity to swiftly spot trends or exceptions and decrease the possibility that problems are discovered too late in the process with crucial things like cash, receivables, or payables by implementing solid business practices in the Finance & Accounting Department.
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FILL IN THE BLANK the___(the interest rate banks charge each other on overnight loans) is highly sensitive to money market factors and well exemplifies the interaction of supply and demand for banking funds.
The fed fund rate (the interest rate banks charge each other on overnight loans) is highly sensitive to money market factors and well exemplifies the interaction of supply and demand for banking funds.
What interest rate do banks charge one another for short-term and overnight loans?far, or the federal funds rate The interest rate that banks charge one another for overnight loans of $1 million or more is known as the federal funds rate. This rate is said to be the most variable of all the benchmark interest rates because overnight loans are the shortest and short-term interest rates are the most volatile.
Quizlet: What is the overnight interest rate and what function does it serve in monetary policy?The interest rate that banks charge one another for loans in the overnight funds market is known as the overnight interest rate. In that market, loans are frequently made for relatively short periods of time—often just one day.
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A country currently exports 1 million tons of lumber to the rest of the world. If the government’s were to impose an export subsidy, what would be the expected result
The expected result of providing an export subsidy is the subsidy will increase exports of lumber because it will effectively lower lumber prices for consumers and raise them for producers.
What does a subsidy on exports do?Export subsidies, such as the EU export refunds and the US Export Enhancement Program, are payments made to traders to make up the price differential between domestic market prices and international market prices. An export subsidy increases producer excess in the export market while decreasing it in the market of the importing country. When a big country introduces an export subsidy, national well-being suffers.
If the government implemented an export subsidy, the exporter market's production surplus would increase and consumer surplus would decrease. As a result, the economy will experience losses in consumption and deadweight production. Export subsidies benefit the domestic companies that receive them and frequently also result in a reduction in the price that domestic consumers pay.
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Answer:. The subsidy will increase exports of lumber because it will effectively lower lumber prices for consumers and raise them for producers.
Explanation:
This exercise examines the effect of a new destructive pest in Iowa on the price of corn in the United States and daily wages of corn harvesters in Nebraska. Assume that buyers of corn have no preference for corn grown in Iowa versus Nebraska. On the following graph, show the effect the new destructive pest in Iowa has on the market for corn in the United States by shifting either the demand curve, the supply curve, or both. Based on the graph for the market for corn in the United States, the new destructive pest has caused the price of corn in the United States to The following graph shows the daily market for corn pickers in Nebraska. Show the effect of the change in the price of corn in the United States on the market for corn pickers in Nebraska by shifting either the demand curve, the supply curve, or both. LABOR (Thousands of workers)
According to the demand schedule, quantity required reduces as price increases and vice versa.
What is demand curve?In economics, a demand curve is a chart that depicts the relationship between the cost of a given commodity and the quantity that is demanded at that price. Levels can increase can be used to analyse the connection between price and quantity for a single client or for all customers in a particular market.
The demand curve is built on the demand schedule. The demand schedule details the exact quantity of units to be ordered atvarious prices of an item or service. It is significant to remember that the amount required rises as the price falls.
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an emplyerwith 200 employeeoffer health insurance coverage its employee and dependents and pays one half of emplyee premiums for what tax penalty would it be liable if two of its employees obtainedinsurance coverage through an exchange in 2022and receive a premium subsidisy forthe entire year if applicablre annual penalty amount is $4120
If the employer-sponsored coverage is not affordable or offers insufficient value and one or more full-time employees acquire exchange-subsidized coverage, the employer will be charged a penalty.
What is an employee?A worker or manager who works for a business, group, or community is referred to as an employee. The organization's personnel consists of these people. There are various types of employees, but in general, any individual engaged by an employer to do a specific task in exchange for remuneration is considered an employee.
This means that employers must participate or pay: Offer low-cost health insurance that includes the bare minimum of coverage or face penalties. The fine for failure to comply is $2,880 or $4,320 for each full-time employee in 2023, excluding the first 30 full-time employees.
Therefore, If workers obtain exchange-subsidized insurance, the company employees will be penalized.
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a company purchased inventory on account for $280,000. the company returned $26,000 of the inventory to the supplier for credit.
The journal entry of the company with purchased inventory on account for $280,000 is stated below:
What is a journal entry?A journal entry serves as a record of a company transaction in your accounting records. Every transaction in double-entry bookkeeping requires at least two journal entries. A bookkeeper keeps track of all the changes that a transaction can bring about in a firm by recording them in a diary.
Each journal entry includes information crucial to one specific business transaction, such as the date, the amount to be credited and debited, a succinct explanation of the transaction, and the accounts impacted. It may include a list of the impacted subsidiaries, tax information, and other details, depending on the business. The journal entry of the company is:
(1)
Purchases $280,000
Accounts payable $280,000
[To record purchases on account]
(2)
Accounts payable $26,000
Purchases returns $26,000
[To record purchase returns]
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The complete question is attached below:
Let the price elasticity of supply for a good be 2.0, and the absolute value of the price elasticity of demand be -1.5. Which of the following is true in this case?a. Producers carry the majority of the tax burdenb. consumers carry the majority of the tax burdenc. producers and consumers carry an equal amount of the tax burdend. consumers carry the entire tax
Answer:
consumers carry the majority of the tax burden.
Explanation:
if foreign financial investors no longer see country a as a safe haven, which of the following will most likely occur in the short run?
Prices rise during inflation to encourage consumers to spend more money on fewer goods, which results in a decline in currency value .
Political unrest is another factor that lowers currency values since it makes exchange rates more volatile. Since imports are more economical than domestic goods in this situation, they are probably more prevalent. As a result, when the actual consumers rate is high, imports rise and net exports fall. Depreciation occurs as a result of supply and demand in a free foreign exchange market value; on the one side, devaluation occurs when a government adopts monetary policy to lower the value of a currency.
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The cost of merchandise sold during the year was $58,706. Merchandise inventories were $12,831 and $8,381 at the beginning and end of the year, respectively. Accounts payable were $5,017 and $4,722 at the beginning and end of the year, respectively. Using the direct method of reporting cash flows from operating activities, find the total cash payments for merchandise. Select the correct answer. a. $5,017 b. $58,706 c. $54,551 d. $53,961
Using the direct method of recording cash flows from operating activities, the total amount paid in cash for items is $53,961. So, the appropriate choice is (d)
For the direct method of reporting cash flows from operating operations, we can perform the following computation to determine the cash payments for goods:
Cash payments for merchandise = Cost of merchandise sold - (Ending inventory - Beginning inventory) - (Ending accounts payable - Beginning accounts payable)
putting the value and we get,
Cash payments for merchandise = $58,706 - ($12,831 - $8,381) - ($5,017 - $4,722)
= $58,706 - $4,450 - $295
= $53961
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Refer to Situation 4-1. Because price controls were in effect at the time the embargo occurred, an economist would predict that a. the number of dollars one would need to pay at the pump for a full tank of gasoline would increase sharply. b. the number of dollars one would need to pay at the pump for a full tank of gasoline would decline sharply. c. long waiting lines and black markets would appear. d. a surplus of gasoline would result.
An economist would forecast that the price of a full tank of gasoline would rise significantly at the pump because price limits were in place at the time the embargo took place. ( Option a )
- According to the Smithsonian National Museum of American History, in 1973, the Organization of Petroleum Exporting Countries (OPEC) punished the United States for its support of Israel by imposing a crippling embargo that caused a 350% increase in oil prices. A gallon of gasoline cost 36 cents in 1970. It has more than tripled to $1.19 by 1981.
- According to the Bancroft Library at the University of California, Berkeley, the first of the gas panics of the 1970s started in October 1973 when OPEC increased the price of crude oil by 70%.
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Assume the following information:Current spot rate of New Zealand dollar = $.41Forecasted spot rate of New Zealand dollar 1 year from now = $.43One-year forward rate of the New Zealand dollar = $.42Annual interest rate on New Zealand dollars = 8%Annual interest rate on U.S. dollars = 9%Given the information in this question, the return from covered interest arbitrage by U.S. investors with $500,000 to invest is ____%.
Option B. 10.63, calculation for U.S. investors with $400,000 to invest to find the return from uncovered interest arbitrage.
The first step is to determine the New Zealand dollar's current value.
$400,000/$.41 in New Zealand dollars
$975,609.76 in New Zealand dollars.
The increase will be determined in the second stage using the annual interest rate on New Zealand dollars.
$975,609.76 more in New Zealand dollars (1+.08)
$975,609.76 more in New Zealand dollars (1.08)
$1,053,658.54 more in New Zealand dollars
The third step is to determine the New Zealand dollar's forward rate amount.
$1,053,658.54 in New Zealand dollars at the forward rate is equal to.42.
$442,536.63 in New Zealand dollars at forward rates
Let's now determine the profit from uncovered interest arbitrage.
Return: ($400,000 - ($442,536.63))/$400,000
Return: $42,536.63 on every $400,000.
Return=0.1063*100
10.63% of returns
With $400,000 to invest, the return on uncovered interest arbitrage for American investors is therefore approximately 10.63%.
Assume the following information: Current spot rate of New Zealand dollar = $.41 Forecasted spot rate of New Zealand dollar 1 year from now = $.45 One-year forward rate of the New Zealand dollar = $.42 Annual interest rate on New Zealand dollars = 8% Annual interest rate on U.S. dollars = 9% Given the information in this question, the return from uncovered interest arbitrage by U.S. investors with $400,000 to invest is _______ %.
A) about 11.97
B) about 10.63
C) about 11.12
D) about 13.27
E) about 18.54
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Emme was telling her friend about the freedom and scretion given to her in scheduling and deciding the procedures used to complete the tasks assigned to her. Which of the following job characteristics was she talking about? O task signbifficence
O autonomy
O task identity
O skill variety O feedback
Autonomy is the job characteristic she was talking about. Autonomy is when a person has the freedom to decide how to do their job and when to do it.
What is Autonomy?Autonomy is the ability to self-govern and make decisions independently. It is a concept that emphasizes the importance of individual autonomy and self-determination. Autonomy is the right to choose how we want to live our lives, free from external control and coercion. It is a core value of many cultures and societies and is a cornerstone of democracy. Autonomy also includes freedom of thought and expression, the right to privacy, and the right to bodily integrity. Autonomy is an important concept in psychology, law, and ethics, as it involves the right to make decisions without interference. Autonomy is essential for a person to have self-respect and respect for others.
This includes being able to set their own schedule and decide the procedures used to complete tasks.
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Citron is a firm that manufactures electric scooters. Suppose Citron sells its electric scooters to online retailers for $810 each and requires those online retailers to charge at least $840 to shoppers for each electric scooter. Warm Winds is the only firm producing air fryers. It costs $410 to produce one air fryer, and Warm Winds sells each air fryer for $950. After Sirocco, a new firm with the same costs as Warm Winds, enters the market for air fryers, Warm Winds starts selling its air fryers for a price of $330. Wallyâs sells a wide variety of skateboards to retail sporting good outlets. Wallyâs recently rolled out two new skateboards: a popular Dallas II and a much less popular Drydeck 3. Wallyâs requires sporting good outlets to order 15 boards of the Drydeck 3 for every 120 boards of the Dallas II bought. True or False: The only reason for Citron to require retailers to sell electric scooters at a certain price is to reduce competition and extend its market power to the retail market. Therefore, this practice is always economically inefficient.
True
False
False. The practice of requiring retailers to sell electric scooters at a certain price does not necessarily reduce competition or extend market power.
What is extend market power?Extend market power is a term used to describe the ability of a company to influence the market and increase its market share. It refers to the ability of a company to control a larger portion of the market, allowing them to charge higher prices, increase their profits and control the market for a certain product or service. This is often done through aggressive marketing and advertising campaigns, the utilization of strategic alliances and partnerships, and the development of new products and services which cater to a specific market. Companies can also use their extended market power to influence the pricing of products and services within their industry, as well as influence the competition.
It may be done for many reasons, including increasing revenue by capturing a larger share of the market or protecting brand reputation. In some cases, this practice may even be economically efficient, such as when it helps the firm capture a larger share of the market or protect its brand reputation.
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Complete the following table by indicating whether or not each scenario is an example of price discrimination. Hotels charge a higher price for rooms with a nicer view, such as a skyline view or a coastal view. Assume that all consumers receive a higher utility when staying in a room with a nicer view. Last-minute "rush" tickets can be purchased for most Broadway theater shows at a discounted price. They are typically distributed via lottery or on a first-come, first-served basis a few hours before the show. Assume that the theater in questions does not hold seats in reserve for this purpose, but rather offers rush tickets only for seats not before the day of the performance.
In first case we can see in case that hotel is charging same price to anyone who wants to stay in a NICER VIEW. and demand same amount of money. So there is no price discrimination.
What is meant by price discrimination?Price discrimination is a selling strategy that charges customers different prices for the same product or service based on what the seller thinks they can get the customer to agree to. In pure price discrimination, the seller charges each customer the maximum price they will pay.
Why is price discrimination used?Companies practice price discrimination in order to maximize profits. Since a large market typically includes many types of consumers, price discrimination allows companies to offer a high price to well-off consumers and a low price to the most price-sensitive consumers.
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You buy an 8% coupon, 20-year maturity bond when its yield to maturity is 9%. (Assume semiannual coupon payments.) Six months later, the yield to maturity is 10%. What is your return over the 6 month?
If a bond's purchase price is equal to its par value, its coupon rate and yield to maturity are identical. A bond's face value, also known as the state company, is its par value. Par values for most bonds are $100 or $1,000.
A bond's interest rate, or the amount it pays the bondholder each year, is represented as a percentage of its par value and is known as the coupon rate. Until it matures, a bond with a $1,000 par value and a 5% coupon rate will accrue $50 in interest annually .Let's say you buy a bond from IBM Corp. with a $1,000 face value and $10 semi-annual installments. Divide the total yearly interest payments by the bond's face value to find the coupon rate. In this instance, the total yearly interest payment is $10 multiplied by 2 to get $20. As a result, the annual coupon rate for the IBM bond is $20 x $1000, or 2%.
No matter what price the bond trades for, the coupons are fixed.
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T/F if you are turned down for a position that you believe was a good fit, employment specialists recommend writing a rejection follow-up letter to the potential employer.
The statement is false. if you are turned down for a position that you believe was a good fit, employment specialists recommend writing a rejection follow-up letter to the potential employer.
Employment is dating among two parties regulating the provision of paid labor offerings. commonly based totally on a settlement, one birthday party, the corporation, which is probably a company, a no longer-for-earnings company, a co-operative, or every other entity, will pay the alternative, the worker, in go back for carrying out assigned work. personnel works in go back for wages, which can be paid on the basis of an hourly charge, by piecework, or an annual salary, depending on the type of work an employee does, the winning conditions of the arena, and the bargaining strength among the parties. personnel in some sectors may additionally get hold of gratuities, bonus bills, or inventory options. In a few sorts of employment, personnel may also get hold of benefits similarly to price. advantages may consist of medical insurance, housing, and disability coverage.
An unbiased contractor gives offerings to the public at huge, not simply to one business, and is liable for disbursing bills from the consumer, paying unreimbursed fees, and offering his or her very own gear to finish the job. 0.33, the connection of the events is frequently evidenced by using a written settlement that specifies that the employee is an independent contractor and isn't entitled to worker blessings; the services furnished by way of the employee aren't key to the enterprise, and the connection is not everlasting.
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Larry Mattingly turned 20 years old today. His grandfather had established a trust fund that will pay him $120,000 on his next birthday. However, Larry needs money today to start his college education, and his father is willing to help. Mr. Mattingly has agreed to give Larry the present value of the $120,000 future cash inflow, assuming a 6 percent rate of return.
Determine the amount of cash that Larry Mattingly's father should give him.
There should be $113,207.55 in cash given to Larry Mattingly by his father.
What Is Present Value (PV)?The present value, or PV, of a future sum of money or stream of cash flows is their current value at a specific rate of return. Future cash flows are discounted at the discount rate, so the higher the discount rate, the lower the present value of the future cash flows will be. The current value of a future sum of money is known as its present value. The sum that would be paid today for a promise to pay you, for example, $110 in a year is known as the present value.
How are current values determined?The formula for current value, divides the future value FV by a factor of 1 + I for each interval between the present and future dates.
Present value= [tex]\frac{Future value}{(1 + r)^{n} }[/tex]
Future value= $120,000
Rate (r)= 6%= 0.06
time (n)= 1 year
Present value= [tex]\frac{120,000}{(1 + 0.06)^{1} }[/tex]
Present value= [tex]\frac{120,000}{1.06}[/tex]
Present value= $113,207.55
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Make a reDemarco and Tanya have received information about three separate mortgage offers. In two or three paragraphs, describe your recommendation for the best financial choice in their situation. Evaluate each of the three offers, compare and contrast their effectiveness, and explain the offer that works best. As you explain your answer, support it using reasons and evidence from the calculations you made based on the information provided in this guide for Analyzing Mortgage Options.
commendation to Tom. Which loan should he use?
When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. Hence option 3 should be opt .
What is Mortgage ?To purchase a property or borrow money against the value of a home you currently own, you can use a mortgage loan.
With regard to Mortgage Option 3, not only is the interest rate greater (4.0%) but also the unpaid debt must be paid in full within 8 years. After the down payment, their monthly payment would be $1,605, which would also include the 4.25% fixed interest rate.
A borrower runs the danger of losing their house and equity because of the short payment period if the final payment isn't made on time.not possible to make. The interest rate for Mortgage Option 2 is the lowest at 3.5%, although this rate may change yearly.
They would be able to pay it even though the interest rate is the highest. Tanya and Demarco would be able to make these payments and still have about $3,395 of their monthly income available for spending.
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blank includes the owners' contributions to a company along with income earned by the company and retained to finance continued growth and product development.
The increase in a business's commitments to stockholders is called retained earnings. Businesses may retain assets generated through operations.
By business, what do you mean?A person engaged in business is also one who makes things or provides services with the intention of selling them for a profit. Commercial Definition. A business is an entrepreneurial organization or institution that engages in commercial activity. They may be industrial, commercial, or other types.
What are the foundations of business?You should start by learning the fundamentals of business if you want to succeed. You may build a lasting firm by studying your clients and learning about their wants and needs, but you must first develop the fundamental business skills needed.
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refer to the above table. suppose you had a budget of $7 and the price of pretzels was $2 and the price of cookies was $1. what would be the number of pretzels and cookies that you would purchase to maximize your utility given the data in the table?O 1 cookies and 3 pretzels C 6 cookies and 1 pretzels O 5 cookies and 1 pretzels O 3 cookies and 2 pretzels
In a strategic plan known as utility maximization, people and businesses aim to get the most enjoyment possible out of their financial choices. For instance, management will implement a plan of purchasing items or services that deliver the greatest advantage when a company's resources are restricted.
The utilitarian philosopher's John Stuart Mill and Jeremy Bentham created the idea of utility maximization. Alfred Marshall, an economist from England, introduced it into economics.
The cost of a product that a consumer is prepared to pay is a presumption in classical economics that approximates the greatest utility that they obtain from the acquired thing.
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